{"id":683,"date":"2026-10-29T00:04:45","date_gmt":"2026-10-29T04:04:45","guid":{"rendered":"https:\/\/gmat40.com\/?page_id=683"},"modified":"2026-10-29T00:04:45","modified_gmt":"2026-10-29T00:04:45","slug":"student-tax-tips-credits-that-pay-off-later","status":"publish","type":"page","link":"https:\/\/gmat40.com\/fr\/topics\/tax-optimization\/student-tax-tips-credits-that-pay-off-later\/","title":{"rendered":"Conseils fiscaux pour \u00e9tudiants\u00a0: des cr\u00e9dits qui portent leurs fruits plus tard"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"683\" class=\"elementor elementor-683\">\n\t\t\t\t<section class=\"elementor-element elementor-element-4d31d2f e-con e-atomic-element e-flexbox-base e-default-section section-white\" data-id=\"4d31d2f\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"4d31d2f\">\n    <div class=\"elementor-element elementor-element-59c8e1f e-con e-atomic-element e-flexbox-base e-default-div article-layout\" data-id=\"59c8e1f\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"59c8e1f\">\n    <article class=\"elementor-element elementor-element-2fc3300 e-con e-atomic-element e-flexbox-base e-default-article article-main\" data-id=\"2fc3300\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"2fc3300\">\n    <div class=\"elementor-element elementor-element-bbd1881 e-con e-atomic-element e-flexbox-base e-default-div article-head\" data-id=\"bbd1881\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"bbd1881\">\n    <div class=\"elementor-element elementor-element-25a179e e-con e-atomic-element e-flexbox-base e-default-div breadcrumb\" data-id=\"25a179e\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"25a179e\">\n    \t\t\t<a href=\"https:\/\/gmat40.com\/fr\/library\/\" target=\"_self\" class=\"breadcrumb-link e-button-base e-default-a\" data-interaction-id=\"1c4de86\">\n\tBiblioth\u00e8que\n<\/a>\n\t\t\t\t\t<span class=\"breadcrumb-sep e-paragraph-base e-default-span\" data-interaction-id=\"8daef60\">\/<\/span>\n\t\t\t\t\t<a href=\"https:\/\/gmat40.com\/fr\/topics\/tax-optimization\/\" target=\"_self\" class=\"breadcrumb-link e-button-base e-default-a\" data-interaction-id=\"6ea8834\">\n\tOptimisation fiscale\n<\/a>\n\t\t\n<\/div>\n<div class=\"elementor-element elementor-element-0487340 e-con e-atomic-element e-flexbox-base e-default-div article-meta\" data-id=\"0487340\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"0487340\">\n    \t\t\t<span class=\"tag e-paragraph-base e-default-span\" data-interaction-id=\"ac604ae\">Premium<\/span>\n\t\t\t\t\t<span class=\"article-num e-paragraph-base e-default-span\" data-interaction-id=\"42ec3ce\">Article 5 sur 10<\/span>\n\t\t\t\t\t<span class=\"meta-text e-paragraph-base e-default-span\" data-interaction-id=\"2cd3214\">2 min de lecture<\/span>\n\t\t\n<\/div>\n\t\t\t<h1 data-interaction-id=\"ad33166\" class=\"title-lg e-heading-base e-default-h1\">Conseils fiscaux pour \u00e9tudiants\u00a0: des cr\u00e9dits qui portent leurs fruits plus tard<\/h1>\n\t\t\n<\/div>\n\t\t\t<img fetchpriority=\"high\" decoding=\"async\" class=\"e-image-base e-default-img article-cover\" data-interaction-id=\"d86364c\" id=\"46\" src=\"https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-73-1024x634.webp\" width=\"1024\" height=\"634\" srcset=\"https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-73-1024x634.webp 1024w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-73-300x186.webp 300w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-73-768x476.webp 768w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-73-1536x951.webp 