{"id":639,"date":"2026-10-29T00:04:37","date_gmt":"2026-10-29T04:04:37","guid":{"rendered":"https:\/\/gmat40.com\/?page_id=639"},"modified":"2026-10-29T00:04:37","modified_gmt":"2026-10-29T00:04:37","slug":"rrsp-rrif-and-tfsa-in-retirement-turning-savings-into-income","status":"publish","type":"page","link":"https:\/\/gmat40.com\/fr\/topics\/retirement\/rrsp-rrif-and-tfsa-in-retirement-turning-savings-into-income\/","title":{"rendered":"REER, FERR et CELI \u00e0 la retraite\u00a0: transformer son \u00e9pargne en revenu"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"639\" class=\"elementor elementor-639\">\n\t\t\t\t<section class=\"elementor-element elementor-element-7886b9c e-con e-atomic-element e-flexbox-base e-default-section section-white\" data-id=\"7886b9c\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"7886b9c\">\n    <div class=\"elementor-element elementor-element-6a5d1e9 e-con e-atomic-element e-flexbox-base e-default-div article-layout\" data-id=\"6a5d1e9\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"6a5d1e9\">\n    <article class=\"elementor-element elementor-element-24b9827 e-con e-atomic-element e-flexbox-base e-default-article article-main\" data-id=\"24b9827\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"24b9827\">\n    <div class=\"elementor-element elementor-element-063a291 e-con e-atomic-element e-flexbox-base e-default-div article-head\" data-id=\"063a291\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"063a291\">\n    <div class=\"elementor-element elementor-element-d2266bc e-con e-atomic-element e-flexbox-base e-default-div breadcrumb\" data-id=\"d2266bc\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"d2266bc\">\n    \t\t\t<a href=\"https:\/\/gmat40.com\/fr\/library\/\" target=\"_self\" class=\"breadcrumb-link e-button-base e-default-a\" data-interaction-id=\"b12fae8\">\n\tBiblioth\u00e8que\n<\/a>\n\t\t\t\t\t<span class=\"breadcrumb-sep e-paragraph-base e-default-span\" data-interaction-id=\"208ed33\">\/<\/span>\n\t\t\t\t\t<a href=\"https:\/\/gmat40.com\/fr\/topics\/retirement\/\" target=\"_self\" class=\"breadcrumb-link e-button-base e-default-a\" data-interaction-id=\"ab08c43\">\n\tRetraite\n<\/a>\n\t\t\n<\/div>\n<div class=\"elementor-element elementor-element-11a18fc e-con e-atomic-element e-flexbox-base e-default-div article-meta\" data-id=\"11a18fc\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"11a18fc\">\n    \t\t\t<span class=\"tag e-paragraph-base e-default-span\" data-interaction-id=\"c47689f\">Premium<\/span>\n\t\t\t\t\t<span class=\"article-num e-paragraph-base e-default-span\" data-interaction-id=\"ed5f6fe\">Article 6 sur 10<\/span>\n\t\t\t\t\t<span class=\"meta-text e-paragraph-base e-default-span\" data-interaction-id=\"d71fdc7\">2 min de lecture<\/span>\n\t\t\n<\/div>\n\t\t\t<h1 data-interaction-id=\"fc0a622\" class=\"title-lg e-heading-base e-default-h1\">REER, FERR et CELI \u00e0 la retraite\u00a0: transformer son \u00e9pargne en revenu<\/h1>\n\t\t\n<\/div>\n\t\t\t<img fetchpriority=\"high\" decoding=\"async\" class=\"e-image-base e-default-img article-cover\" data-interaction-id=\"dd5e8b7\" id=\"44\" src=\"https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-56-1024x765.webp\" width=\"1024\" height=\"765\" srcset=\"https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-56-1024x765.webp 1024w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-56-300x224.webp 300w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-56-768x574.webp 768w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-56-1536x1148.webp 1536w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-56-16x12.webp 