{"id":592,"date":"2026-10-29T00:04:23","date_gmt":"2026-10-29T04:04:23","guid":{"rendered":"https:\/\/gmat40.com\/?page_id=592"},"modified":"2026-10-29T00:04:23","modified_gmt":"2026-10-29T00:04:23","slug":"budgeting-basics-telling-your-money-where-to-go","status":"publish","type":"page","link":"https:\/\/gmat40.com\/fr\/topics\/financial-planning\/budgeting-basics-telling-your-money-where-to-go\/","title":{"rendered":"Les bases de la gestion budg\u00e9taire\u00a0: comment allouer son argent"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"592\" class=\"elementor elementor-592\">\n\t\t\t\t<section class=\"elementor-element elementor-element-11f557e e-con e-atomic-element e-flexbox-base e-default-section section-white\" data-id=\"11f557e\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"11f557e\">\n    <div class=\"elementor-element elementor-element-f84825b e-con e-atomic-element e-flexbox-base e-default-div article-layout\" data-id=\"f84825b\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"f84825b\">\n    <article class=\"elementor-element elementor-element-037909d e-con e-atomic-element e-flexbox-base e-default-article article-main\" data-id=\"037909d\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"037909d\">\n    <div class=\"elementor-element elementor-element-2548ff1 e-con e-atomic-element e-flexbox-base e-default-div article-head\" data-id=\"2548ff1\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"2548ff1\">\n    <div class=\"elementor-element elementor-element-71bd8db e-con e-atomic-element e-flexbox-base e-default-div breadcrumb\" data-id=\"71bd8db\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"71bd8db\">\n    \t\t\t<a href=\"https:\/\/gmat40.com\/fr\/library\/\" target=\"_self\" class=\"breadcrumb-link e-button-base e-default-a\" data-interaction-id=\"c1eb2ed\">\n\tBiblioth\u00e8que\n<\/a>\n\t\t\t\t\t<span class=\"breadcrumb-sep e-paragraph-base e-default-span\" data-interaction-id=\"94929fd\">\/<\/span>\n\t\t\t\t\t<a href=\"https:\/\/gmat40.com\/fr\/topics\/financial-planning\/\" target=\"_self\" class=\"breadcrumb-link e-button-base e-default-a\" data-interaction-id=\"4ce512f\">\n\tPlanification financi\u00e8re\n<\/a>\n\t\t\n<\/div>\n<div class=\"elementor-element elementor-element-b5a911a e-con e-atomic-element e-flexbox-base e-default-div article-meta\" data-id=\"b5a911a\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"b5a911a\">\n    \t\t\t<span class=\"tag e-paragraph-base e-default-span\" data-interaction-id=\"51f914d\">Premium<\/span>\n\t\t\t\t\t<span class=\"article-num e-paragraph-base e-default-span\" data-interaction-id=\"e5ce97b\">Article 3 sur 10<\/span>\n\t\t\t\t\t<span class=\"meta-text e-paragraph-base e-default-span\" data-interaction-id=\"ba1ef75\">2 min de lecture<\/span>\n\t\t\n<\/div>\n\t\t\t<h1 data-interaction-id=\"9e16857\" class=\"title-lg e-heading-base e-default-h1\">Les bases de la gestion budg\u00e9taire\u00a0: comment allouer son argent<\/h1>\n\t\t\n<\/div>\n\t\t\t<img fetchpriority=\"high\" decoding=\"async\" class=\"e-image-base e-default-img article-cover\" data-interaction-id=\"98bf1b6\" id=\"40\" src=\"https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-58-1024x559.webp\" width=\"1024\" height=\"559\" srcset=\"https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-58-1024x559.webp 1024w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-58-300x164.webp 300w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-58-768x419.webp 768w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-58-1536x838.webp 1536w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-58-18x10.webp 18w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-58-600x327.webp 600w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-58.webp 1600w\" alt=\"Illustration for the article: Budgeting Basics: Finding the Money to Save\"\/>\t\t<div class=\"elementor-element elementor-element-aad7081 e-con e-atomic-element e-flexbox-base e-default-div prose\" data-id=\"aad7081\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"aad7081\" id=\"article-preview\">\n    \t\t\t<p class=\"prose-p e-paragraph-base e-default-p\" data-interaction-id=\"f289cf3\">Un budget n&#039;est pas une punition. C&#039;est un plan pour votre argent, qui vous permet de d\u00e9cider o\u00f9 il va au lieu de vous demander o\u00f9 il est pass\u00e9.