1536w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-73-18x12.webp 18w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-73-600x372.webp 600w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-73.webp 1600w\" alt=\"Illustration for the article: Saving as a Student: Small Amounts, Big Habits\"\/>\t\t<div class=\"elementor-element elementor-element-aae0396 e-con e-atomic-element e-flexbox-base e-default-div prose\" data-id=\"aae0396\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"aae0396\" id=\"article-preview\">\n    \t\t\t<p class=\"prose-p e-paragraph-base e-default-p\" data-interaction-id=\"d21752e\">Les \u00e9tudiants ont souvent de faibles revenus et pensent que les imp\u00f4ts n&#039;ont pas d&#039;importance. Pourtant, d\u00e9clarer ses revenus est l&#039;une des meilleures d\u00e9cisions financi\u00e8res qu&#039;un \u00e9tudiant puisse prendre.<\/p>\n\t\t\t\t\t<h2 data-interaction-id=\"84dd88d\" class=\"prose-heading e-heading-base e-default-h2\">Produisez une d\u00e9claration m\u00eame si vous avez gagn\u00e9 peu ou rien<\/h2>\n\t\t\n<\/div>\n\n<div class=\"elementor-element elementor-element-ec211ed e-con e-atomic-element e-flexbox-base e-default-div gate-panel\" data-id=\"ec211ed\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"ec211ed\" id=\"article-gate\">\n    \t\t\t<span class=\"tag e-paragraph-base e-default-span\" data-interaction-id=\"1d896c7\">Article Premium<\/span>\n\t\t\t\t\t<h2 data-interaction-id=\"7eb0711\" class=\"title-md e-heading-base e-default-h2\">Cet article fait partie de l&#039;abonnement Premium.<\/h2>\n\t\t\t\t\t<p class=\"text e-paragraph-base e-default-p\" data-interaction-id=\"8b38ba4\">Les membres Premium ont acc\u00e8s \u00e0 l&#039;int\u00e9gralit\u00e9 des 100 articles et b\u00e9n\u00e9ficient de conseils, d&#039;ateliers et de s\u00e9minaires sans frais suppl\u00e9mentaires. L&#039;abonnement Premium co\u00fbte 49,99\u00a0$ par an.<\/p>\n\t\t<div class=\"elementor-element elementor-element-d93763f e-con e-atomic-element e-flexbox-base e-default-div button-row\" data-id=\"d93763f\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"d93763f\">\n    \t\t\t<a href=\"https:\/\/gmat40.com\/fr\/membership\/\" target=\"_self\" class=\"button-primary e-button-base e-default-a\" data-interaction-id=\"8e682ba\">\n\tChoisissez Premium\n<\/a>\n\t\t\t\t\t<a href=\"https:\/\/gmat40.com\/wp-login.php\" target=\"_self\" class=\"button-ghost e-button-base e-default-a\" data-interaction-id=\"ee61197\">\n\tSe connecter\n<\/a>\n\t\t\n<\/div>\n\n<\/div>\n<div class=\"elementor-element elementor-element-e943995 e-con e-atomic-element e-flexbox-base e-default-div article-nav\" data-id=\"e943995\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"e943995\">\n    <a class=\"elementor-element elementor-element-d0774e2 e-con e-atomic-element e-flexbox-base e-default-a article-nav-link\" data-id=\"d0774e2\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"d0774e2\" href=\"https:\/\/gmat40.com\/fr\/topics\/tax-optimization\/tfsa-and-fhsa-tax-free-growth-used-wisely\/\" target=\"_self\">\n    \t\t\t<span class=\"small e-paragraph-base e-default-span\" data-interaction-id=\"a36844a\">Pr\u00e9c\u00e9dent<\/span>\n\t\t\t\t\t<span class=\"title-sm e-paragraph-base e-default-span\" data-interaction-id=\"042d688\">CELI et CELIAPP : une croissance \u00e0 l&#039;abri de l&#039;imp\u00f4t, bien utilis\u00e9e<\/span>\n\t\t\n<\/a>\n<a class=\"elementor-element elementor-element-0725a93 e-con e-atomic-element e-flexbox-base e-default-a