{"id":589,"date":"2026-10-29T00:04:30","date_gmt":"2026-10-29T04:04:30","guid":{"rendered":"https:\/\/gmat40.com\/?page_id=589"},"modified":"2026-10-29T00:04:30","modified_gmt":"2026-10-29T00:04:30","slug":"financial-planning","status":"publish","type":"page","link":"https:\/\/gmat40.com\/fr\/topics\/financial-planning\/","title":{"rendered":"Planification financi\u00e8re"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"589\" class=\"elementor elementor-589\">\n\t\t\t\t<section class=\"elementor-element elementor-element-9c5fd38 e-con e-atomic-element e-flexbox-base e-default-section page-hero\" data-id=\"9c5fd38\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"9c5fd38\">\n    <div class=\"elementor-element elementor-element-50de4f2 e-con e-atomic-element e-flexbox-base e-default-div page-hero-inner\" data-id=\"50de4f2\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"50de4f2\">\n    <div class=\"elementor-element elementor-element-fe7a813 e-con e-atomic-element e-flexbox-base e-default-div page-hero-copy\" data-id=\"fe7a813\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"fe7a813\">\n    <div class=\"elementor-element elementor-element-86a0256 e-con e-atomic-element e-flexbox-base e-default-div eyebrow\" data-id=\"86a0256\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"86a0256\">\n    \t\t\t\n<hr class=\"eyebrow-mark e-divider-base\" data-interaction-id=\"9df9745\" \/>\n\t\t\t\t\t<span class=\"eyebrow-text e-paragraph-base e-default-span\" data-interaction-id=\"06f8efe\">Sujet Premium<\/span>\n\t\t\n<\/div>\n\t\t\t<h1 data-interaction-id=\"8a6e979\" class=\"title-xl e-heading-base e-default-h1\">Planification financi\u00e8re<\/h1>\n\t\t\t\t\t<p class=\"lede e-paragraph-base e-default-p\" data-interaction-id=\"2c54874\">Objectifs, patrimoine net et un plan \u00e9crit \u00e0 suivre. Inclus avec les formules Premium et Platine.<\/p>\n\t\t\t\t\t<span class=\"tag e-paragraph-base e-default-span\" data-interaction-id=\"6890204\">Premium<\/span>\n\t\t\n<\/div>\n\t\t\t<img fetchpriority=\"high\" decoding=\"async\" class=\"e-image-base e-default-img page-hero-img\" data-interaction-id=\"3e82e6f\" id=\"277\" src=\"https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-48-725x1024.webp\" width=\"725\" height=\"1024\" srcset=\"https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-48-725x1024.webp 725w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-48-212x300.webp 212w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-48-768x1085.webp 768w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-48-1088x1536.webp 1088w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-48-8x12.webp 8w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-48-600x847.webp 600w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-48.webp 1133w\" alt=\"\"\/>\t\t\n<\/div>\n\n<\/section>\n<section class=\"elementor-element elementor-element-0bcbb8d e-con e-atomic-element e-flexbox-base e-default-section section\" data-id=\"0bcbb8d\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"0bcbb8d\">\n    <div class=\"elementor-element elementor-element-7989154 e-con e-atomic-element e-flexbox-base e-default-div page-container\" data-id=\"7989154\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"7989154\">\n    <div class=\"elementor-element elementor-element-0eb9e95 e-con e-atomic-element e-flexbox-base e-default-div section-head\" data-id=\"0eb9e95\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"0eb9e95\">\n    <div class=\"elementor-element elementor-element-e070be2 e-con e-atomic-element e-flexbox-base e-default-div eyebrow\" data-id=\"e070be2\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"e070be2\">\n    \t\t\t\n<hr class=\"eyebrow-mark e-divider-base\" data-interaction-id=\"1c0926f\" \/>\n\t\t\t\t\t<span class=\"eyebrow-text e-paragraph-base e-default-span\" data-interaction-id=\"588d44e\">10 articles<\/span>\n\t\t\n<\/div>\n\t\t\t<h2 data-interaction-id=\"068d5b0\" class=\"title-lg e-heading-base e-default-h2\">Lisez dans l&#039;ordre ou acc\u00e9dez directement \u00e0 n&#039;importe quel article.