16w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-56-600x449.webp 600w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-56.webp 1600w\" alt=\"Illustration for the article: RRSP Basics: Saving for Retirement While Lowering Your Taxes\"\/>\t\t<div class=\"elementor-element elementor-element-f2edadf e-con e-atomic-element e-flexbox-base e-default-div prose\" data-id=\"f2edadf\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"f2edadf\" id=\"article-preview\">\n    \t\t\t<p class=\"prose-p e-paragraph-base e-default-p\" data-interaction-id=\"7db2706\">L&#039;\u00e9pargne ne repr\u00e9sente que la moiti\u00e9 du travail. \u00c0 la retraite, votre objectif consiste \u00e0 transformer vos comptes en un revenu stable et fiscalement avantageux.<\/p>\n\t\t\t\t\t<h2 data-interaction-id=\"0e8f44a\" class=\"prose-heading e-heading-base e-default-h2\">Du REER au FERR<\/h2>\n\t\t\n<\/div>\n\n<div class=\"elementor-element elementor-element-dbcd800 e-con e-atomic-element e-flexbox-base e-default-div gate-panel\" data-id=\"dbcd800\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"dbcd800\" id=\"article-gate\">\n    \t\t\t<span class=\"tag e-paragraph-base e-default-span\" data-interaction-id=\"c158b17\">Article Premium<\/span>\n\t\t\t\t\t<h2 data-interaction-id=\"67fb466\" class=\"title-md e-heading-base e-default-h2\">Cet article fait partie de l&#039;abonnement Premium.<\/h2>\n\t\t\t\t\t<p class=\"text e-paragraph-base e-default-p\" data-interaction-id=\"ec7bd94\">Les membres Premium ont acc\u00e8s \u00e0 l&#039;int\u00e9gralit\u00e9 des 100 articles et b\u00e9n\u00e9ficient de conseils, d&#039;ateliers et de s\u00e9minaires sans frais suppl\u00e9mentaires. L&#039;abonnement Premium co\u00fbte 49,99\u00a0$ par an.<\/p>\n\t\t<div class=\"elementor-element elementor-element-fdc4a9e e-con e-atomic-element e-flexbox-base e-default-div button-row\" data-id=\"fdc4a9e\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"fdc4a9e\">\n    \t\t\t<a href=\"https:\/\/gmat40.com\/fr\/membership\/\" target=\"_self\" class=\"button-primary e-button-base e-default-a\" data-interaction-id=\"9a69046\">\n\tChoisissez Premium\n<\/a>\n\t\t\t\t\t<a href=\"https:\/\/gmat40.com\/wp-login.php\" target=\"_self\" class=\"button-ghost e-button-base e-default-a\" data-interaction-id=\"4c4b1ac\">\n\tSe connecter\n<\/a>\n\t\t\n<\/div>\n\n<\/div>\n<div class=\"elementor-element elementor-element-4713574 e-con e-atomic-element e-flexbox-base e-default-div article-nav\" data-id=\"4713574\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"4713574\">\n    <a class=\"elementor-element elementor-element-cc807cf e-con e-atomic-element e-flexbox-base e-default-a article-nav-link\" data-id=\"cc807cf\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"cc807cf\" href=\"https:\/\/gmat40.com\/fr\/topics\/retirement\/saving-for-retirement-at-every-age-20s-to-50s-and-beyond\/\" target=\"_self\">\n    \t\t\t<span class=\"small e-paragraph-base e-default-span\" data-interaction-id=\"fc4de5a\">Pr\u00e9c\u00e9dent<\/span>\n\t\t\t\t\t<span class=\"title-sm e-paragraph-base e-default-span\" data-interaction-id=\"8bd93b1\">\u00c9pargner pour sa retraite \u00e0 tout \u00e2ge\u00a0: de 20 \u00e0 50\u00a0ans et plus<\/span>\n\t\t\n<\/a>\n<a class=\"elementor-element elementor-element-e2571f5 e-con e-atomic-element e-flexbox-base e-default-a article-nav-next\" data-id=\"e2571f5\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"e2571f5\" href=\"https:\/\/gmat40.com\/fr\/topics\/retirement\/how-much-do-you-need-to-retire-a-simple-way-to-estimate\/\" target=\"_self\">\n    \t\t\t<span class=\"small e-paragraph-base e-default-span\" data-interaction-id=\"5307a50\">Suivant<\/span>\n\t\t\t\t\t<span