<\/p>\n\t\t\t\t\t<h2 data-interaction-id=\"2903496\" class=\"prose-heading e-heading-base e-default-h2\">Commencez par le guide 50\/30\/20<\/h2>\n\t\t\n<\/div>\n\n<div class=\"elementor-element elementor-element-ee6c722 e-con e-atomic-element e-flexbox-base e-default-div gate-panel\" data-id=\"ee6c722\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"ee6c722\" id=\"article-gate\">\n    \t\t\t<span class=\"tag e-paragraph-base e-default-span\" data-interaction-id=\"904d0af\">Article Premium<\/span>\n\t\t\t\t\t<h2 data-interaction-id=\"0ea0e28\" class=\"title-md e-heading-base e-default-h2\">Cet article fait partie de l&#039;abonnement Premium.<\/h2>\n\t\t\t\t\t<p class=\"text e-paragraph-base e-default-p\" data-interaction-id=\"bd91d38\">Les membres Premium ont acc\u00e8s \u00e0 l&#039;int\u00e9gralit\u00e9 des 100 articles et b\u00e9n\u00e9ficient de conseils, d&#039;ateliers et de s\u00e9minaires sans frais suppl\u00e9mentaires. L&#039;abonnement Premium co\u00fbte 49,99\u00a0$ par an.<\/p>\n\t\t<div class=\"elementor-element elementor-element-b5c3e7a e-con e-atomic-element e-flexbox-base e-default-div button-row\" data-id=\"b5c3e7a\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"b5c3e7a\">\n    \t\t\t<a href=\"https:\/\/gmat40.com\/fr\/membership\/\" target=\"_self\" class=\"button-primary e-button-base e-default-a\" data-interaction-id=\"36c2599\">\n\tChoisissez Premium\n<\/a>\n\t\t\t\t\t<a href=\"https:\/\/gmat40.com\/wp-login.php\" target=\"_self\" class=\"button-ghost e-button-base e-default-a\" data-interaction-id=\"cbcff3b\">\n\tSe connecter\n<\/a>\n\t\t\n<\/div>\n\n<\/div>\n<div class=\"elementor-element elementor-element-da4de06 e-con e-atomic-element e-flexbox-base e-default-div article-nav\" data-id=\"da4de06\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"da4de06\">\n    <a class=\"elementor-element elementor-element-e3a3b81 e-con e-atomic-element e-flexbox-base e-default-a article-nav-link\" data-id=\"e3a3b81\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"e3a3b81\" href=\"https:\/\/gmat40.com\/fr\/topics\/financial-planning\/set-money-goals-that-actually-stick\/\" target=\"_self\">\n    \t\t\t<span class=\"small e-paragraph-base e-default-span\" data-interaction-id=\"951c325\">Pr\u00e9c\u00e9dent<\/span>\n\t\t\t\t\t<span class=\"title-sm e-paragraph-base e-default-span\" data-interaction-id=\"1be5371\">Fixez-vous des objectifs financiers que vous tiendrez vraiment<\/span>\n\t\t\n<\/a>\n<a class=\"elementor-element elementor-element-8f3acd7 e-con e-atomic-element e-flexbox-base e-default-a article-nav-next\" data-id=\"8f3acd7\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"8f3acd7\" href=\"https:\/\/gmat40.com\/fr\/topics\/financial-planning\/your-emergency-fund-the-foundation-of-every-plan\/\" target=\"_self\">\n    \t\t\t<span class=\"small e-paragraph-base e-default-span\" data-interaction-id=\"9020990\">Suivant<\/span>\n\t\t\t\t\t<span class=\"title-sm e-paragraph-base e-default-span\" data-interaction-id=\"316f3ed\">Votre fonds d&#039;urgence : la base de tout plan<\/span>\n\t\t\n<\/a>\n\n<\/div>\n\n<\/article>\n<aside class=\"elementor-element elementor-element-bff595e e-con e-atomic-element e-flexbox-base e-default-aside article-aside\" data-id=\"bff595e\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"bff595e\">\n    <div class=\"elementor-element elementor-element-29544a4 e-con e-atomic-element e-flexbox-base e-default-div side-panel\" data-id=\"29544a4\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"29544a4\">\n    <div class=\"elementor-element elementor-element-ee570d5 e-con e-atomic-element