<\/h2>\n\t\t\n<\/div>\n<div class=\"elementor-element elementor-element-974d068 e-con e-atomic-element e-flexbox-base e-default-div card-row-gallery\" data-id=\"974d068\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"974d068\">\n    <a class=\"elementor-element elementor-element-df95027 e-con e-atomic-element e-flexbox-base e-default-a card-gallery\" data-id=\"df95027\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"df95027\" href=\"https:\/\/gmat40.com\/fr\/topics\/financial-planning\/what-is-financial-planning-and-why-does-it-matter\/\" target=\"_self\">\n    \t\t\t<img decoding=\"async\" class=\"e-image-base e-default-img card-gallery-img\" data-interaction-id=\"9a591fe\" id=\"277\" src=\"https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-48-768x1085.webp\" width=\"768\" height=\"1085\" srcset=\"https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-48-768x1085.webp 768w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-48-212x300.webp 212w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-48-725x1024.webp 725w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-48-1088x1536.webp 1088w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-48-8x12.webp 8w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-48-600x847.webp 600w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-48.webp 1133w\" alt=\"\"\/>\t\t<div class=\"elementor-element elementor-element-55e457b e-con e-atomic-element e-flexbox-base e-default-div card-body-gallery\" data-id=\"55e457b\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"55e457b\">\n    \t\t\t<p class=\"card-meta e-paragraph-base e-default-p\" data-interaction-id=\"1617930\">Article 01 \u00b7 2 min de lecture<\/p>\n\t\t\t\t\t<h3 data-interaction-id=\"20115e2\" class=\"title-sm e-heading-base e-default-h3\">Qu\u2019est-ce que la planification financi\u00e8re et pourquoi est-elle importante\u00a0?<\/h3>\n\t\t\n<\/div>\n\n<\/a>\n<a class=\"elementor-element elementor-element-fd008c4 e-con e-atomic-element e-flexbox-base e-default-a card-gallery\" data-id=\"fd008c4\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"fd008c4\" href=\"https:\/\/gmat40.com\/fr\/topics\/financial-planning\/set-money-goals-that-actually-stick\/\" target=\"_self\">\n    \t\t\t<img decoding=\"async\" class=\"e-image-base e-default-img card-gallery-img\" data-interaction-id=\"5c6adce\" id=\"169\" src=\"https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-28-768x535.webp\" width=\"768\" height=\"535\" srcset=\"https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-28-768x535.webp 768w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-28-300x209.webp 300w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-28-1024x714.webp 1024w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-28-1536x1070.webp 1536w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-28-18x12.webp 18w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-28-600x418.webp 600w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-28.webp 1600w\" alt=\"Illustration of a man rolling a gold coin up a rising chart\"\/>\t\t<div class=\"elementor-element elementor-element-945ab19 e-con e-atomic-element e-flexbox-base e-default-div card-body-gallery\" data-id=\"945ab19\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"945ab19\">\n    \t\t\t<p class=\"card-meta e-paragraph-base e-default-p\" data-interaction-id=\"b33e592\">Article 02 \u00b7 2 min de lecture<\/p>\n\t\t\t\t\t<h3 data-interaction-id=\"f9a8382\" class=\"title-sm e-heading-base e-default-h3\">Fixez-vous des objectifs financiers que vous tiendrez vraiment<\/h3>\n\t\t\n<\/div>\n\n<\/a>\n<a class=\"elementor-element elementor-element-2f894f4 e-con e-atomic-element e-flexbox-base e-default-a card-gallery\" data-id=\"2f894f4\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"2f894f4\" href=\"https:\/\/gmat40.com\/fr\/topics\/financial-planning\/budgeting-basics-telling-your-money-where-to-go\/\" target=\"_self\">\n    \t\t\t<img loading=\"lazy\" decoding=\"async\" class=\"e-image-base e-default-img