class=\"title-sm e-paragraph-base e-default-span\" data-interaction-id=\"4c8f5d3\">De combien avez-vous besoin pour votre retraite\u00a0? Une m\u00e9thode simple pour l\u2019estimer<\/span>\n\t\t\n<\/a>\n\n<\/div>\n\n<\/article>\n<aside class=\"elementor-element elementor-element-a4bf1ea e-con e-atomic-element e-flexbox-base e-default-aside article-aside\" data-id=\"a4bf1ea\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"a4bf1ea\">\n    <div class=\"elementor-element elementor-element-1bdc30e e-con e-atomic-element e-flexbox-base e-default-div side-panel\" data-id=\"1bdc30e\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"1bdc30e\">\n    <div class=\"elementor-element elementor-element-e224563 e-con e-atomic-element e-flexbox-base e-default-div eyebrow\" data-id=\"e224563\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"e224563\">\n    \t\t\t\n<hr class=\"eyebrow-mark e-divider-base\" data-interaction-id=\"aeaafd6\" \/>\n\t\t\t\t\t<span class=\"eyebrow-text e-paragraph-base e-default-span\" data-interaction-id=\"1900af9\">Dans ce sujet<\/span>\n\t\t\n<\/div>\n<a class=\"elementor-element elementor-element-489d204 e-con e-atomic-element e-flexbox-base e-default-a side-link\" data-id=\"489d204\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"489d204\" href=\"https:\/\/gmat40.com\/fr\/topics\/retirement\/retirement-planning-101-the-three-pillars-of-canadian-retirement-income\/\" target=\"_self\">\n    \t\t\t<span class=\"article-num e-paragraph-base e-default-span\" data-interaction-id=\"6d2030a\">01<\/span>\n\t\t\t\t\t<span class=\"side-link-text e-paragraph-base e-default-span\" data-interaction-id=\"3f97cdd\">Planification de la retraite\u00a0: les trois piliers du revenu de retraite au Canada<\/span>\n\t\t\n<\/a>\n<a class=\"elementor-element elementor-element-a84fbaf e-con e-atomic-element e-flexbox-base e-default-a side-link\" data-id=\"a84fbaf\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"a84fbaf\" href=\"https:\/\/gmat40.com\/fr\/topics\/retirement\/cpp-explained-what-you-get-and-when-to-take-it\/\" target=\"_self\">\n    \t\t\t<span class=\"article-num e-paragraph-base e-default-span\" data-interaction-id=\"f6a70e3\">02<\/span>\n\t\t\t\t\t<span class=\"side-link-text e-paragraph-base e-default-span\" data-interaction-id=\"593913a\">Le programme de pensions alimentaires (CPP) expliqu\u00e9 : ce que vous obtenez et quand le prendre<\/span>\n\t\t\n<\/a>\n<a class=\"elementor-element elementor-element-31ab611 e-con e-atomic-element e-flexbox-base e-default-a side-link\" data-id=\"31ab611\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"31ab611\" href=\"https:\/\/gmat40.com\/fr\/topics\/retirement\/oas-and-gis-government-support-after-65\/\" target=\"_self\">\n    \t\t\t<span class=\"article-num e-paragraph-base e-default-span\" data-interaction-id=\"898ff28\">03<\/span>\n\t\t\t\t\t<span class=\"side-link-text e-paragraph-base e-default-span\" data-interaction-id=\"6d4e3a0\">SV et SRG : le soutien gouvernemental apr\u00e8s 65 ans<\/span>\n\t\t\n<\/a>\n<a class=\"elementor-element elementor-element-68e9e17 e-con e-atomic-element e-flexbox-base e-default-a side-link\" data-id=\"68e9e17\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"68e9e17\" href=\"https:\/\/gmat40.com\/fr\/topics\/retirement\/workplace-pensions-db-dc-and-group-rrsps-made-simple\/\" target=\"_self\">\n    \t\t\t<span class=\"article-num e-paragraph-base e-default-span\" data-interaction-id=\"b3e4cf1\">04<\/span>\n\t\t\t\t\t<span class=\"side-link-text e-paragraph-base e-default-span\" data-interaction-id=\"0748eb6\">R\u00e9gimes de retraite en milieu de travail\u00a0: r\u00e9gimes \u00e0 prestations d\u00e9termin\u00e9es, \u00e0 cotisations d\u00e9termin\u00e9es et REER collectifs expliqu\u00e9s simplement<\/span>\n\t\t\n<\/a>\n<a class=\"elementor-element elementor-element-bc3de52 e-con e-atomic-element e-flexbox-base e-default-a side-link\" data-id=\"bc3de52\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"bc3de52\" href=\"https:\/\/gmat40.com\/fr\/topics\/retirement\/saving-for-retirement-at-every-age-20s-to-50s-and-beyond\/\" target=\"_self\">\n    \t\t\t<span class=\"article-num e-paragraph-base e-default-span\" data-interaction-id=\"cb72442\">05<\/span>\n\t\t\t\t\t<span class=\"side-link-text e-paragraph-base e-default-span\" data-interaction-id=\"88a96d6\">\u00c9pargner pour sa retraite \u00e0 tout \u00e2ge\u00a0: de 20 \u00e0 50\u00a0ans et plus<\/span>\n\t\t\n<\/a>\n<a class=\"elementor-element elementor-element-0ced8f9 e-con e-atomic-element e-flexbox-base e-default-a side-link\" data-id=\"0ced8f9\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"0ced8f9\" href=\"https:\/\/gmat40.com\/fr\/topics\/retirement\/rrsp-rrif-and-tfsa-in-retirement-turning-savings-into-income\/\" target=\"_self\">\n    \t\t\t<span class=\"article-num e-paragraph-base e-default-span\" data-interaction-id=\"c095043\">06<\/span>\n\t\t\t\t\t<span class=\"side-link-text-active e-paragraph-base e-default-span\" data-interaction-id=\"725e25e\">REER, FERR et CELI \u00e0 la retraite\u00a0: transformer son \u00e9pargne en revenu<\/span>\n\t\t\n<\/a>\n<a class=\"elementor-element elementor-element-f9e0e93 e-con e-atomic-element e-flexbox-base e-default-a side-link\" data-id=\"f9e0e93\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"f9e0e93\" href=\"https:\/\/gmat40.com\/fr\/topics\/retirement\/how-much-do-you-need-to-retire-a-simple-way-to-estimate\/\" target=\"_self\">\n    \t\t\t<span class=\"article-num e-paragraph-base e-default-span\" data-interaction-id=\"b9ed3d0\">07<\/span>\n\t\t\t\t\t<span class=\"side-link-text e-paragraph-base e-default-span\" data-interaction-id=\"f12f21b\">De combien avez-vous besoin pour votre retraite\u00a0? Une m\u00e9thode simple pour l\u2019estimer<\/span>\n\t\t\n<\/a>\n<a class=\"elementor-element elementor-element-35adcab e-con e-atomic-element e-flexbox-base e-default-a side-link\" data-id=\"35adcab\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"35adcab\" href=\"https:\/\/gmat40.com\/fr\/topics\/retirement\/newcomers-and-retirement-cpp-oas-and-pensions-from-abroad\/\" target=\"_self\">\n    \t\t\t<span class=\"article-num e-paragraph-base e-default-span\" data-interaction-id=\"1399168\">08<\/span>\n\t\t\t\t\t<span class=\"side-link-text e-paragraph-base e-default-span\" data-interaction-id=\"c69cf60\">Nouveaux arrivants et retraite : RPC, SV et pensions de l&#039;\u00e9tranger<\/span>\n\t\t\n<\/a>\n<a class=\"elementor-element elementor-element-fead88b e-con e-atomic-element e-flexbox-base e-default-a side-link\" data-id=\"fead88b\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"fead88b\" href=\"https:\/\/gmat40.com\/fr\/topics\/retirement\/making-your-money-last-withdrawals-inflation-and-longevity\/\" target=\"_self\">\n    \t\t\t<span class=\"article-num e-paragraph-base e-default-span\" data-interaction-id=\"695a5ed\">09<\/span>\n\t\t\t\t\t<span class=\"side-link-text e-paragraph-base e-default-span\" data-interaction-id=\"06b7ab7\">Faire durer son argent : retraits, inflation et long\u00e9vit\u00e9<\/span>\n\t\t\n<\/a>\n<a class=\"elementor-element elementor-element-f0ddcc6 e-con e-atomic-element e-flexbox-base e-default-a