{"id":686,"date":"2026-10-29T00:04:48","date_gmt":"2026-10-29T04:04:48","guid":{"rendered":"https:\/\/gmat40.com\/?page_id=686"},"modified":"2026-10-29T00:04:48","modified_gmt":"2026-10-29T00:04:48","slug":"how-your-investments-are-taxed","status":"publish","type":"page","link":"https:\/\/gmat40.com\/fr\/topics\/tax-optimization\/how-your-investments-are-taxed\/","title":{"rendered":"Comment vos investissements sont impos\u00e9s"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"686\" class=\"elementor elementor-686\">\n\t\t\t\t<section class=\"elementor-element elementor-element-505d012 e-con e-atomic-element e-flexbox-base e-default-section section-white\" data-id=\"505d012\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"505d012\">\n    <div class=\"elementor-element elementor-element-529fcda e-con e-atomic-element e-flexbox-base e-default-div article-layout\" data-id=\"529fcda\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"529fcda\">\n    <article class=\"elementor-element elementor-element-044dda2 e-con e-atomic-element e-flexbox-base e-default-article article-main\" data-id=\"044dda2\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"044dda2\">\n    <div class=\"elementor-element elementor-element-bf8dff2 e-con e-atomic-element e-flexbox-base e-default-div article-head\" data-id=\"bf8dff2\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"bf8dff2\">\n    <div class=\"elementor-element elementor-element-77b9554 e-con e-atomic-element e-flexbox-base e-default-div breadcrumb\" data-id=\"77b9554\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"77b9554\">\n    \t\t\t<a href=\"https:\/\/gmat40.com\/fr\/library\/\" target=\"_self\" class=\"breadcrumb-link e-button-base e-default-a\" data-interaction-id=\"b9f392e\">\n\tBiblioth\u00e8que\n<\/a>\n\t\t\t\t\t<span class=\"breadcrumb-sep e-paragraph-base e-default-span\" data-interaction-id=\"c07d6d7\">\/<\/span>\n\t\t\t\t\t<a href=\"https:\/\/gmat40.com\/fr\/topics\/tax-optimization\/\" target=\"_self\" class=\"breadcrumb-link e-button-base e-default-a\" data-interaction-id=\"414d1a7\">\n\tOptimisation fiscale\n<\/a>\n\t\t\n<\/div>\n<div class=\"elementor-element elementor-element-b3c84a1 e-con e-atomic-element e-flexbox-base e-default-div article-meta\" data-id=\"b3c84a1\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"b3c84a1\">\n    \t\t\t<span class=\"tag e-paragraph-base e-default-span\" data-interaction-id=\"807ae3d\">Premium<\/span>\n\t\t\t\t\t<span class=\"article-num e-paragraph-base e-default-span\" data-interaction-id=\"02fca4c\">Article 8 sur 10<\/span>\n\t\t\t\t\t<span class=\"meta-text e-paragraph-base e-default-span\" data-interaction-id=\"8644abf\">2 min de lecture<\/span>\n\t\t\n<\/div>\n\t\t\t<h1 data-interaction-id=\"ba5bb69\" class=\"title-lg e-heading-base e-default-h1\">Comment vos investissements sont impos\u00e9s<\/h1>\n\t\t\n<\/div>\n\t\t\t<img fetchpriority=\"high\" decoding=\"async\" class=\"e-image-base e-default-img article-cover\" data-interaction-id=\"f747ab0\" id=\"31\" src=\"https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-40-1024x1024.webp\" width=\"1024\" height=\"1024\" srcset=\"https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-40-1024x1024.webp 1024w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-40-300x300.webp 300w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-40-150x150.webp 150w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-40-768x768.webp 768w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-40-1536x1536.webp 1536w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-40-12x12.webp 12w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-40-600x600.webp 600w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-40-100x100.webp 100w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-40.webp 1600w\" alt=\"Illustration for the article: Understanding Interest: APR, Fixed vs. Variable, and Compounding\"\/>\t\t<div class=\"elementor-element elementor-element-c8ddf7c e-con e-atomic-element e-flexbox-base e-default-div prose\" data-id=\"c8ddf7c\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"c8ddf7c\" id=\"article-preview\">\n    \t\t\t<p class=\"prose-p e-paragraph-base e-default-p\" data-interaction-id=\"e3f53ee\">Deux personnes peuvent obtenir le m\u00eame rendement sur investissement et se retrouver avec des montants tr\u00e8s diff\u00e9rents apr\u00e8s imp\u00f4t, selon le type de revenu et le compte sur lequel il se trouve.