{"id":731,"date":"2026-10-29T00:04:57","date_gmt":"2026-10-29T04:04:57","guid":{"rendered":"https:\/\/gmat40.com\/?page_id=731"},"modified":"2026-10-29T00:04:57","modified_gmt":"2026-10-29T00:04:57","slug":"real-estate-and-wealth-owning-renting-and-investing","status":"publish","type":"page","link":"https:\/\/gmat40.com\/fr\/topics\/wealth-management\/real-estate-and-wealth-owning-renting-and-investing\/","title":{"rendered":"Immobilier et patrimoine : poss\u00e9der, louer et investir"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"731\" class=\"elementor elementor-731\">\n\t\t\t\t<section class=\"elementor-element elementor-element-677a424 e-con e-atomic-element e-flexbox-base e-default-section section-white\" data-id=\"677a424\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"677a424\">\n    <div class=\"elementor-element elementor-element-8899491 e-con e-atomic-element e-flexbox-base e-default-div article-layout\" data-id=\"8899491\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"8899491\">\n    <article class=\"elementor-element elementor-element-264fe74 e-con e-atomic-element e-flexbox-base e-default-article article-main\" data-id=\"264fe74\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"264fe74\">\n    <div class=\"elementor-element elementor-element-7811005 e-con e-atomic-element e-flexbox-base e-default-div article-head\" data-id=\"7811005\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"7811005\">\n    <div class=\"elementor-element elementor-element-20f373f e-con e-atomic-element e-flexbox-base e-default-div breadcrumb\" data-id=\"20f373f\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"20f373f\">\n    \t\t\t<a href=\"https:\/\/gmat40.com\/fr\/library\/\" target=\"_self\" class=\"breadcrumb-link e-button-base e-default-a\" data-interaction-id=\"a763e4c\">\n\tBiblioth\u00e8que\n<\/a>\n\t\t\t\t\t<span class=\"breadcrumb-sep e-paragraph-base e-default-span\" data-interaction-id=\"b83ab0f\">\/<\/span>\n\t\t\t\t\t<a href=\"https:\/\/gmat40.com\/fr\/topics\/wealth-management\/\" target=\"_self\" class=\"breadcrumb-link e-button-base e-default-a\" data-interaction-id=\"8bbcb6e\">\n\tGestion de patrimoine\n<\/a>\n\t\t\n<\/div>\n<div class=\"elementor-element elementor-element-2b9d982 e-con e-atomic-element e-flexbox-base e-default-div article-meta\" data-id=\"2b9d982\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"2b9d982\">\n    \t\t\t<span class=\"tag e-paragraph-base e-default-span\" data-interaction-id=\"8c742d7\">Premium<\/span>\n\t\t\t\t\t<span class=\"article-num e-paragraph-base e-default-span\" data-interaction-id=\"6288894\">Article 8 sur 10<\/span>\n\t\t\t\t\t<span class=\"meta-text e-paragraph-base e-default-span\" data-interaction-id=\"597bec3\">2 min de lecture<\/span>\n\t\t\n<\/div>\n\t\t\t<h1 data-interaction-id=\"d7260b2\" class=\"title-lg e-heading-base e-default-h1\">Immobilier et patrimoine : poss\u00e9der, louer et investir<\/h1>\n\t\t\n<\/div>\n\t\t\t<img fetchpriority=\"high\" decoding=\"async\" class=\"e-image-base e-default-img article-cover\" data-interaction-id=\"940c480\" id=\"34\" src=\"https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-71-1024x757.webp\" width=\"1024\" height=\"757\" srcset=\"https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-71-1024x757.webp 1024w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-71-300x222.webp 300w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-71-768x568.webp 768w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-71-1536x1136.webp 1536w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-71-16x12.webp 16w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-71-600x444.webp 600w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-71.webp 1600w\" alt=\"Illustration for the article: Mortgages 101: Borrowing to Buy a Home in Canada\"\/>\t\t<div class=\"elementor-element elementor-element-745cdf3 e-con e-atomic-element e-flexbox-base e-default-div prose\" data-id=\"745cdf3\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"745cdf3\" id=\"article-preview\">\n    \t\t\t<p class=\"prose-p e-paragraph-base e-default-p\" data-interaction-id=\"f023f2f\">Pour de nombreuses familles canadiennes, leur maison repr\u00e9sente leur principal actif. Toutefois, l&#039;immobilier n&#039;est pas syst\u00e9matiquement la meilleure voie vers la richesse et s&#039;av\u00e8re plus efficace lorsqu&#039;il s&#039;inscrit dans une strat\u00e9gie plus globale.