{"id":726,"date":"2026-10-29T00:04:53","date_gmt":"2026-10-29T04:04:53","guid":{"rendered":"https:\/\/gmat40.com\/?page_id=726"},"modified":"2026-10-29T00:04:53","modified_gmt":"2026-10-29T00:04:53","slug":"risk-and-return-how-much-risk-is-right-for-you","status":"publish","type":"page","link":"https:\/\/gmat40.com\/fr\/topics\/wealth-management\/risk-and-return-how-much-risk-is-right-for-you\/","title":{"rendered":"Risque et rendement\u00a0: quel niveau de risque vous convient\u00a0?"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"726\" class=\"elementor elementor-726\">\n\t\t\t\t<section class=\"elementor-element elementor-element-c1d94d1 e-con e-atomic-element e-flexbox-base e-default-section section-white\" data-id=\"c1d94d1\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"c1d94d1\">\n    <div class=\"elementor-element elementor-element-198a48a e-con e-atomic-element e-flexbox-base e-default-div article-layout\" data-id=\"198a48a\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"198a48a\">\n    <article class=\"elementor-element elementor-element-dcd0fb1 e-con e-atomic-element e-flexbox-base e-default-article article-main\" data-id=\"dcd0fb1\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"dcd0fb1\">\n    <div class=\"elementor-element elementor-element-f7fc7ab e-con e-atomic-element e-flexbox-base e-default-div article-head\" data-id=\"f7fc7ab\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"f7fc7ab\">\n    <div class=\"elementor-element elementor-element-61e373a e-con e-atomic-element e-flexbox-base e-default-div breadcrumb\" data-id=\"61e373a\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"61e373a\">\n    \t\t\t<a href=\"https:\/\/gmat40.com\/fr\/library\/\" target=\"_self\" class=\"breadcrumb-link e-button-base e-default-a\" data-interaction-id=\"fe29b28\">\n\tBiblioth\u00e8que\n<\/a>\n\t\t\t\t\t<span class=\"breadcrumb-sep e-paragraph-base e-default-span\" data-interaction-id=\"f32bb49\">\/<\/span>\n\t\t\t\t\t<a href=\"https:\/\/gmat40.com\/fr\/topics\/wealth-management\/\" target=\"_self\" class=\"breadcrumb-link e-button-base e-default-a\" data-interaction-id=\"5c3d99f\">\n\tGestion de patrimoine\n<\/a>\n\t\t\n<\/div>\n<div class=\"elementor-element elementor-element-d315f19 e-con e-atomic-element e-flexbox-base e-default-div article-meta\" data-id=\"d315f19\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"d315f19\">\n    \t\t\t<span class=\"tag e-paragraph-base e-default-span\" data-interaction-id=\"00ab53e\">Premium<\/span>\n\t\t\t\t\t<span class=\"article-num e-paragraph-base e-default-span\" data-interaction-id=\"164187c\">Article 3 sur 10<\/span>\n\t\t\t\t\t<span class=\"meta-text e-paragraph-base e-default-span\" data-interaction-id=\"e23b6f6\">2 min de lecture<\/span>\n\t\t\n<\/div>\n\t\t\t<h1 data-interaction-id=\"c7b3db0\" class=\"title-lg e-heading-base e-default-h1\">Risque et rendement\u00a0: quel niveau de risque vous convient\u00a0?<\/h1>\n\t\t\n<\/div>\n\t\t\t<img fetchpriority=\"high\" decoding=\"async\" class=\"e-image-base e-default-img article-cover\" data-interaction-id=\"96d8f7e\" id=\"29\" src=\"https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-44-1024x1024.webp\" width=\"1024\" height=\"1024\" srcset=\"https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-44-1024x1024.webp 1024w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-44-300x300.webp 300w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-44-150x150.webp 150w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-44-768x768.webp 768w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-44-1536x1536.webp 1536w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-44-12x12.webp 12w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-44-600x600.webp 600w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-44-100x100.webp 100w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-44.webp 1600w\" alt=\"Illustration for the article: Your Credit Score in Canada: How Newcomers Can Build One from Zero\"\/>\t\t<div class=\"elementor-element elementor-element-3a29fcb e-con e-atomic-element e-flexbox-base e-default-div prose\" data-id=\"3a29fcb\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"3a29fcb\" id=\"article-preview\">\n    \t\t\t<p class=\"prose-p e-paragraph-base e-default-p\" data-interaction-id=\"3b04cf4\">En mati\u00e8re d&#039;investissement, rien n&#039;est gratuit. Un potentiel de rendement plus \u00e9lev\u00e9 s&#039;accompagne g\u00e9n\u00e9ralement d&#039;un risque plus important, ce qui se traduit par de plus grandes fluctuations de valeur et un risque de perte.