side-link\" data-id=\"f0ddcc6\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"f0ddcc6\" href=\"https:\/\/gmat40.com\/fr\/topics\/retirement\/beyond-the-money-healthcare-housing-purpose-and-staying-safe-in-retirement\/\" target=\"_self\">\n    \t\t\t<span class=\"article-num e-paragraph-base e-default-span\" data-interaction-id=\"2109d46\">10<\/span>\n\t\t\t\t\t<span class=\"side-link-text e-paragraph-base e-default-span\" data-interaction-id=\"59e8104\">Au-del\u00e0 de l&#039;argent : sant\u00e9, logement, sens de la vie et s\u00e9curit\u00e9 \u00e0 la retraite<\/span>\n\t\t\n<\/a>\n\n<\/div>\n\t\t\t<p class=\"small e-paragraph-base e-default-p\" data-interaction-id=\"17b1632\">Ce contenu est fourni \u00e0 titre informatif uniquement et ne constitue pas un conseil financier, juridique ou fiscal. Les taux, les limites et les r\u00e8gles \u00e9tant susceptibles d&#039;\u00e9voluer, veuillez v\u00e9rifier les informations en vigueur aupr\u00e8s de votre \u00e9tablissement financier ou de l&#039;organisme gouvernemental comp\u00e9tent.<\/p>\n\t\t\n<\/aside>\n\n<\/div>\n\n<\/section>\n\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Library \/ Retirement Premium Article 6 of 10 2 min read RRSP, RRIF and TFSA in Retirement: Turning Savings Into [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":633,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"site-sidebar-layout":"no-sidebar","site-content-layout":"page-builder","ast-site-content-layout":"full-width-container","site-content-style":"unboxed","site-sidebar-style":"unboxed","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-639","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>RRSP, RRIF and TFSA in Retirement: Turning Savings Into Income - GMAT40<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/gmat40.com\/fr\/topics\/retirement\/rrsp-rrif-and-tfsa-in-retirement-turning-savings-into-income\/\" \/>\n<meta property=\"og:locale\" content=\"fr_CA\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"RRSP, RRIF and TFSA in Retirement: Turning Savings Into Income - GMAT40\" \/>\n<meta property=\"og:description\" content=\"Library \/ Retirement Premium Article 6 of 10 2 min read RRSP, RRIF and TFSA in Retirement: Turning Savings Into [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/gmat40.com\/fr\/topics\/retirement\/rrsp-rrif-and-tfsa-in-retirement-turning-savings-into-income\/\" \/>\n<meta property=\"og:site_name\" content=\"GMAT40\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/Gmat40\" \/>\n<meta property=\"article:modified_time\" content=\"2026-10-29T00:04:37+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-56-1024x765.webp\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:site\" content=\"@greatminds40\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/gmat40.com\\\/topics\\\/retirement\\\/rrsp-rrif-and-tfsa-in-retirement-turning-savings-into-income\\\/\",\"url\":\"https:\\\/\\\/gmat40.com\\\/topics\\\/retirement\\\/rrsp-rrif-and-tfsa-in-retirement-turning-savings-into-income\\\/\",\"name\":\"RRSP, RRIF and TFSA in Retirement: Turning Savings Into Income - GMAT40\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/gmat40.com\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/gmat40.com\\\/topics\\\/retirement\\\/rrsp-rrif-and-tfsa-in-retirement-turning-savings-into-income\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/gmat40.com\\\/topics\\\/retirement\\\/rrsp-rrif-and-tfsa-in-retirement-turning-savings-into-income\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/gmat40.com\\\/wp-content\\\/uploads\\\/2026\\\/10\\\/gmat40-image-56-1024x765.webp\",\"datePublished\":\"-0001-11-30T00:00:00+00:00\",\"dateModified\":\"2026-10-29T00:04:37+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