article-nav-next\" data-id=\"0725a93\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"0725a93\" href=\"https:\/\/gmat40.com\/fr\/topics\/tax-optimization\/new-to-canada-tax-essentials-for-newcomers\/\" target=\"_self\">\n    \t\t\t<span class=\"small e-paragraph-base e-default-span\" data-interaction-id=\"f955c88\">Suivant<\/span>\n\t\t\t\t\t<span class=\"title-sm e-paragraph-base e-default-span\" data-interaction-id=\"4b53be8\">Vous venez d&#039;arriver au Canada\u00a0? Les notions fiscales essentielles pour les nouveaux arrivants<\/span>\n\t\t\n<\/a>\n\n<\/div>\n\n<\/article>\n<aside class=\"elementor-element elementor-element-e81eb7a e-con e-atomic-element e-flexbox-base e-default-aside article-aside\" data-id=\"e81eb7a\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"e81eb7a\">\n    <div class=\"elementor-element elementor-element-ebab8ce e-con e-atomic-element e-flexbox-base e-default-div side-panel\" data-id=\"ebab8ce\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"ebab8ce\">\n    <div class=\"elementor-element elementor-element-599e2be e-con e-atomic-element e-flexbox-base e-default-div eyebrow\" data-id=\"599e2be\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"599e2be\">\n    \t\t\t\n<hr class=\"eyebrow-mark e-divider-base\" data-interaction-id=\"44222e1\" \/>\n\t\t\t\t\t<span class=\"eyebrow-text e-paragraph-base e-default-span\" data-interaction-id=\"ef3055b\">Dans ce sujet<\/span>\n\t\t\n<\/div>\n<a class=\"elementor-element elementor-element-eb33e3b e-con e-atomic-element e-flexbox-base e-default-a side-link\" data-id=\"eb33e3b\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"eb33e3b\" href=\"https:\/\/gmat40.com\/fr\/topics\/tax-optimization\/how-canadian-income-tax-works-and-what-tax-optimization-really-means\/\" target=\"_self\">\n    \t\t\t<span class=\"article-num e-paragraph-base e-default-span\" data-interaction-id=\"8d952e1\">01<\/span>\n\t\t\t\t\t<span class=\"side-link-text e-paragraph-base e-default-span\" data-interaction-id=\"6470c32\">Comment fonctionne l\u2019imp\u00f4t sur le revenu au Canada (et ce que signifie r\u00e9ellement \u201c l\u2019optimisation fiscale \u201d)<\/span>\n\t\t\n<\/a>\n<a class=\"elementor-element elementor-element-514d4df e-con e-atomic-element e-flexbox-base e-default-a side-link\" data-id=\"514d4df\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"514d4df\" href=\"https:\/\/gmat40.com\/fr\/topics\/tax-optimization\/deductions-vs-credits-which-saves-you-more\/\" target=\"_self\">\n    \t\t\t<span class=\"article-num e-paragraph-base e-default-span\" data-interaction-id=\"885dd50\">02<\/span>\n\t\t\t\t\t<span class=\"side-link-text e-paragraph-base e-default-span\" data-interaction-id=\"44fd056\">D\u00e9ductions ou cr\u00e9dits\u00a0: lequel vous permet d\u2019\u00e9conomiser le plus\u00a0?<\/span>\n\t\t\n<\/a>\n<a class=\"elementor-element elementor-element-8aec776 e-con e-atomic-element e-flexbox-base e-default-a side-link\" data-id=\"8aec776\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"8aec776\" href=\"https:\/\/gmat40.com\/fr\/topics\/tax-optimization\/the-rrsp-as-a-tax-tool\/\" target=\"_self\">\n    \t\t\t<span class=\"article-num e-paragraph-base e-default-span\" data-interaction-id=\"88cbaca\">03<\/span>\n\t\t\t\t\t<span class=\"side-link-text e-paragraph-base e-default-span\" data-interaction-id=\"0b5c83c\">Le REER comme outil fiscal<\/span>\n\t\t\n<\/a>\n<a class=\"elementor-element elementor-element-ce5d454 e-con e-atomic-element e-flexbox-base e-default-a side-link\" data-id=\"ce5d454\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"ce5d454\" href=\"https:\/\/gmat40.com\/fr\/topics\/tax-optimization\/tfsa-and-fhsa-tax-free-growth-used-wisely\/\" target=\"_self\">\n    \t\t\t<span class=\"article-num e-paragraph-base e-default-span\" data-interaction-id=\"0c964ef\">04<\/span>\n\t\t\t\t\t<span class=\"side-link-text e-paragraph-base e-default-span\" data-interaction-id=\"1680b65\">CELI et CELIAPP : une croissance \u00e0 l&#039;abri de l&#039;imp\u00f4t, bien utilis\u00e9e<\/span>\n\t\t\n<\/a>\n<a class=\"elementor-element elementor-element-9acf7fb e-con e-atomic-element e-flexbox-base e-default-a side-link\" data-id=\"9acf7fb\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"9acf7fb\" href=\"https:\/\/gmat40.com\/fr\/topics\/tax-optimization\/student-tax-tips-credits-that-pay-off-later\/\" target=\"_self\">\n    \t\t\t<span class=\"article-num e-paragraph-base e-default-span\" data-interaction-id=\"19096ce\">05<\/span>\n\t\t\t\t\t<span class=\"side-link-text-active e-paragraph-base e-default-span\" data-interaction-id=\"703d726\">Conseils fiscaux pour \u00e9tudiants\u00a0: des cr\u00e9dits qui portent leurs fruits plus tard<\/span>\n\t\t\n<\/a>\n<a class=\"elementor-element elementor-element-cb37ace e-con e-atomic-element e-flexbox-base e-default-a side-link\" data-id=\"cb37ace\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"cb37ace\" href=\"https:\/\/gmat40.com\/fr\/topics\/tax-optimization\/new-to-canada-tax-essentials-for-newcomers\/\" target=\"_self\">\n    \t\t\t<span class=\"article-num e-paragraph-base e-default-span\" data-interaction-id=\"befe880\">06<\/span>\n\t\t\t\t\t<span class=\"side-link-text e-paragraph-base e-default-span\" data-interaction-id=\"dab97fe\">Vous venez d&#039;arriver au Canada\u00a0? Les notions fiscales essentielles pour les nouveaux arrivants<\/span>\n\t\t\n<\/a>\n<a class=\"elementor-element elementor-element-3442eca e-con e-atomic-element e-flexbox-base e-default-a side-link\" data-id=\"3442eca\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"3442eca\" href=\"https:\/\/gmat40.com\/fr\/topics\/tax-optimization\/professionals-tax-moves-for-employees-and-the-self-employed\/\" target=\"_self\">\n    \t\t\t<span class=\"article-num e-paragraph-base e-default-span\" data-interaction-id=\"d60524f\">07<\/span>\n\t\t\t\t\t<span class=\"side-link-text e-paragraph-base e-default-span\" data-interaction-id=\"318c486\">Professionnels\u00a0: Mesures fiscales pour les salari\u00e9s et les travailleurs ind\u00e9pendants<\/span>\n\t\t\n<\/a>\n<a class=\"elementor-element elementor-element-9faad05 e-con e-atomic-element e-flexbox-base e-default-a side-link\" data-id=\"9faad05\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"9faad05\" href=\"https:\/\/gmat40.com\/fr\/topics\/tax-optimization\/how-your-investments-are-taxed\/\" target=\"_self\">\n    \t\t\t<span class=\"article-num e-paragraph-base e-default-span\" data-interaction-id=\"01fc297\">08<\/span>\n\t\t\t\t\t<span class=\"side-link-text e-paragraph-base e-default-span\" data-interaction-id=\"b0f061f\">Comment vos investissements sont impos\u00e9s<\/span>\n\t\t\n<\/a>\n<a class=\"elementor-element elementor-element-eb1a101 e-con e-atomic-element e-flexbox-base e-default-a side-link\" data-id=\"eb1a101\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"eb1a101\" href=\"https:\/\/gmat40.com\/fr\/topics\/tax-optimization\/pre-retirees-keep-more-of-your-retirement-income\/\" target=\"_self\">\n    \t\t\t<span class=\"article-num e-paragraph-base e-default-span\" data-interaction-id=\"5a1d64c\">09<\/span>\n\t\t\t\t\t<span class=\"side-link-text e-paragraph-base e-default-span\" data-interaction-id=\"7b52981\">Pr\u00e9retrait\u00e9s\u00a0: conservez une plus grande partie de vos revenus de