<\/p>\n\t\t\t\t\t<h2 data-interaction-id=\"164914f\" class=\"prose-heading e-heading-base e-default-h2\">Votre maison comme actif<\/h2>\n\t\t\n<\/div>\n\n<div class=\"elementor-element elementor-element-e94a069 e-con e-atomic-element e-flexbox-base e-default-div gate-panel\" data-id=\"e94a069\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"e94a069\" id=\"article-gate\">\n    \t\t\t<span class=\"tag e-paragraph-base e-default-span\" data-interaction-id=\"215b05e\">Article Premium<\/span>\n\t\t\t\t\t<h2 data-interaction-id=\"b018e4a\" class=\"title-md e-heading-base e-default-h2\">Cet article fait partie de l&#039;abonnement Premium.<\/h2>\n\t\t\t\t\t<p class=\"text e-paragraph-base e-default-p\" data-interaction-id=\"e5911ea\">Les membres Premium ont acc\u00e8s \u00e0 l&#039;int\u00e9gralit\u00e9 des 100 articles et b\u00e9n\u00e9ficient de conseils, d&#039;ateliers et de s\u00e9minaires sans frais suppl\u00e9mentaires. L&#039;abonnement Premium co\u00fbte 49,99\u00a0$ par an.<\/p>\n\t\t<div class=\"elementor-element elementor-element-72d8d1f e-con e-atomic-element e-flexbox-base e-default-div button-row\" data-id=\"72d8d1f\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"72d8d1f\">\n    \t\t\t<a href=\"https:\/\/gmat40.com\/fr\/membership\/\" target=\"_self\" class=\"button-primary e-button-base e-default-a\" data-interaction-id=\"53b2546\">\n\tChoisissez Premium\n<\/a>\n\t\t\t\t\t<a href=\"https:\/\/gmat40.com\/wp-login.php\" target=\"_self\" class=\"button-ghost e-button-base e-default-a\" data-interaction-id=\"5ed03e9\">\n\tSe connecter\n<\/a>\n\t\t\n<\/div>\n\n<\/div>\n<div class=\"elementor-element elementor-element-041f545 e-con e-atomic-element e-flexbox-base e-default-div article-nav\" data-id=\"041f545\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"041f545\">\n    <a class=\"elementor-element elementor-element-d858919 e-con e-atomic-element e-flexbox-base e-default-a article-nav-link\" data-id=\"d858919\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"d858919\" href=\"https:\/\/gmat40.com\/fr\/topics\/wealth-management\/inflation-the-silent-thief-of-your-savings\/\" target=\"_self\">\n    \t\t\t<span class=\"small e-paragraph-base e-default-span\" data-interaction-id=\"77527f7\">Pr\u00e9c\u00e9dent<\/span>\n\t\t\t\t\t<span class=\"title-sm e-paragraph-base e-default-span\" data-interaction-id=\"d86d3b9\">L&#039;inflation : le voleur silencieux de vos \u00e9conomies<\/span>\n\t\t\n<\/a>\n<a class=\"elementor-element elementor-element-e133eb3 e-con e-atomic-element e-flexbox-base e-default-a article-nav-next\" data-id=\"e133eb3\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"e133eb3\" href=\"https:\/\/gmat40.com\/fr\/topics\/wealth-management\/newcomers-building-wealth-in-your-new-country\/\" target=\"_self\">\n    \t\t\t<span class=\"small e-paragraph-base e-default-span\" data-interaction-id=\"dabc593\">Suivant<\/span>\n\t\t\t\t\t<span class=\"title-sm e-paragraph-base e-default-span\" data-interaction-id=\"adc48f7\">Nouveaux arrivants\u00a0: se constituer un patrimoine dans son nouveau pays<\/span>\n\t\t\n<\/a>\n\n<\/div>\n\n<\/article>\n<aside class=\"elementor-element elementor-element-6a311ea e-con e-atomic-element e-flexbox-base e-default-aside article-aside\" data-id=\"6a311ea\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"6a311ea\">\n    <div class=\"elementor-element elementor-element-35381ad e-con e-atomic-element e-flexbox-base e-default-div side-panel\" data-id=\"35381ad\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"35381ad\">\n    <div class=\"elementor-element elementor-element-b5e120d e-con e-atomic-element e-flexbox-base e-default-div