card-gallery-img\" data-interaction-id=\"29ae01c\" id=\"40\" src=\"https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-58-768x419.webp\" width=\"768\" height=\"419\" srcset=\"https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-58-768x419.webp 768w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-58-300x164.webp 300w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-58-1024x559.webp 1024w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-58-1536x838.webp 1536w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-58-18x10.webp 18w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-58-600x327.webp 600w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-58.webp 1600w\" alt=\"Illustration for the article: Budgeting Basics: Finding the Money to Save\"\/>\t\t<div class=\"elementor-element elementor-element-a6aa874 e-con e-atomic-element e-flexbox-base e-default-div card-body-gallery\" data-id=\"a6aa874\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"a6aa874\">\n    \t\t\t<p class=\"card-meta e-paragraph-base e-default-p\" data-interaction-id=\"4010d97\">Article 03 \u00b7 2 min de lecture<\/p>\n\t\t\t\t\t<h3 data-interaction-id=\"d487093\" class=\"title-sm e-heading-base e-default-h3\">Les bases de la gestion budg\u00e9taire\u00a0: comment allouer son argent<\/h3>\n\t\t\n<\/div>\n\n<\/a>\n<a class=\"elementor-element elementor-element-9f9cae3 e-con e-atomic-element e-flexbox-base e-default-a card-gallery\" data-id=\"9f9cae3\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"9f9cae3\" href=\"https:\/\/gmat40.com\/fr\/topics\/financial-planning\/your-emergency-fund-the-foundation-of-every-plan\/\" target=\"_self\">\n    \t\t\t<img loading=\"lazy\" decoding=\"async\" class=\"e-image-base e-default-img card-gallery-img\" data-interaction-id=\"5ee3598\" id=\"39\" src=\"https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-19-768x432.webp\" width=\"768\" height=\"432\" srcset=\"https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-19-768x432.webp 768w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-19-300x169.webp 300w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-19-1024x576.webp 1024w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-19-1536x864.webp 1536w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-19-18x10.webp 18w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-19-600x338.webp 600w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-19.webp 1600w\" alt=\"Illustration of a stack of gold coins on a blue background\"\/>\t\t<div class=\"elementor-element elementor-element-cfd1023 e-con e-atomic-element e-flexbox-base e-default-div card-body-gallery\" data-id=\"cfd1023\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"cfd1023\">\n    \t\t\t<p class=\"card-meta e-paragraph-base e-default-p\" data-interaction-id=\"d15a03b\">Article 04 \u00b7 2 min de lecture<\/p>\n\t\t\t\t\t<h3 data-interaction-id=\"03a8b4f\" class=\"title-sm e-heading-base e-default-h3\">Votre fonds d&#039;urgence : la base de tout plan<\/h3>\n\t\t\n<\/div>\n\n<\/a>\n<a class=\"elementor-element elementor-element-e5a4f5e e-con e-atomic-element e-flexbox-base e-default-a card-gallery\" data-id=\"e5a4f5e\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"e5a4f5e\" href=\"https:\/\/gmat40.com\/fr\/topics\/financial-planning\/insurance-basics-protecting-what-you-are-building\/\" target=\"_self\">\n    \t\t\t<img loading=\"lazy\" decoding=\"async\" class=\"e-image-base e-default-img card-gallery-img\" data-interaction-id=\"0899a76\" id=\"167\" src=\"https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-26-768x535.webp\" width=\"768\" height=\"535\" srcset=\"https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-26-768x535.webp 768w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-26-300x209.webp 300w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-26-1024x714.webp 1024w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-26-1536x1070.webp 1536w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-26-18x12.webp 18w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-26-600x418.webp 600w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-26.webp 