retraite<\/span>\n\t\t\n<\/a>\n<a class=\"elementor-element elementor-element-967e4c1 e-con e-atomic-element e-flexbox-base e-default-a side-link\" data-id=\"967e4c1\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"967e4c1\" href=\"https:\/\/gmat40.com\/fr\/topics\/tax-optimization\/credits-benefits-and-common-filing-mistakes\/\" target=\"_self\">\n    \t\t\t<span class=\"article-num e-paragraph-base e-default-span\" data-interaction-id=\"31f9ee6\">10<\/span>\n\t\t\t\t\t<span class=\"side-link-text e-paragraph-base e-default-span\" data-interaction-id=\"06faa27\">Cr\u00e9dits d&#039;imp\u00f4t, avantages sociaux et erreurs courantes de d\u00e9claration<\/span>\n\t\t\n<\/a>\n\n<\/div>\n\t\t\t<p class=\"small e-paragraph-base e-default-p\" data-interaction-id=\"b32d6fc\">Ce contenu est fourni \u00e0 titre informatif uniquement et ne constitue pas un conseil financier, juridique ou fiscal. Les taux, les limites et les r\u00e8gles \u00e9tant susceptibles d&#039;\u00e9voluer, veuillez v\u00e9rifier les informations en vigueur aupr\u00e8s de votre \u00e9tablissement financier ou de l&#039;organisme gouvernemental comp\u00e9tent.<\/p>\n\t\t\n<\/aside>\n\n<\/div>\n\n<\/section>\n\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Library \/ Tax Optimization Premium Article 5 of 10 2 min read Student Tax Tips: Credits That Pay Off Later [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":678,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"site-sidebar-layout":"no-sidebar","site-content-layout":"page-builder","ast-site-content-layout":"full-width-container","site-content-style":"unboxed","site-sidebar-style":"unboxed","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-683","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Student Tax Tips: Credits That Pay Off Later - GMAT40<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/gmat40.com\/fr\/topics\/tax-optimization\/student-tax-tips-credits-that-pay-off-later\/\" \/>\n<meta property=\"og:locale\" content=\"fr_CA\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Student Tax Tips: Credits That Pay Off Later - GMAT40\" \/>\n<meta property=\"og:description\" content=\"Library \/ Tax Optimization Premium Article 5 of 10 2 min read Student Tax Tips: Credits That Pay Off Later [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/gmat40.com\/fr\/topics\/tax-optimization\/student-tax-tips-credits-that-pay-off-later\/\" \/>\n<meta property=\"og:site_name\" content=\"GMAT40\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/Gmat40\" \/>\n<meta property=\"article:modified_time\" content=\"2026-10-29T00:04:45+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-73-1024x634.webp\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:site\" content=\"@greatminds40\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/gmat40.com\\\/topics\\\/tax-optimization\\\/student-tax-tips-credits-that-pay-off-later\\\/\",\"url\":\"https:\\\/\\\/gmat40.com\\\/topics\\\/tax-optimization\\\/student-tax-tips-credits-that-pay-off-later\\\/\",\"name\":\"Student Tax Tips: Credits That Pay Off Later - GMAT40\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/gmat40.com\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/gmat40.com\\\/topics\\\/tax-optimization\\\/student-tax-tips-credits-that-pay-off-later\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/gmat40.com\\\/topics\\\/tax-optimization\\\/student-tax-tips-credits-that-pay-off-later\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/gmat40.com\\\/wp-content\\\/uploads\\\/2026\\\/10\\\/gmat40-image-73-1024x634.webp\",\"datePublished\":\"-0001-11-30T00:00:00+00:00\",\"dateModified\":\"2026-10-29T00:04:45+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/gmat40.com\\\/topics\\\/tax-optimization\\\/student-tax-tips-credits-that-pay-off-later\\\/#breadcrumb\"},\"inLanguage\":\"fr-CA\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/gmat40.com\\\/topics\\\/tax-optimization\\\/student-tax-tips-credits-that-pay-off-later\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-CA\",\"@id\":\"https:\\\/\\\/gmat40.com\\\/topics\\\/tax-optimization\\\/student-tax-tips-credits-that-pay-off-later\\\/#primaryimage\",\"url\":\"https:\\\/\\\/gmat40.com\\\/wp-content\\\/uploads\\\/2026\\\/10\\\/gmat40-image-73-1024x634.webp\",\"contentUrl\":\"https:\\\/\\\/gmat40.com\\\/wp-content\\\/uploads\\\/2026\\\/10\\\/gmat40-image-73-1024x634.webp\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/gmat40.com\\\/topics\\\/tax-optimization\\\/student-tax-tips-credits-that-pay-off-later\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/gmat40.com\\\/home\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Topics\",\"item\":\"https:\\\/\\\/gmat40.com\\\/topics\\\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Tax Optimization\",\"item\":\"https:\\\/\\\/gmat40.com\\\/topics\\\/tax-optimization\\\/\"},{\"@type\":\"ListItem\",\"position\":4,\"name\":\"Student Tax Tips: Credits That Pay Off Later\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/gmat40.com\\\/#website\",\"url\":\"https:\\\/\\\/gmat40.com\\\/\",\"name\":\"GMAT40\",\"description\":\"Great Minds! Great People!\",\"publisher\":{\"@id\":\"https:\\\/\\\/gmat40.com\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/gmat40.com\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"fr-CA\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/gmat40.com\\\/#organization\",\"name\":\"GMAT40\",\"url\":\"https:\\\/\\\/gmat40.com\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-CA\",\"@id\":\"https:\\\/\\\/gmat40.com\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/gmat40.com\\\/wp-content\\\/uploads\\\/2026\\\/10\\\/gmat40-logo.png\",\"contentUrl\":\"https:\\\/\\\/gmat40.com\\\/wp-content\\\/uploads\\\/2026\\\/10\\\/gmat40-logo.png\",\"width\":1328,\"height\":512,\"caption\":\"GMAT40\"},\"image\":{\"@id\":\"https:\\\/\\\/gmat40.com\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/Gmat40\",\"https:\\\/\\\/x.com\\\/greatminds40\",\"https:\\\/\\\/www.linkedin.com\\\/company\\\/gmat40\",\"https:\\\/\\\/www.instagram.com\\\/greatmindsat40\\\/\"]}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Student Tax Tips: Credits That Pay Off Later - GMAT40","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/gmat40.com\/fr\/topics\/tax-optimization\/student-tax-tips-credits-that-pay-off-later\/","og_locale":"fr_CA","og_type":"article","og_title":"Student Tax Tips: Credits That Pay Off Later - GMAT40","og_description":"Library \/ Tax Optimization Premium Article 5 of 10 2 min read Student Tax Tips: Credits That Pay Off Later [&hellip;]","og_url":"https:\/\/gmat40.com\/fr\/topics\/tax-optimization\/student-tax-tips-credits-that-pay-off-later\/","og_site_name":"GMAT40","article_publisher":"https:\/\/www.facebook.com\/Gmat40","article_modified_time":"2026-10-29T00:04:45+00:00","og_image":[{"url":"https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-73-1024x634.webp","type":"","width":"","height":""}],"twitter_card":"summary_large_image","twitter_site":"@greatminds40","twitter_misc":{"Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/gmat40.com\/topics\/tax-optimization\/student-tax-tips-credits-that-pay-off-later\/","url":"https:\/\/gmat40.com\/topics\/tax-optimization\/student-tax-tips-credits-that-pay-off-later\/","name":"Student Tax Tips: Credits That Pay Off Later - GMAT40","isPartOf":{"@id":"https:\/\/gmat40.