eyebrow\" data-id=\"b5e120d\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"b5e120d\">\n    \t\t\t\n<hr class=\"eyebrow-mark e-divider-base\" data-interaction-id=\"5bf6345\" \/>\n\t\t\t\t\t<span class=\"eyebrow-text e-paragraph-base e-default-span\" data-interaction-id=\"726b921\">Dans ce sujet<\/span>\n\t\t\n<\/div>\n<a class=\"elementor-element elementor-element-1d5001f e-con e-atomic-element e-flexbox-base e-default-a side-link\" data-id=\"1d5001f\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"1d5001f\" href=\"https:\/\/gmat40.com\/fr\/topics\/wealth-management\/what-is-wealth-management-wealth-vs-income-explained\/\" target=\"_self\">\n    \t\t\t<span class=\"article-num e-paragraph-base e-default-span\" data-interaction-id=\"aa9b29e\">01<\/span>\n\t\t\t\t\t<span class=\"side-link-text e-paragraph-base e-default-span\" data-interaction-id=\"a892c47\">Qu\u2019est-ce que la gestion de patrimoine\u00a0? Explication de la diff\u00e9rence entre patrimoine et revenus.<\/span>\n\t\t\n<\/a>\n<a class=\"elementor-element elementor-element-c7579c9 e-con e-atomic-element e-flexbox-base e-default-a side-link\" data-id=\"c7579c9\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"c7579c9\" href=\"https:\/\/gmat40.com\/fr\/topics\/wealth-management\/investing-basics-stocks-bonds-gics-mutual-funds-and-etfs\/\" target=\"_self\">\n    \t\t\t<span class=\"article-num e-paragraph-base e-default-span\" data-interaction-id=\"d5349af\">02<\/span>\n\t\t\t\t\t<span class=\"side-link-text e-paragraph-base e-default-span\" data-interaction-id=\"6f501bc\">Principes de base de l&#039;investissement\u00a0: actions, obligations, CPG, fonds communs de placement et FNB<\/span>\n\t\t\n<\/a>\n<a class=\"elementor-element elementor-element-dfb58c3 e-con e-atomic-element e-flexbox-base e-default-a side-link\" data-id=\"dfb58c3\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"dfb58c3\" href=\"https:\/\/gmat40.com\/fr\/topics\/wealth-management\/risk-and-return-how-much-risk-is-right-for-you\/\" target=\"_self\">\n    \t\t\t<span class=\"article-num e-paragraph-base e-default-span\" data-interaction-id=\"9186c01\">03<\/span>\n\t\t\t\t\t<span class=\"side-link-text e-paragraph-base e-default-span\" data-interaction-id=\"c9387b1\">Risque et rendement\u00a0: quel niveau de risque vous convient\u00a0?<\/span>\n\t\t\n<\/a>\n<a class=\"elementor-element elementor-element-533dbd4 e-con e-atomic-element e-flexbox-base e-default-a side-link\" data-id=\"533dbd4\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"533dbd4\" href=\"https:\/\/gmat40.com\/fr\/topics\/wealth-management\/diversification-and-asset-allocation-dont-put-all-your-eggs-in-one-basket\/\" target=\"_self\">\n    \t\t\t<span class=\"article-num e-paragraph-base e-default-span\" data-interaction-id=\"936d92e\">04<\/span>\n\t\t\t\t\t<span class=\"side-link-text e-paragraph-base e-default-span\" data-interaction-id=\"ddb5f8b\">Diversification et r\u00e9partition des actifs\u00a0: ne mettez pas tous vos \u0153ufs dans le m\u00eame panier.<\/span>\n\t\t\n<\/a>\n<a class=\"elementor-element elementor-element-995ad58 e-con e-atomic-element e-flexbox-base e-default-a side-link\" data-id=\"995ad58\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"995ad58\" href=\"https:\/\/gmat40.com\/fr\/topics\/wealth-management\/the-hidden-cost-of-fees-small-percentages-big-differences\/\" target=\"_self\">\n    \t\t\t<span class=\"article-num e-paragraph-base e-default-span\" data-interaction-id=\"88dd031\">05<\/span>\n\t\t\t\t\t<span class=\"side-link-text e-paragraph-base e-default-span\" data-interaction-id=\"b95bdcb\">Le co\u00fbt cach\u00e9 des frais\u00a0: de petits pourcentages, de grandes diff\u00e9rences<\/span>\n\t\t\n<\/a>\n<a class=\"elementor-element elementor-element-4c13f6b e-con e-atomic-element e-flexbox-base e-default-a side-link\" data-id=\"4c13f6b\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"4c13f6b\" href=\"https:\/\/gmat40.com\/fr\/topics\/wealth-management\/staying-the-course-volatility-emotions-and-dollar-cost-averaging\/\" target=\"_self\">\n    \t\t\t<span class=\"article-num e-paragraph-base e-default-span\" data-interaction-id=\"b2f17ee\">06<\/span>\n\t\t\t\t\t<span class=\"side-link-text e-paragraph-base e-default-span\" data-interaction-id=\"4751133\">Maintenir le cap\u00a0: volatilit\u00e9, \u00e9motions et moyenne des co\u00fbts en dollars<\/span>\n\t\t\n<\/a>\n<a class=\"elementor-element elementor-element-ea4bf6b e-con e-atomic-element e-flexbox-base e-default-a side-link\" data-id=\"ea4bf6b\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"ea4bf6b\" href=\"https:\/\/gmat40.com\/fr\/topics\/wealth-management\/inflation-the-silent-thief-of-your-savings\/\" target=\"_self\">\n    \t\t\t<span class=\"article-num e-paragraph-base e-default-span\" data-interaction-id=\"a157265\">07<\/span>\n\t\t\t\t\t<span class=\"side-link-text e-paragraph-base e-default-span\" data-interaction-id=\"eebeedd\">L&#039;inflation : le voleur silencieux de vos \u00e9conomies<\/span>\n\t\t\n<\/a>\n<a class=\"elementor-element elementor-element-b80b3a2 e-con e-atomic-element e-flexbox-base e-default-a side-link\" data-id=\"b80b3a2\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"b80b3a2\" href=\"https:\/\/gmat40.com\/fr\/topics\/wealth-management\/real-estate-and-wealth-owning-renting-and-investing\/\" target=\"_self\">\n    \t\t\t<span class=\"article-num e-paragraph-base e-default-span\" data-interaction-id=\"4cbba62\">08<\/span>\n\t\t\t\t\t<span class=\"side-link-text-active e-paragraph-base e-default-span\" data-interaction-id=\"cc83982\">Immobilier et patrimoine : poss\u00e9der, louer et investir<\/span>\n\t\t\n<\/a>\n<a class=\"elementor-element elementor-element-ca0a4cf e-con e-atomic-element e-flexbox-base e-default-a side-link\" data-id=\"ca0a4cf\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"ca0a4cf\" href=\"https:\/\/gmat40.com\/fr\/topics\/wealth-management\/newcomers-building-wealth-in-your-new-country\/\" target=\"_self\">\n    \t\t\t<span class=\"article-num e-paragraph-base e-default-span\" data-interaction-id=\"11d65cb\">09<\/span>\n\t\t\t\t\t<span class=\"side-link-text e-paragraph-base e-default-span\" data-interaction-id=\"c677d07\">Nouveaux arrivants\u00a0: se constituer un patrimoine dans son nouveau pays<\/span>\n\t\t\n<\/a>\n<a class=\"elementor-element elementor-element-31b53ec e-con e-atomic-element e-flexbox-base e-default-a side-link\" data-id=\"31b53ec\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"31b53ec\" href=\"https:\/\/gmat40.com\/fr\/topics\/wealth-management\/choosing-a-financial-advisor-and-spotting-investment-scams\/\" target=\"_self\">\n    \t\t\t<span class=\"article-num e-paragraph-base e-default-span\" data-interaction-id=\"e9b6258\">10<\/span>\n\t\t\t\t\t<span class=\"side-link-text e-paragraph-base e-default-span\" data-interaction-id=\"077b97a\">Choisir un conseiller financier et rep\u00e9rer les arnaques \u00e0 l&#039;investissement<\/span>\n\t\t\n<\/a>\n\n<\/div>\n\t\t\t<p class=\"small e-paragraph-base e-default-p\" data-interaction-id=\"1e5e257\">Ce contenu est fourni \u00e0 titre informatif uniquement et ne constitue pas un conseil financier, juridique ou fiscal. Les taux, les limites et les r\u00e8gles \u00e9tant susceptibles d&#039;\u00e9voluer, veuillez v\u00e9rifier les informations en vigueur aupr\u00e8s de votre \u00e9tablissement financier ou de l&#039;organisme gouvernemental comp\u00e9tent.<\/p>\n\t\t\n<\/aside>\n\n<\/div>\n\n<\/section>\n\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Library \/ Wealth Management Premium Article 8 of 10 2 min read Real Estate and Wealth: Owning, Renting and Investing [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":723,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"site-sidebar-layout":"no-sidebar","site-content-layout":"page-builder","ast-site-content-layout":"full-width-container","site-content-style":"unboxed","site-sidebar-style":"unboxed","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-731","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.8 - 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