1600w\" alt=\"Illustration of a man leaning on a large gold coin\"\/>\t\t<div class=\"elementor-element elementor-element-8c6a37b e-con e-atomic-element e-flexbox-base e-default-div card-body-gallery\" data-id=\"8c6a37b\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"8c6a37b\">\n    \t\t\t<p class=\"card-meta e-paragraph-base e-default-p\" data-interaction-id=\"a297dab\">Article 05 \u00b7 2 min de lecture<\/p>\n\t\t\t\t\t<h3 data-interaction-id=\"b228ffb\" class=\"title-sm e-heading-base e-default-h3\">Principes de base de l&#039;assurance\u00a0: prot\u00e9ger ce que vous construisez<\/h3>\n\t\t\n<\/div>\n\n<\/a>\n<a class=\"elementor-element elementor-element-03e5739 e-con e-atomic-element e-flexbox-base e-default-a card-gallery\" data-id=\"03e5739\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"03e5739\" href=\"https:\/\/gmat40.com\/fr\/topics\/financial-planning\/tfsa-rrsp-and-fhsa-canadas-registered-accounts-in-plain-language\/\" target=\"_self\">\n    \t\t\t<img loading=\"lazy\" decoding=\"async\" class=\"e-image-base e-default-img card-gallery-img\" data-interaction-id=\"c852f8c\" id=\"279\" src=\"https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-51-768x573.webp\" width=\"768\" height=\"573\" srcset=\"https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-51-768x573.webp 768w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-51-300x224.webp 300w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-51-1024x764.webp 1024w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-51-1536x1146.webp 1536w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-51-16x12.webp 16w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-51-600x448.webp 600w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-51.webp 1600w\" alt=\"\"\/>\t\t<div class=\"elementor-element elementor-element-b0a8a9a e-con e-atomic-element e-flexbox-base e-default-div card-body-gallery\" data-id=\"b0a8a9a\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"b0a8a9a\">\n    \t\t\t<p class=\"card-meta e-paragraph-base e-default-p\" data-interaction-id=\"a17ee7f\">Article 06 \u00b7 2 min de lecture<\/p>\n\t\t\t\t\t<h3 data-interaction-id=\"3ab4033\" class=\"title-sm e-heading-base e-default-h3\">CELI, REER et CAF\u00a0: Les comptes enregistr\u00e9s du Canada expliqu\u00e9s en langage clair<\/h3>\n\t\t\n<\/div>\n\n<\/a>\n<a class=\"elementor-element elementor-element-11f5e2f e-con e-atomic-element e-flexbox-base e-default-a card-gallery\" data-id=\"11f5e2f\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"11f5e2f\" href=\"https:\/\/gmat40.com\/fr\/topics\/financial-planning\/new-to-canada-your-first-year-financial-plan\/\" target=\"_self\">\n    \t\t\t<img loading=\"lazy\" decoding=\"async\" class=\"e-image-base e-default-img card-gallery-img\" data-interaction-id=\"f6a04d1\" id=\"27\" src=\"https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-64-768x741.webp\" width=\"768\" height=\"741\" srcset=\"https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-64-768x741.webp 768w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-64-300x289.webp 300w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-64-1024x988.webp 1024w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-64-1536x1481.webp 1536w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-64-12x12.webp 12w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-64-600x579.webp 600w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-64.webp 1600w\" alt=\"Illustration for the article: Sending Money Home: International Transfers and Currency Exchange\"\/>\t\t<div class=\"elementor-element elementor-element-ef80c82 e-con e-atomic-element e-flexbox-base e-default-div card-body-gallery\" data-id=\"ef80c82\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"ef80c82\">\n    \t\t\t<p class=\"card-meta e-paragraph-base e-default-p\" data-interaction-id=\"b963482\">Article 07 \u00b7 2 min de lecture<\/p>\n\t\t\t\t\t<h3 data-interaction-id=\"4c020cb\" class=\"title-sm e-heading-base e-default-h3\">Vous venez d&#039;arriver au Canada\u00a0? Votre