<\/p>\n\t\t\t\t\t<h2 data-interaction-id=\"9d43f3e\" class=\"prose-heading e-heading-base e-default-h2\">Trois types de revenus de placement (sur des comptes non enregistr\u00e9s)<\/h2>\n\t\t\n<\/div>\n\n<div class=\"elementor-element elementor-element-cc860e6 e-con e-atomic-element e-flexbox-base e-default-div gate-panel\" data-id=\"cc860e6\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"cc860e6\" id=\"article-gate\">\n    \t\t\t<span class=\"tag e-paragraph-base e-default-span\" data-interaction-id=\"3ad0b6f\">Article Premium<\/span>\n\t\t\t\t\t<h2 data-interaction-id=\"d91892c\" class=\"title-md e-heading-base e-default-h2\">Cet article fait partie de l&#039;abonnement Premium.<\/h2>\n\t\t\t\t\t<p class=\"text e-paragraph-base e-default-p\" data-interaction-id=\"60d8267\">Les membres Premium ont acc\u00e8s \u00e0 l&#039;int\u00e9gralit\u00e9 des 100 articles et b\u00e9n\u00e9ficient de conseils, d&#039;ateliers et de s\u00e9minaires sans frais suppl\u00e9mentaires. L&#039;abonnement Premium co\u00fbte 49,99\u00a0$ par an.<\/p>\n\t\t<div class=\"elementor-element elementor-element-45601e6 e-con e-atomic-element e-flexbox-base e-default-div button-row\" data-id=\"45601e6\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"45601e6\">\n    \t\t\t<a href=\"https:\/\/gmat40.com\/fr\/membership\/\" target=\"_self\" class=\"button-primary e-button-base e-default-a\" data-interaction-id=\"b749bde\">\n\tChoisissez Premium\n<\/a>\n\t\t\t\t\t<a href=\"https:\/\/gmat40.com\/wp-login.php\" target=\"_self\" class=\"button-ghost e-button-base e-default-a\" data-interaction-id=\"1efe37f\">\n\tSe connecter\n<\/a>\n\t\t\n<\/div>\n\n<\/div>\n<div class=\"elementor-element elementor-element-3ce7661 e-con e-atomic-element e-flexbox-base e-default-div article-nav\" data-id=\"3ce7661\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"3ce7661\">\n    <a class=\"elementor-element elementor-element-141d35b e-con e-atomic-element e-flexbox-base e-default-a article-nav-link\" data-id=\"141d35b\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"141d35b\" href=\"https:\/\/gmat40.com\/fr\/topics\/tax-optimization\/professionals-tax-moves-for-employees-and-the-self-employed\/\" target=\"_self\">\n    \t\t\t<span class=\"small e-paragraph-base e-default-span\" data-interaction-id=\"142e9c6\">Pr\u00e9c\u00e9dent<\/span>\n\t\t\t\t\t<span class=\"title-sm e-paragraph-base e-default-span\" data-interaction-id=\"d873825\">Professionnels\u00a0: Mesures fiscales pour les salari\u00e9s et les travailleurs ind\u00e9pendants<\/span>\n\t\t\n<\/a>\n<a class=\"elementor-element elementor-element-bddbe3f e-con e-atomic-element e-flexbox-base e-default-a article-nav-next\" data-id=\"bddbe3f\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"bddbe3f\" href=\"https:\/\/gmat40.com\/fr\/topics\/tax-optimization\/pre-retirees-keep-more-of-your-retirement-income\/\" target=\"_self\">\n    \t\t\t<span class=\"small e-paragraph-base e-default-span\" data-interaction-id=\"261cfed\">Suivant<\/span>\n\t\t\t\t\t<span class=\"title-sm e-paragraph-base e-default-span\" data-interaction-id=\"93ddaab\">Pr\u00e9retrait\u00e9s\u00a0: conservez une plus grande partie de vos revenus de retraite<\/span>\n\t\t\n<\/a>\n\n<\/div>\n\n<\/article>\n<aside class=\"elementor-element elementor-element-7abd648 e-con e-atomic-element e-flexbox-base e-default-aside article-aside\" data-id=\"7abd648\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"7abd648\">\n    <div class=\"elementor-element elementor-element-f692fdc e-con e-atomic-element e-flexbox-base e-default-div side-panel\" data-id=\"f692fdc\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"f692fdc\">\n    <div class=\"elementor-element elementor-element-9b3a87f e-con e-atomic-element e-flexbox-base e-default-div eyebrow\" data-id=\"9b3a87f\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"9b3a87f\">\n    \t\t\t\n<hr class=\"eyebrow-mark e-divider-base\" data-interaction-id=\"8c0f6fb\" \/>\n\t\t\t\t\t<span class=\"eyebrow-text e-paragraph-base e-default-span\" data-interaction-id=\"665656b\">Dans ce sujet<\/span>\n\t\t\n<\/div>\n<a class=\"elementor-element elementor-element-49db4f3 e-con e-atomic-element e-flexbox-base e-default-a side-link\" data-id=\"49db4f3\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"49db4f3\" href=\"https:\/\/gmat40.com\/fr\/topics\/tax-optimization\/how-canadian-income-tax-works-and-what-tax-optimization-really-means\/\" target=\"_self\">\n    \t\t\t<span class=\"article-num e-paragraph-base e-default-span\" data-interaction-id=\"2415d6d\">01<\/span>\n\t\t\t\t\t<span class=\"side-link-text e-paragraph-base e-default-span\" data-interaction-id=\"b9ae4c7\">Comment fonctionne l\u2019imp\u00f4t sur le revenu au Canada (et ce que signifie r\u00e9ellement \u201c l\u2019optimisation fiscale \u201d)<\/span>\n\t\t\n<\/a>\n<a class=\"elementor-element elementor-element-10ed014 e-con e-atomic-element e-flexbox-base e-default-a side-link\" data-id=\"10ed014\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"10ed014\" href=\"https:\/\/gmat40.com\/fr\/topics\/tax-optimization\/deductions-vs-credits-which-saves-you-more\/\" target=\"_self\">\n    \t\t\t<span class=\"article-num e-paragraph-base e-default-span\" data-interaction-id=\"2373ddf\">02<\/span>\n\t\t\t\t\t<span class=\"side-link-text e-paragraph-base e-default-span\" data-interaction-id=\"0597629\">D\u00e9ductions ou cr\u00e9dits\u00a0: lequel vous permet d\u2019\u00e9conomiser le plus\u00a0?<\/span>\n\t\t\n<\/a>\n<a class=\"elementor-element elementor-element-83be8cf e-con e-atomic-element e-flexbox-base e-default-a side-link\" data-id=\"83be8cf\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"83be8cf\" href=\"https:\/\/gmat40.com\/fr\/topics\/tax-optimization\/the-rrsp-as-a-tax-tool\/\" target=\"_self\">\n    \t\t\t<span class=\"article-num e-paragraph-base e-default-span\" data-interaction-id=\"bd9946d\">03<\/span>\n\t\t\t\t\t<span class=\"side-link-text e-paragraph-base e-default-span\" data-interaction-id=\"e9b54dc\">Le REER comme outil fiscal<\/span>\n\t\t\n<\/a>\n<a class=\"elementor-element elementor-element-0bbce7e e-con e-atomic-element e-flexbox-base e-default-a side-link\" data-id=\"0bbce7e\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"0bbce7e\" href=\"https:\/\/gmat40.com\/fr\/topics\/tax-optimization\/tfsa-and-fhsa-tax-free-growth-used-wisely\/\" target=\"_self\">\n    \t\t\t<span class=\"article-num e-paragraph-base e-default-span\" data-interaction-id=\"42af0bb\">04<\/span>\n\t\t\t\t\t<span class=\"side-link-text e-paragraph-base e-default-span\" data-interaction-id=\"63cd10a\">CELI et CELIAPP : une croissance \u00e0 l&#039;abri de l&#039;imp\u00f4t, bien utilis\u00e9e<\/span>\n\t\t\n<\/a>\n<a class=\"elementor-element elementor-element-3839080 e-con e-atomic-element e-flexbox-base e-default-a side-link\" data-id=\"3839080\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"3839080\" href=\"https:\/\/gmat40.com\/fr\/topics\/tax-optimization\/student-tax-tips-credits-that-pay-off-later\/\" target=\"_self\">\n    \t\t\t<span class=\"article-num e-paragraph-base e-default-span\" data-interaction-id=\"5b05144\">05<\/span>\n\t\t\t\t\t<span class=\"side-link-text e-paragraph-base e-default-span\" data-interaction-id=\"f1a2066\">Conseils fiscaux pour \u00e9tudiants\u00a0: des cr\u00e9dits qui portent leurs fruits plus tard<\/span>\n\t\t\n<\/a>\n<a class=\"elementor-element elementor-element-400baea e-con e-atomic-element e-flexbox-base e-default-a side-link\" data-id=\"400baea\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"400baea\" href=\"https:\/\/gmat40.com\/fr\/topics\/tax-optimization\/new-to-canada-tax-essentials-for-newcomers\/\" target=\"_self\">\n    \t\t\t<span