e-flexbox-base e-default-div eyebrow\" data-id=\"ee570d5\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"ee570d5\">\n    \t\t\t\n<hr class=\"eyebrow-mark e-divider-base\" data-interaction-id=\"a559694\" \/>\n\t\t\t\t\t<span class=\"eyebrow-text e-paragraph-base e-default-span\" data-interaction-id=\"e9887c7\">Dans ce sujet<\/span>\n\t\t\n<\/div>\n<a class=\"elementor-element elementor-element-12e59d6 e-con e-atomic-element e-flexbox-base e-default-a side-link\" data-id=\"12e59d6\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"12e59d6\" href=\"https:\/\/gmat40.com\/fr\/topics\/financial-planning\/what-is-financial-planning-and-why-does-it-matter\/\" target=\"_self\">\n    \t\t\t<span class=\"article-num e-paragraph-base e-default-span\" data-interaction-id=\"38c687c\">01<\/span>\n\t\t\t\t\t<span class=\"side-link-text e-paragraph-base e-default-span\" data-interaction-id=\"64bf491\">Qu\u2019est-ce que la planification financi\u00e8re et pourquoi est-elle importante\u00a0?<\/span>\n\t\t\n<\/a>\n<a class=\"elementor-element elementor-element-872627b e-con e-atomic-element e-flexbox-base e-default-a side-link\" data-id=\"872627b\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"872627b\" href=\"https:\/\/gmat40.com\/fr\/topics\/financial-planning\/set-money-goals-that-actually-stick\/\" target=\"_self\">\n    \t\t\t<span class=\"article-num e-paragraph-base e-default-span\" data-interaction-id=\"c0162a6\">02<\/span>\n\t\t\t\t\t<span class=\"side-link-text e-paragraph-base e-default-span\" data-interaction-id=\"561177d\">Fixez-vous des objectifs financiers que vous tiendrez vraiment<\/span>\n\t\t\n<\/a>\n<a class=\"elementor-element elementor-element-79a72b3 e-con e-atomic-element e-flexbox-base e-default-a side-link\" data-id=\"79a72b3\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"79a72b3\" href=\"https:\/\/gmat40.com\/fr\/topics\/financial-planning\/budgeting-basics-telling-your-money-where-to-go\/\" target=\"_self\">\n    \t\t\t<span class=\"article-num e-paragraph-base e-default-span\" data-interaction-id=\"dfec01e\">03<\/span>\n\t\t\t\t\t<span class=\"side-link-text-active e-paragraph-base e-default-span\" data-interaction-id=\"115a207\">Les bases de la gestion budg\u00e9taire\u00a0: comment allouer son argent<\/span>\n\t\t\n<\/a>\n<a class=\"elementor-element elementor-element-b160800 e-con e-atomic-element e-flexbox-base e-default-a side-link\" data-id=\"b160800\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"b160800\" href=\"https:\/\/gmat40.com\/fr\/topics\/financial-planning\/your-emergency-fund-the-foundation-of-every-plan\/\" target=\"_self\">\n    \t\t\t<span class=\"article-num e-paragraph-base e-default-span\" data-interaction-id=\"30ec9f3\">04<\/span>\n\t\t\t\t\t<span class=\"side-link-text e-paragraph-base e-default-span\" data-interaction-id=\"89624af\">Votre fonds d&#039;urgence : la base de tout plan<\/span>\n\t\t\n<\/a>\n<a class=\"elementor-element elementor-element-059bdad e-con e-atomic-element e-flexbox-base e-default-a side-link\" data-id=\"059bdad\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"059bdad\" href=\"https:\/\/gmat40.com\/fr\/topics\/financial-planning\/insurance-basics-protecting-what-you-are-building\/\" target=\"_self\">\n    \t\t\t<span class=\"article-num e-paragraph-base e-default-span\" data-interaction-id=\"a40fc80\">05<\/span>\n\t\t\t\t\t<span class=\"side-link-text e-paragraph-base e-default-span\" data-interaction-id=\"45a65cc\">Principes de base de l&#039;assurance\u00a0: prot\u00e9ger ce que vous construisez<\/span>\n\t\t\n<\/a>\n<a class=\"elementor-element elementor-element-806a71e e-con e-atomic-element e-flexbox-base e-default-a side-link\" data-id=\"806a71e\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"806a71e\" href=\"https:\/\/gmat40.com\/fr\/topics\/financial-planning\/tfsa-rrsp-and-fhsa-canadas-registered-accounts-in-plain-language\/\" target=\"_self\">\n    \t\t\t<span class=\"article-num e-paragraph-base