plan financier pour la premi\u00e8re ann\u00e9e<\/h3>\n\t\t\n<\/div>\n\n<\/a>\n<a class=\"elementor-element elementor-element-2b027c9 e-con e-atomic-element e-flexbox-base e-default-a card-gallery\" data-id=\"2b027c9\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"2b027c9\" href=\"https:\/\/gmat40.com\/fr\/topics\/financial-planning\/start-early-the-quiet-power-of-compounding\/\" target=\"_self\">\n    \t\t\t<img loading=\"lazy\" decoding=\"async\" class=\"e-image-base e-default-img card-gallery-img\" data-interaction-id=\"db33c08\" id=\"275\" src=\"https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-13-768x419.webp\" width=\"768\" height=\"419\" srcset=\"https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-13-768x419.webp 768w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-13-300x164.webp 300w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-13-1024x559.webp 1024w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-13-1536x838.webp 1536w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-13-18x10.webp 18w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-13-600x327.webp 600w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-13.webp 1600w\" alt=\"\"\/>\t\t<div class=\"elementor-element elementor-element-d615799 e-con e-atomic-element e-flexbox-base e-default-div card-body-gallery\" data-id=\"d615799\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"d615799\">\n    \t\t\t<p class=\"card-meta e-paragraph-base e-default-p\" data-interaction-id=\"dae186f\">Article 08 \u00b7 2 min de lecture<\/p>\n\t\t\t\t\t<h3 data-interaction-id=\"addb8d5\" class=\"title-sm e-heading-base e-default-h3\">Commencez t\u00f4t : le pouvoir discret des int\u00e9r\u00eats compos\u00e9s<\/h3>\n\t\t\n<\/div>\n\n<\/a>\n<a class=\"elementor-element elementor-element-f234d6d e-con e-atomic-element e-flexbox-base e-default-a card-gallery\" data-id=\"f234d6d\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"f234d6d\" href=\"https:\/\/gmat40.com\/fr\/topics\/financial-planning\/pre-retirees-planning-your-retirement-income\/\" target=\"_self\">\n    \t\t\t<img loading=\"lazy\" decoding=\"async\" class=\"e-image-base e-default-img card-gallery-img\" data-interaction-id=\"d19a8b4\" id=\"165\" src=\"https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-22-768x535.webp\" width=\"768\" height=\"535\" srcset=\"https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-22-768x535.webp 768w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-22-300x209.webp 300w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-22-1024x714.webp 1024w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-22-1536x1070.webp 1536w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-22-18x12.webp 18w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-22-600x418.webp 600w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-22.webp 1600w\" alt=\"Illustration of a man leaning on a tall stack of coins\"\/>\t\t<div class=\"elementor-element elementor-element-9438d4e e-con e-atomic-element e-flexbox-base e-default-div card-body-gallery\" data-id=\"9438d4e\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"9438d4e\">\n    \t\t\t<p class=\"card-meta e-paragraph-base e-default-p\" data-interaction-id=\"7f21d24\">Article 09 \u00b7 2 min de lecture<\/p>\n\t\t\t\t\t<h3 data-interaction-id=\"ca3efc3\" class=\"title-sm e-heading-base e-default-h3\">Pr\u00e9retrait\u00e9s : Planifier ses revenus de retraite<\/h3>\n\t\t\n<\/div>\n\n<\/a>\n<a class=\"elementor-element elementor-element-8928a00 e-con e-atomic-element e-flexbox-base e-default-a card-gallery\" data-id=\"8928a00\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"8928a00\" href=\"https:\/\/gmat40.com\/fr\/topics\/financial-planning\/wills-beneficiaries-and-your-annual-financial-check-up\/\" target=\"_self\">\n    \t\t\t<img loading=\"lazy\" decoding=\"async\" class=\"e-image-base e-default-img card-gallery-img\" data-interaction-id=\"7e50dd4\" id=\"67\" src=\"https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-75-768x761.webp\" width=\"768\" height=\"761\" srcset=\"https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-75-768x761.webp 