{"id":550,"date":"2026-10-29T00:04:16","date_gmt":"2026-10-29T04:04:16","guid":{"rendered":"https:\/\/gmat40.com\/?page_id=550"},"modified":"2026-10-29T00:04:16","modified_gmt":"2026-10-29T00:04:16","slug":"student-loans-borrowing-for-education-wisely","status":"publish","type":"page","link":"https:\/\/gmat40.com\/fr\/topics\/debt-management\/student-loans-borrowing-for-education-wisely\/","title":{"rendered":"Pr\u00eats \u00e9tudiants : emprunter intelligemment pour financer ses \u00e9tudes"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"550\" class=\"elementor elementor-550\">\n\t\t\t\t<section class=\"elementor-element elementor-element-c543cb8 e-con e-atomic-element e-flexbox-base e-default-section section-white\" data-id=\"c543cb8\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"c543cb8\">\n    <div class=\"elementor-element elementor-element-39622c4 e-con e-atomic-element e-flexbox-base e-default-div article-layout\" data-id=\"39622c4\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"39622c4\">\n    <article class=\"elementor-element elementor-element-3de3a0e e-con e-atomic-element e-flexbox-base e-default-article article-main\" data-id=\"3de3a0e\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"3de3a0e\">\n    <div class=\"elementor-element elementor-element-5666fee e-con e-atomic-element e-flexbox-base e-default-div article-head\" data-id=\"5666fee\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"5666fee\">\n    <div class=\"elementor-element elementor-element-f09438b e-con e-atomic-element e-flexbox-base e-default-div breadcrumb\" data-id=\"f09438b\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"f09438b\">\n    \t\t\t<a href=\"https:\/\/gmat40.com\/fr\/library\/\" target=\"_self\" class=\"breadcrumb-link e-button-base e-default-a\" data-interaction-id=\"6ffbaab\">\n\tBiblioth\u00e8que\n<\/a>\n\t\t\t\t\t<span class=\"breadcrumb-sep e-paragraph-base e-default-span\" data-interaction-id=\"86b48a1\">\/<\/span>\n\t\t\t\t\t<a href=\"https:\/\/gmat40.com\/fr\/topics\/debt-management\/\" target=\"_self\" class=\"breadcrumb-link e-button-base e-default-a\" data-interaction-id=\"3f1a64b\">\n\tGestion de la dette\n<\/a>\n\t\t\n<\/div>\n<div class=\"elementor-element elementor-element-08d913b e-con e-atomic-element e-flexbox-base e-default-div article-meta\" data-id=\"08d913b\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"08d913b\">\n    \t\t\t<span class=\"tag e-paragraph-base e-default-span\" data-interaction-id=\"ed2418c\">Premium<\/span>\n\t\t\t\t\t<span class=\"article-num e-paragraph-base e-default-span\" data-interaction-id=\"efefeba\">Article 6 sur 10<\/span>\n\t\t\t\t\t<span class=\"meta-text e-paragraph-base e-default-span\" data-interaction-id=\"5c1c95c\">2 min de lecture<\/span>\n\t\t\n<\/div>\n\t\t\t<h1 data-interaction-id=\"ad54891\" class=\"title-lg e-heading-base e-default-h1\">Pr\u00eats \u00e9tudiants : emprunter intelligemment pour financer ses \u00e9tudes<\/h1>\n\t\t\n<\/div>\n\t\t\t<img fetchpriority=\"high\" decoding=\"async\" class=\"e-image-base e-default-img article-cover\" data-interaction-id=\"7fb500a\" id=\"32\" src=\"https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-35-1024x819.webp\" width=\"1024\" height=\"819\" srcset=\"https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-35-1024x819.webp 1024w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-35-300x240.webp 300w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-35-768x614.webp 768w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-35-1536x1229.webp 1536w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-35-15x12.webp 15w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-35-600x480.webp 600w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-35.webp 1600w\" alt=\"Illustration for the article: Student Loans: Borrowing for Education in Canada\"\/>\t\t<div class=\"elementor-element elementor-element-0d9eb1a e-con e-atomic-element e-flexbox-base e-default-div prose\" data-id=\"0d9eb1a\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"0d9eb1a\" id=\"article-preview\">\n    \t\t\t<p class=\"prose-p e-paragraph-base e-default-p\" data-interaction-id=\"a9ae7fa\">L&#039;\u00e9ducation peut ouvrir des portes, et pour de nombreux \u00e9tudiants et nouveaux arrivants, les pr\u00eats contribuent \u00e0 concr\u00e9tiser ce projet. L&#039;objectif est d&#039;emprunter intelligemment afin de ne pas se retrouver avec un fardeau financier pour l&#039;avenir.