<\/p>\n\t\t\t\t\t<h2 data-interaction-id=\"14e2840\" class=\"prose-heading e-heading-base e-default-h2\">Ce que signifie r\u00e9ellement le \u00ab risque \u00bb<\/h2>\n\t\t\n<\/div>\n\n<div class=\"elementor-element elementor-element-bbc5ca1 e-con e-atomic-element e-flexbox-base e-default-div gate-panel\" data-id=\"bbc5ca1\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"bbc5ca1\" id=\"article-gate\">\n    \t\t\t<span class=\"tag e-paragraph-base e-default-span\" data-interaction-id=\"9edac02\">Article Premium<\/span>\n\t\t\t\t\t<h2 data-interaction-id=\"fc780d0\" class=\"title-md e-heading-base e-default-h2\">Cet article fait partie de l&#039;abonnement Premium.<\/h2>\n\t\t\t\t\t<p class=\"text e-paragraph-base e-default-p\" data-interaction-id=\"4803ef7\">Les membres Premium ont acc\u00e8s \u00e0 l&#039;int\u00e9gralit\u00e9 des 100 articles et b\u00e9n\u00e9ficient de conseils, d&#039;ateliers et de s\u00e9minaires sans frais suppl\u00e9mentaires. L&#039;abonnement Premium co\u00fbte 49,99\u00a0$ par an.<\/p>\n\t\t<div class=\"elementor-element elementor-element-8a66d9b e-con e-atomic-element e-flexbox-base e-default-div button-row\" data-id=\"8a66d9b\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"8a66d9b\">\n    \t\t\t<a href=\"https:\/\/gmat40.com\/fr\/membership\/\" target=\"_self\" class=\"button-primary e-button-base e-default-a\" data-interaction-id=\"b258f32\">\n\tChoisissez Premium\n<\/a>\n\t\t\t\t\t<a href=\"https:\/\/gmat40.com\/wp-login.php\" target=\"_self\" class=\"button-ghost e-button-base e-default-a\" data-interaction-id=\"98d9e0d\">\n\tSe connecter\n<\/a>\n\t\t\n<\/div>\n\n<\/div>\n<div class=\"elementor-element elementor-element-4b96394 e-con e-atomic-element e-flexbox-base e-default-div article-nav\" data-id=\"4b96394\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"4b96394\">\n    <a class=\"elementor-element elementor-element-16e6ae1 e-con e-atomic-element e-flexbox-base e-default-a article-nav-link\" data-id=\"16e6ae1\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"16e6ae1\" href=\"https:\/\/gmat40.com\/fr\/topics\/wealth-management\/investing-basics-stocks-bonds-gics-mutual-funds-and-etfs\/\" target=\"_self\">\n    \t\t\t<span class=\"small e-paragraph-base e-default-span\" data-interaction-id=\"e4d4946\">Pr\u00e9c\u00e9dent<\/span>\n\t\t\t\t\t<span class=\"title-sm e-paragraph-base e-default-span\" data-interaction-id=\"ac9f01a\">Principes de base de l&#039;investissement\u00a0: actions, obligations, CPG, fonds communs de placement et FNB<\/span>\n\t\t\n<\/a>\n<a class=\"elementor-element elementor-element-b5f4ba8 e-con e-atomic-element e-flexbox-base e-default-a article-nav-next\" data-id=\"b5f4ba8\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"b5f4ba8\" href=\"https:\/\/gmat40.com\/fr\/topics\/wealth-management\/diversification-and-asset-allocation-dont-put-all-your-eggs-in-one-basket\/\" target=\"_self\">\n    \t\t\t<span class=\"small e-paragraph-base e-default-span\" data-interaction-id=\"e6eb38c\">Suivant<\/span>\n\t\t\t\t\t<span class=\"title-sm e-paragraph-base e-default-span\" data-interaction-id=\"859545b\">Diversification et r\u00e9partition des actifs\u00a0: ne mettez pas tous vos \u0153ufs dans le m\u00eame panier.