768w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-75-300x297.webp 300w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-75-1024x1014.webp 1024w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-75-150x150.webp 150w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-75-1536x1522.webp 1536w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-75-12x12.webp 12w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-75-600x594.webp 600w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-75-100x100.webp 100w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-75.webp 1600w\" alt=\"Illustration for the article: Protecting and Repairing Your Credit\"\/>\t\t<div class=\"elementor-element elementor-element-c50f490 e-con e-atomic-element e-flexbox-base e-default-div card-body-gallery\" data-id=\"c50f490\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"c50f490\">\n    \t\t\t<p class=\"card-meta e-paragraph-base e-default-p\" data-interaction-id=\"54728c9\">Article 10 \u00b7 2 min de lecture<\/p>\n\t\t\t\t\t<h3 data-interaction-id=\"6445ed3\" class=\"title-sm e-heading-base e-default-h3\">Testaments, b\u00e9n\u00e9ficiaires et votre bilan financier annuel<\/h3>\n\t\t\n<\/div>\n\n<\/a>\n\n<\/div>\n\n<\/div>\n\n<\/section>\n<section class=\"elementor-element elementor-element-3675c29 e-con e-atomic-element e-flexbox-base e-default-section section-white\" data-id=\"3675c29\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"3675c29\">\n    <div class=\"elementor-element elementor-element-a719f89 e-con e-atomic-element e-flexbox-base e-default-div page-container\" data-id=\"a719f89\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"a719f89\">\n    <div class=\"elementor-element elementor-element-c32792d e-con e-atomic-element e-flexbox-base e-default-div cta-band\" data-id=\"c32792d\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"c32792d\">\n    <div class=\"elementor-element elementor-element-519048b e-con e-atomic-element e-flexbox-base e-default-div cta-copy\" data-id=\"519048b\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"519048b\">\n    \t\t\t<h2 data-interaction-id=\"1051239\" class=\"title-lg-light e-heading-base e-default-h2\">Acc\u00e9dez aux 100 articles avec Premium.<\/h2>\n\t\t\t\t\t<p class=\"text-light e-paragraph-base e-default-p\" data-interaction-id=\"cfd3713\">L&#039;offre Premium inclut \u00e9galement un nombre illimit\u00e9 de r\u00e9servations aupr\u00e8s de conseillers ainsi que des ateliers et des s\u00e9minaires gratuits.<\/p>\n\t\t\n<\/div>\n<div class=\"elementor-element elementor-element-ba81359 e-con e-atomic-element e-flexbox-base e-default-div button-row\" data-id=\"ba81359\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"ba81359\">\n    \t\t\t<a href=\"https:\/\/gmat40.com\/fr\/membership\/\" target=\"_self\" class=\"button-accent e-button-base e-default-a\" data-interaction-id=\"7c84283\">\n\tD\u00e9couvrir Premium\n<\/a>\n\t\t\n<\/div>\n\n<\/div>\n\n<\/div>\n\n<\/section>\n\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Premium topic Financial Planning Goals, net worth and a written plan you can follow. Included with Premium and Platinum. Premium [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":319,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"site-sidebar-layout":"no-sidebar","site-content-layout":"page-builder","ast-site-content-layout":"full-width-container","site-content-style":"unboxed","site-sidebar-style":"unboxed","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-589","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Financial Planning - GMAT40<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/gmat40.com\/fr\/topics\/financial-planning\/\" \/>\n<meta property=\"og:locale\" content=\"fr_CA\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Financial Planning - GMAT40\" \/>\n<meta property=\"og:description\" content=\"Premium topic Financial Planning Goals, net worth and a written plan you can follow. 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