class=\"article-num e-paragraph-base e-default-span\" data-interaction-id=\"d53674b\">06<\/span>\n\t\t\t\t\t<span class=\"side-link-text e-paragraph-base e-default-span\" data-interaction-id=\"ed74cbf\">Vous venez d&#039;arriver au Canada\u00a0? Les notions fiscales essentielles pour les nouveaux arrivants<\/span>\n\t\t\n<\/a>\n<a class=\"elementor-element elementor-element-5859115 e-con e-atomic-element e-flexbox-base e-default-a side-link\" data-id=\"5859115\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"5859115\" href=\"https:\/\/gmat40.com\/fr\/topics\/tax-optimization\/professionals-tax-moves-for-employees-and-the-self-employed\/\" target=\"_self\">\n    \t\t\t<span class=\"article-num e-paragraph-base e-default-span\" data-interaction-id=\"877782e\">07<\/span>\n\t\t\t\t\t<span class=\"side-link-text e-paragraph-base e-default-span\" data-interaction-id=\"3d3b03d\">Professionnels\u00a0: Mesures fiscales pour les salari\u00e9s et les travailleurs ind\u00e9pendants<\/span>\n\t\t\n<\/a>\n<a class=\"elementor-element elementor-element-0642562 e-con e-atomic-element e-flexbox-base e-default-a side-link\" data-id=\"0642562\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"0642562\" href=\"https:\/\/gmat40.com\/fr\/topics\/tax-optimization\/how-your-investments-are-taxed\/\" target=\"_self\">\n    \t\t\t<span class=\"article-num e-paragraph-base e-default-span\" data-interaction-id=\"24c8ca7\">08<\/span>\n\t\t\t\t\t<span class=\"side-link-text-active e-paragraph-base e-default-span\" data-interaction-id=\"5a4d3ec\">Comment vos investissements sont impos\u00e9s<\/span>\n\t\t\n<\/a>\n<a class=\"elementor-element elementor-element-caa0cff e-con e-atomic-element e-flexbox-base e-default-a side-link\" data-id=\"caa0cff\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"caa0cff\" href=\"https:\/\/gmat40.com\/fr\/topics\/tax-optimization\/pre-retirees-keep-more-of-your-retirement-income\/\" target=\"_self\">\n    \t\t\t<span class=\"article-num e-paragraph-base e-default-span\" data-interaction-id=\"c38fcef\">09<\/span>\n\t\t\t\t\t<span class=\"side-link-text e-paragraph-base e-default-span\" data-interaction-id=\"c76c3af\">Pr\u00e9retrait\u00e9s\u00a0: conservez une plus grande partie de vos revenus de retraite<\/span>\n\t\t\n<\/a>\n<a class=\"elementor-element elementor-element-c84b1d9 e-con e-atomic-element e-flexbox-base e-default-a side-link\" data-id=\"c84b1d9\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"c84b1d9\" href=\"https:\/\/gmat40.com\/fr\/topics\/tax-optimization\/credits-benefits-and-common-filing-mistakes\/\" target=\"_self\">\n    \t\t\t<span class=\"article-num e-paragraph-base e-default-span\" data-interaction-id=\"9f03bd5\">10<\/span>\n\t\t\t\t\t<span class=\"side-link-text e-paragraph-base e-default-span\" data-interaction-id=\"c31788c\">Cr\u00e9dits d&#039;imp\u00f4t, avantages sociaux et erreurs courantes de d\u00e9claration<\/span>\n\t\t\n<\/a>\n\n<\/div>\n\t\t\t<p class=\"small e-paragraph-base e-default-p\" data-interaction-id=\"dc69776\">Ce contenu est fourni \u00e0 titre informatif uniquement et ne constitue pas un conseil financier, juridique ou fiscal. Les taux, les limites et les r\u00e8gles \u00e9tant susceptibles d&#039;\u00e9voluer, veuillez v\u00e9rifier les informations en vigueur aupr\u00e8s de votre \u00e9tablissement financier ou de l&#039;organisme gouvernemental comp\u00e9tent.<\/p>\n\t\t\n<\/aside>\n\n<\/div>\n\n<\/section>\n\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Library \/ Tax Optimization Premium Article 8 of 10 2 min read How Your Investments Are Taxed Two people can [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":678,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"site-sidebar-layout":"no-sidebar","site-content-layout":"page-builder","ast-site-content-layout":"full-width-container","site-content-style":"unboxed","site-sidebar-style":"unboxed","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-686","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.8 - 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