<\/span>\n\t\t\n<\/a>\n\n<\/div>\n\n<\/article>\n<aside class=\"elementor-element elementor-element-11ab255 e-con e-atomic-element e-flexbox-base e-default-aside article-aside\" data-id=\"11ab255\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"11ab255\">\n    <div class=\"elementor-element elementor-element-0b143d5 e-con e-atomic-element e-flexbox-base e-default-div side-panel\" data-id=\"0b143d5\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"0b143d5\">\n    <div class=\"elementor-element elementor-element-e19e990 e-con e-atomic-element e-flexbox-base e-default-div eyebrow\" data-id=\"e19e990\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"e19e990\">\n    \t\t\t\n<hr class=\"eyebrow-mark e-divider-base\" data-interaction-id=\"12cdb57\" \/>\n\t\t\t\t\t<span class=\"eyebrow-text e-paragraph-base e-default-span\" data-interaction-id=\"491fb18\">Dans ce sujet<\/span>\n\t\t\n<\/div>\n<a class=\"elementor-element elementor-element-2d143a9 e-con e-atomic-element e-flexbox-base e-default-a side-link\" data-id=\"2d143a9\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"2d143a9\" href=\"https:\/\/gmat40.com\/fr\/topics\/wealth-management\/what-is-wealth-management-wealth-vs-income-explained\/\" target=\"_self\">\n    \t\t\t<span class=\"article-num e-paragraph-base e-default-span\" data-interaction-id=\"255f7f3\">01<\/span>\n\t\t\t\t\t<span class=\"side-link-text e-paragraph-base e-default-span\" data-interaction-id=\"f50aab2\">Qu\u2019est-ce que la gestion de patrimoine\u00a0? Explication de la diff\u00e9rence entre patrimoine et revenus.<\/span>\n\t\t\n<\/a>\n<a class=\"elementor-element elementor-element-99730be e-con e-atomic-element e-flexbox-base e-default-a side-link\" data-id=\"99730be\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"99730be\" href=\"https:\/\/gmat40.com\/fr\/topics\/wealth-management\/investing-basics-stocks-bonds-gics-mutual-funds-and-etfs\/\" target=\"_self\">\n    \t\t\t<span class=\"article-num e-paragraph-base e-default-span\" data-interaction-id=\"e40dff7\">02<\/span>\n\t\t\t\t\t<span class=\"side-link-text e-paragraph-base e-default-span\" data-interaction-id=\"78825fc\">Principes de base de l&#039;investissement\u00a0: actions, obligations, CPG, fonds communs de placement et FNB<\/span>\n\t\t\n<\/a>\n<a class=\"elementor-element elementor-element-11c3fd0 e-con e-atomic-element e-flexbox-base e-default-a side-link\" data-id=\"11c3fd0\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"11c3fd0\" href=\"https:\/\/gmat40.com\/fr\/topics\/wealth-management\/risk-and-return-how-much-risk-is-right-for-you\/\" target=\"_self\">\n    \t\t\t<span class=\"article-num e-paragraph-base e-default-span\" data-interaction-id=\"731bbf7\">03<\/span>\n\t\t\t\t\t<span class=\"side-link-text-active e-paragraph-base e-default-span\" data-interaction-id=\"d3b4d2f\">Risque et rendement\u00a0: quel niveau de risque vous convient\u00a0?<\/span>\n\t\t\n<\/a>\n<a class=\"elementor-element elementor-element-151d02b e-con e-atomic-element e-flexbox-base e-default-a side-link\" data-id=\"151d02b\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"151d02b\" href=\"https:\/\/gmat40.com\/fr\/topics\/wealth-management\/diversification-and-asset-allocation-dont-put-all-your-eggs-in-one-basket\/\" target=\"_self\">\n    \t\t\t<span class=\"article-num e-paragraph-base e-default-span\" data-interaction-id=\"78b924b\">04<\/span>\n\t\t\t\t\t<span class=\"side-link-text e-paragraph-base e-default-span\" data-interaction-id=\"7c210b6\">Diversification et r\u00e9partition des actifs\u00a0: ne mettez pas tous vos \u0153ufs dans le m\u00eame panier.<\/span>\n\t\t\n<\/a>\n<a class=\"elementor-element elementor-element-3d1115d e-con e-atomic-element e-flexbox-base e-default-a side-link\" data-id=\"3d1115d\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"3d1115d\" href=\"https:\/\/gmat40.com\/fr\/topics\/wealth-management\/the-hidden-cost-of-fees-small-percentages-big-differences\/\" target=\"_self\">\n    \t\t\t<span class=\"article-num e-paragraph-base e-default-span\" data-interaction-id=\"9e4e6da\">05<\/span>\n\t\t\t\t\t<span class=\"side-link-text e-paragraph-base e-default-span\" data-interaction-id=\"684bb42\">Le co\u00fbt cach\u00e9 des frais\u00a0: de petits pourcentages, de grandes diff\u00e9rences<\/span>\n\t\t\n<\/a>\n<a class=\"elementor-element elementor-element-c6994c0 e-con e-atomic-element e-flexbox-base e-default-a side-link\" data-id=\"c6994c0\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"c6994c0\" href=\"https:\/\/gmat40.com\/fr\/topics\/wealth-management\/staying-the-course-volatility-emotions-and-dollar-cost-averaging\/\" target=\"_self\">\n    \t\t\t<span class=\"article-num e-paragraph-base e-default-span\" data-interaction-id=\"7011e8c\">06<\/span>\n\t\t\t\t\t<span class=\"side-link-text e-paragraph-base e-default-span\" data-interaction-id=\"5fa54a8\">Maintenir le cap\u00a0: volatilit\u00e9, \u00e9motions et moyenne des co\u00fbts en dollars<\/span>\n\t\t\n<\/a>\n<a class=\"elementor-element elementor-element-7f5a50b e-con e-atomic-element e-flexbox-base e-default-a side-link\" data-id=\"7f5a50b\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"7f5a50b\" href=\"https:\/\/gmat40.com\/fr\/topics\/wealth-management\/inflation-the-silent-thief-of-your-savings\/\" target=\"_self\">\n    \t\t\t<span class=\"article-num e-paragraph-base e-default-span\" data-interaction-id=\"c5acd81\">07<\/span>\n\t\t\t\t\t<span class=\"side-link-text e-paragraph-base e-default-span\" data-interaction-id=\"49cd11c\">L&#039;inflation : le voleur silencieux de vos \u00e9conomies<\/span>\n\t\t\n<\/a>\n<a class=\"elementor-element elementor-element-0ead09d e-con e-atomic-element e-flexbox-base e-default-a side-link\" data-id=\"0ead09d\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"0ead09d\" href=\"https:\/\/gmat40.com\/fr\/topics\/wealth-management\/real-estate-and-wealth-owning-renting-and-investing\/\" target=\"_self\">\n    \t\t\t<span class=\"article-num e-paragraph-base e-default-span\" data-interaction-id=\"a00f6ef\">08<\/span>\n\t\t\t\t\t<span class=\"side-link-text e-paragraph-base e-default-span\" data-interaction-id=\"4e04a17\">Immobilier et patrimoine : poss\u00e9der, louer et investir<\/span>\n\t\t\n<\/a>\n<a class=\"elementor-element elementor-element-b2ec9e3 e-con e-atomic-element e-flexbox-base e-default-a side-link\" data-id=\"b2ec9e3\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"b2ec9e3\" href=\"https:\/\/gmat40.com\/fr\/topics\/wealth-management\/newcomers-building-wealth-in-your-new-country\/\" target=\"_self\">\n    \t\t\t<span class=\"article-num e-paragraph-base e-default-span\" data-interaction-id=\"64956ef\">09<\/span>\n\t\t\t\t\t<span class=\"side-link-text e-paragraph-base e-default-span\" data-interaction-id=\"37734eb\">Nouveaux arrivants\u00a0: se constituer un patrimoine dans son nouveau pays<\/span>\n\t\t\n<\/a>\n<a class=\"elementor-element elementor-element-133b78a e-con e-atomic-element e-flexbox-base e-default-a side-link\" data-id=\"133b78a\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"133b78a\" href=\"https:\/\/gmat40.com\/fr\/topics\/wealth-management\/choosing-a-financial-advisor-and-spotting-investment-scams\/\" target=\"_self\">\n    \t\t\t<span class=\"article-num e-paragraph-base e-default-span\" data-interaction-id=\"c3f64dc\">10<\/span>\n\t\t\t\t\t<span class=\"side-link-text e-paragraph-base e-default-span\" data-interaction-id=\"2a5bba8\">Choisir un conseiller financier et rep\u00e9rer les arnaques \u00e0 l&#039;investissement<\/span>\n\t\t\n<\/a>\n\n<\/div>\n\t\t\t<p class=\"small e-paragraph-base e-default-p\" data-interaction-id=\"a982f85\">Ce contenu est fourni \u00e0 titre informatif uniquement et ne constitue pas un conseil financier, juridique ou fiscal. Les taux, les limites et les r\u00e8gles \u00e9tant susceptibles d&#039;\u00e9voluer, veuillez v\u00e9rifier les informations en vigueur aupr\u00e8s de votre \u00e9tablissement financier ou de l&#039;organisme gouvernemental comp\u00e9tent.<\/p>\n\t\t\n<\/aside>\n\n<\/div>\n\n<\/section>\n\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Library \/ Wealth Management Premium Article 3 of 10 2 min read Risk and Return: How Much Risk Is Right [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":723,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"site-sidebar-layout":"no-sidebar","site-content-layout":"page-builder","ast-site-content-layout":"full-width-container","site-content-style":"unboxed","site-sidebar-style":"unboxed","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-726","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Risk and Return: How Much Risk Is Right for You? 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