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/gmat40.com\/topics\/tax-optimization\/student-tax-tips-credits-that-pay-off-later\/#primaryimage"},"image":{"@id":"https:\/\/gmat40.com\/topics\/tax-optimization\/student-tax-tips-credits-that-pay-off-later\/#primaryimage"},"thumbnailUrl":"https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-73-1024x634.webp","datePublished":"-0001-11-30T00:00:00+00:00","dateModified":"2026-10-29T00:04:45+00:00","breadcrumb":{"@id":"https:\/\/gmat40.com\/topics\/tax-optimization\/student-tax-tips-credits-that-pay-off-later\/#breadcrumb"},"inLanguage":"fr-CA","potentialAction":[{"@type":"ReadAction","target":["https:\/\/gmat40.com\/topics\/tax-optimization\/student-tax-tips-credits-that-pay-off-later\/"]}]},{"@type":"ImageObject","inLanguage":"fr-CA","@id":"https:\/\/gmat40.com\/topics\/tax-optimization\/student-tax-tips-credits-that-pay-off-later\/#primaryimage","url":"https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-73-1024x634.webp","contentUrl":"https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-73-1024x634.webp"},{"@type":"BreadcrumbList","@id":"https:\/\/gmat40.com\/topics\/tax-optimization\/student-tax-tips-credits-that-pay-off-later\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/gmat40.com\/home\/"},{"@type":"ListItem","position":2,"name":"Topics","item":"https:\/\/gmat40.com\/topics\/"},{"@type":"ListItem","position":3,"name":"Tax Optimization","item":"https:\/\/gmat40.com\/topics\/tax-optimization\/"},{"@type":"ListItem","position":4,"name":"Student Tax Tips: Credits That Pay Off Later"}]},{"@type":"WebSite","@id":"https:\/\/gmat40.com\/#website","url":"https:\/\/gmat40.com\/","name":"GMAT40","description":"Great Minds! Great People!","publisher":{"@id":"https:\/\/gmat40.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/gmat40.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"fr-CA"},{"@type":"Organization","@id":"https:\/\/gmat40.com\/#organization","name":"GMAT40","url":"https:\/\/gmat40.com\/","logo":{"@type":"ImageObject","inLanguage":"fr-CA","@id":"https:\/\/gmat40.com\/#\/schema\/logo\/image\/","url":"https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-logo.png","contentUrl":"https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-logo.png","width":1328,"height":512,"caption":"GMAT40"},"image":{"@id":"https:\/\/gmat40.com\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/Gmat40","https:\/\/x.com\/greatminds40","https:\/\/www.linkedin.com\/company\/gmat40","https:\/\/www.instagram.com\/greatmindsat40\/"]}]}},"_links":{"self":[{"href":"https:\/\/gmat40.com\/fr\/wp-json\/wp\/v2\/pages\/683","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/gmat40.com\/fr\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/gmat40.com\/fr\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/gmat40.com\/fr\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/gmat40.com\/fr\/wp-json\/wp\/v2\/comments?post=683"}],"version-history":[{"count":3,"href":"https:\/\/gmat40.com\/fr\/wp-json\/wp\/v2\/pages\/683\/revisions"}],"predecessor-version":[{"id":703,"href":"https:\/\/gmat40.com\/fr\/wp-json\/wp\/v2\/pages\/683\/revisions\/703"}],"up":[{"embeddable":true,"href":"https:\/\/gmat40.com\/fr\/wp-json\/wp\/v2\/pages\/678"}],"wp:attachment":[{"href":"https:\/\/gmat40.com\/fr\/wp-json\/wp\/v2\/media?parent=683"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}