e-default-span\" data-interaction-id=\"ec1b323\">06<\/span>\n\t\t\t\t\t<span class=\"side-link-text e-paragraph-base e-default-span\" data-interaction-id=\"73798ee\">CELI, REER et CAF\u00a0: Les comptes enregistr\u00e9s du Canada expliqu\u00e9s en langage clair<\/span>\n\t\t\n<\/a>\n<a class=\"elementor-element elementor-element-a878f1a e-con e-atomic-element e-flexbox-base e-default-a side-link\" data-id=\"a878f1a\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"a878f1a\" href=\"https:\/\/gmat40.com\/fr\/topics\/financial-planning\/new-to-canada-your-first-year-financial-plan\/\" target=\"_self\">\n    \t\t\t<span class=\"article-num e-paragraph-base e-default-span\" data-interaction-id=\"73f83fd\">07<\/span>\n\t\t\t\t\t<span class=\"side-link-text e-paragraph-base e-default-span\" data-interaction-id=\"ccdc2d9\">Vous venez d&#039;arriver au Canada\u00a0? Votre plan financier pour la premi\u00e8re ann\u00e9e<\/span>\n\t\t\n<\/a>\n<a class=\"elementor-element elementor-element-193ff7f e-con e-atomic-element e-flexbox-base e-default-a side-link\" data-id=\"193ff7f\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"193ff7f\" href=\"https:\/\/gmat40.com\/fr\/topics\/financial-planning\/start-early-the-quiet-power-of-compounding\/\" target=\"_self\">\n    \t\t\t<span class=\"article-num e-paragraph-base e-default-span\" data-interaction-id=\"1a330d9\">08<\/span>\n\t\t\t\t\t<span class=\"side-link-text e-paragraph-base e-default-span\" data-interaction-id=\"7df460e\">Commencez t\u00f4t : le pouvoir discret des int\u00e9r\u00eats compos\u00e9s<\/span>\n\t\t\n<\/a>\n<a class=\"elementor-element elementor-element-640f938 e-con e-atomic-element e-flexbox-base e-default-a side-link\" data-id=\"640f938\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"640f938\" href=\"https:\/\/gmat40.com\/fr\/topics\/financial-planning\/pre-retirees-planning-your-retirement-income\/\" target=\"_self\">\n    \t\t\t<span class=\"article-num e-paragraph-base e-default-span\" data-interaction-id=\"59379ad\">09<\/span>\n\t\t\t\t\t<span class=\"side-link-text e-paragraph-base e-default-span\" data-interaction-id=\"498d6b8\">Pr\u00e9retrait\u00e9s : Planifier ses revenus de retraite<\/span>\n\t\t\n<\/a>\n<a class=\"elementor-element elementor-element-e60fa14 e-con e-atomic-element e-flexbox-base e-default-a side-link\" data-id=\"e60fa14\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"e60fa14\" href=\"https:\/\/gmat40.com\/fr\/topics\/financial-planning\/wills-beneficiaries-and-your-annual-financial-check-up\/\" target=\"_self\">\n    \t\t\t<span class=\"article-num e-paragraph-base e-default-span\" data-interaction-id=\"ae62355\">10<\/span>\n\t\t\t\t\t<span class=\"side-link-text e-paragraph-base e-default-span\" data-interaction-id=\"310c424\">Testaments, b\u00e9n\u00e9ficiaires et votre bilan financier annuel<\/span>\n\t\t\n<\/a>\n\n<\/div>\n\t\t\t<p class=\"small e-paragraph-base e-default-p\" data-interaction-id=\"5883304\">Ce contenu est fourni \u00e0 titre informatif uniquement et ne constitue pas un conseil financier, juridique ou fiscal. Les taux, les limites et les r\u00e8gles \u00e9tant susceptibles d&#039;\u00e9voluer, veuillez v\u00e9rifier les informations en vigueur aupr\u00e8s de votre \u00e9tablissement financier ou de l&#039;organisme gouvernemental comp\u00e9tent.<\/p>\n\t\t\n<\/aside>\n\n<\/div>\n\n<\/section>\n\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Library \/ Financial Planning Premium Article 3 of 10 2 min read Budgeting Basics: Telling Your Money Where to Go [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":589,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"site-sidebar-layout":"no-sidebar","site-content-layout":"page-builder","ast-site-content-layout":"full-width-container","site-content-style":"unboxed","site-sidebar-style":"unboxed","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-592","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.8 - 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