/gmat40.com\\\/topics\\\/retirement\\\/rrsp-rrif-and-tfsa-in-retirement-turning-savings-into-income\\\/#breadcrumb\"},\"inLanguage\":\"fr-CA\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/gmat40.com\\\/topics\\\/retirement\\\/rrsp-rrif-and-tfsa-in-retirement-turning-savings-into-income\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-CA\",\"@id\":\"https:\\\/\\\/gmat40.com\\\/topics\\\/retirement\\\/rrsp-rrif-and-tfsa-in-retirement-turning-savings-into-income\\\/#primaryimage\",\"url\":\"https:\\\/\\\/gmat40.com\\\/wp-content\\\/uploads\\\/2026\\\/10\\\/gmat40-image-56-1024x765.webp\",\"contentUrl\":\"https:\\\/\\\/gmat40.com\\\/wp-content\\\/uploads\\\/2026\\\/10\\\/gmat40-image-56-1024x765.webp\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/gmat40.com\\\/topics\\\/retirement\\\/rrsp-rrif-and-tfsa-in-retirement-turning-savings-into-income\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/gmat40.com\\\/home\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Topics\",\"item\":\"https:\\\/\\\/gmat40.com\\\/topics\\\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Retirement\",\"item\":\"https:\\\/\\\/gmat40.com\\\/topics\\\/retirement\\\/\"},{\"@type\":\"ListItem\",\"position\":4,\"name\":\"RRSP, RRIF and TFSA in Retirement: Turning Savings Into Income\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/gmat40.com\\\/#website\",\"url\":\"https:\\\/\\\/gmat40.com\\\/\",\"name\":\"GMAT40\",\"description\":\"Great Minds! Great People!\",\"publisher\":{\"@id\":\"https:\\\/\\\/gmat40.com\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/gmat40.com\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"fr-CA\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/gmat40.com\\\/#organization\",\"name\":\"GMAT40\",\"url\":\"https:\\\/\\\/gmat40.com\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-CA\",\"@id\":\"https:\\\/\\\/gmat40.com\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/gmat40.com\\\/wp-content\\\/uploads\\\/2026\\\/10\\\/gmat40-logo.png\",\"contentUrl\":\"https:\\\/\\\/gmat40.com\\\/wp-content\\\/uploads\\\/2026\\\/10\\\/gmat40-logo.png\",\"width\":1328,\"height\":512,\"caption\":\"GMAT40\"},\"image\":{\"@id\":\"https:\\\/\\\/gmat40.com\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/Gmat40\",\"https:\\\/\\\/x.com\\\/greatminds40\",\"https:\\\/\\\/www.linkedin.com\\\/company\\\/gmat40\",\"https:\\\/\\\/www.instagram.com\\\/greatmindsat40\\\/\"]}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"RRSP, RRIF and TFSA in Retirement: Turning Savings Into Income - GMAT40","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/gmat40.com\/fr\/topics\/retirement\/rrsp-rrif-and-tfsa-in-retirement-turning-savings-into-income\/","og_locale":"fr_CA","og_type":"article","og_title":"RRSP, RRIF and TFSA in Retirement: Turning Savings Into Income - GMAT40","og_description":"Library \/ Retirement Premium Article 6 of 10 2 min read RRSP, RRIF and TFSA in Retirement: Turning Savings Into [&hellip;]","og_url":"https:\/\/gmat40.com\/fr\/topics\/retirement\/rrsp-rrif-and-tfsa-in-retirement-turning-savings-into-income\/","og_site_name":"GMAT40","article_publisher":"https:\/\/www.facebook.com\/Gmat40","article_modified_time":"2026-10-29T00:04:37+00:00","og_image":[{"url":"https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-56-1024x765.webp","type":"","width":"","height":""}],"twitter_card":"summary_large_image","twitter_site":"@greatminds40","twitter_misc":{"Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/gmat40.com\/topics\/retirement\/rrsp-rrif-and-tfsa-in-retirement-turning-savings-into-income\/","url":"https:\/\/gmat40.com\/topics\/retirement\/rrsp-rrif-and-tfsa-in-retirement-turning-savings-into-income\/","name":"RRSP, RRIF and TFSA in Retirement: Turning Savings Into Income - GMAT40","isPartOf":{"@id":"https:\/\/gmat40.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/gmat40.com\/topics\/retirement\/rrsp-rrif-and-tfsa-in-retirement-turning-savings-into-income\/#primaryimage"},"image":{"@id":"https:\/\/gmat40.com\/topics\/retirement\/rrsp-rrif-and-tfsa-in-retirement-turning-savings-into-income\/#primaryimage"},"thumbnailUrl":"https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-56-1024x765.webp","datePublished":"-0001-11-30T00:00:00+00:00","dateModified":"2026-10-29T00:04:37+00:00","breadcrumb":{"@id":"https:\/\/gmat40.com\/topics\/retirement\/rrsp-rrif-and-tfsa-in-retirement-turning-savings-into-income\/#breadcrumb"},"inLanguage":"fr-CA","potentialAction":[{"@type":"ReadAction","target":["https:\/\/gmat40.com\/topics\/retirement\/rrsp-rrif-and-tfsa-in-retirement-turning-savings-into-income\/"]}]},{"@type":"ImageObject","inLanguage":"fr-CA","@id":"https:\/\/gmat40.com\/topics\/retirement\/rrsp-rrif-and-tfsa-in-retirement-turning-savings-into-income\/#primaryimage","url":"https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-56-1024x765.webp","contentUrl":"https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-56-1024x765.webp"},{"@type":"BreadcrumbList","@id":"https:\/\/gmat40.com\/topics\/retirement\/rrsp-rrif-and-tfsa-in-retirement-turning-savings-into-income\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/gmat40.com\/home\/"},{"@type":"ListItem","position":2,"name":"Topics","item":"https:\/\/gmat40.com\/topics\/"},{"@type":"ListItem","position":3,"name":"Retirement","item":"https:\/\/gmat40.com\/topics\/retirement\/"},{"@type":"ListItem","position":4,"name":"RRSP, RRIF and TFSA in Retirement: Turning Savings Into Income"}]},{"@type":"WebSite","@id":"https:\/\/gmat40.com\/#website","url":"https:\/\/gmat40.com\/","name":"GMAT40","description":"Great Minds! Great People!","publisher":{"@id":"https:\/\/gmat40.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/gmat40.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"fr-CA"},{"@type":"Organization","@id":"https:\/\/gmat40.com\/#organization","name":"GMAT40","url":"https:\/\/gmat40.com\/","logo":{"@type":"ImageObject","inLanguage":"fr-CA","@id":"https:\/\/gmat40.com\/#\/schema\/logo\/image\/","url":"https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-logo.png","contentUrl":"https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-logo.png","width":1328,"height":512,"caption":"GMAT40"},"image":{"@id":"https:\/\/gmat40.com\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/Gmat40","https:\/\/x.com\/greatminds40","https:\/\/www.linkedin.com\/company\/gmat40","https:\/\/www.instagram.com\/greatmindsat40\/"]}]}},"_links":{"self":[{"href":"https:\/\/gmat40.com\/fr\/wp-json\/wp\/v2\/pages\/639","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/gmat40.com\/fr\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/gmat40.com\/fr\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/gmat40.com\/fr\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/gmat40.com\/fr\/wp-json\/wp\/v2\/comments?post=639"}],"version-history":[{"count":3,"href":"https:\/\/gmat40.com\/fr\/wp-json\/wp\/v2\/pages\/639\/revisions"}],"predecessor-version":[{"id":661,"href":"https:\/\/gmat40.com\/fr\/wp-json\/wp\/v2\/pages\/639\/revisions\/661"}],"up":[{"embeddable":true,"href":"https:\/\/gmat40.com\/fr\/wp-json\/wp\/v2\/pages\/633"}],"wp:attachment":[{"href":"https:\/\/gmat40.com\/fr\/wp-json\/wp\/v2\/media?parent=639"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}