<\/p>\n\t\t\t\t\t<h2 data-interaction-id=\"eb59051\" class=\"prose-heading e-heading-base e-default-h2\">Sachez ce que vous devez<\/h2>\n\t\t\n<\/div>\n\n<div class=\"elementor-element elementor-element-8f9f93c e-con e-atomic-element e-flexbox-base e-default-div gate-panel\" data-id=\"8f9f93c\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"8f9f93c\" id=\"article-gate\">\n    \t\t\t<span class=\"tag e-paragraph-base e-default-span\" data-interaction-id=\"b1d7174\">Article Premium<\/span>\n\t\t\t\t\t<h2 data-interaction-id=\"410b8fc\" class=\"title-md e-heading-base e-default-h2\">Cet article fait partie de l&#039;abonnement Premium.<\/h2>\n\t\t\t\t\t<p class=\"text e-paragraph-base e-default-p\" data-interaction-id=\"4f56b9b\">Les membres Premium ont acc\u00e8s \u00e0 l&#039;int\u00e9gralit\u00e9 des 100 articles et b\u00e9n\u00e9ficient de conseils, d&#039;ateliers et de s\u00e9minaires sans frais suppl\u00e9mentaires. L&#039;abonnement Premium co\u00fbte 49,99\u00a0$ par an.<\/p>\n\t\t<div class=\"elementor-element elementor-element-d210701 e-con e-atomic-element e-flexbox-base e-default-div button-row\" data-id=\"d210701\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"d210701\">\n    \t\t\t<a href=\"https:\/\/gmat40.com\/fr\/membership\/\" target=\"_self\" class=\"button-primary e-button-base e-default-a\" data-interaction-id=\"4652ce0\">\n\tChoisissez Premium\n<\/a>\n\t\t\t\t\t<a href=\"https:\/\/gmat40.com\/wp-login.php\" target=\"_self\" class=\"button-ghost e-button-base e-default-a\" data-interaction-id=\"f592ced\">\n\tSe connecter\n<\/a>\n\t\t\n<\/div>\n\n<\/div>\n<div class=\"elementor-element elementor-element-d4ad6a3 e-con e-atomic-element e-flexbox-base e-default-div article-nav\" data-id=\"d4ad6a3\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"d4ad6a3\">\n    <a class=\"elementor-element elementor-element-9c269c6 e-con e-atomic-element e-flexbox-base e-default-a article-nav-link\" data-id=\"9c269c6\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"9c269c6\" href=\"https:\/\/gmat40.com\/fr\/topics\/debt-management\/build-your-debt-repayment-plan-in-4-steps\/\" target=\"_self\">\n    \t\t\t<span class=\"small e-paragraph-base e-default-span\" data-interaction-id=\"f118faa\">Pr\u00e9c\u00e9dent<\/span>\n\t\t\t\t\t<span class=\"title-sm e-paragraph-base e-default-span\" data-interaction-id=\"1c08ea6\">\u00c9laborez votre plan de remboursement de dette en 4 \u00e9tapes<\/span>\n\t\t\n<\/a>\n<a class=\"elementor-element elementor-element-6e915e9 e-con e-atomic-element e-flexbox-base e-default-a article-nav-next\" data-id=\"6e915e9\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"6e915e9\" href=\"https:\/\/gmat40.com\/fr\/topics\/debt-management\/debt-consolidation-simplify-or-stumble\/\" target=\"_self\">\n    \t\t\t<span class=\"small e-paragraph-base e-default-span\" data-interaction-id=\"ae85083\">Suivant<\/span>\n\t\t\t\t\t<span class=\"title-sm e-paragraph-base e-default-span\" data-interaction-id=\"d58df06\">Consolidation de dettes : simplifier ou tr\u00e9bucher ?<\/span>\n\t\t\n<\/a>\n\n<\/div>\n\n<\/article>\n<aside class=\"elementor-element elementor-element-5ba8027 e-con e-atomic-element e-flexbox-base e-default-aside article-aside\" data-id=\"5ba8027\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"5ba8027\">\n    <div class=\"elementor-element elementor-element-44d8cee e-con e-atomic-element e-flexbox-base e-default-div side-panel\" data-id=\"44d8cee\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"44d8cee\">\n    <div class=\"elementor-element elementor-element-d64cb24 e-con e-atomic-element e-flexbox-base e-default-div eyebrow\" data-id=\"d64cb24\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"d64cb24\">\n    \t\t\t\n<hr class=\"eyebrow-mark e-divider-base\" data-interaction-id=\"52deabe\" \/>\n\t\t\t\t\t<span class=\"eyebrow-text e-paragraph-base e-default-span\" data-interaction-id=\"c99610f\">Dans ce sujet<\/span>\n\t\t\n<\/div>\n<a class=\"elementor-element elementor-element-51f0ed4 e-con e-atomic-element e-flexbox-base e-default-a side-link\" data-id=\"51f0ed4\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"51f0ed4\" href=\"https:\/\/gmat40.com\/fr\/topics\/debt-management\/what-is-debt-and-is-all-debt-bad\/\" target=\"_self\">\n    \t\t\t<span class=\"article-num e-paragraph-base e-default-span\" data-interaction-id=\"2737a6d\">01<\/span>\n\t\t\t\t\t<span class=\"side-link-text e-paragraph-base e-default-span\" data-interaction-id=\"925433b\">Qu&#039;est-ce que la dette, et toute dette est-elle mauvaise ?<\/span>\n\t\t\n<\/a>\n<a class=\"elementor-element elementor-element-8500a50 e-con e-atomic-element e-flexbox-base e-default-a side-link\" data-id=\"8500a50\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"8500a50\" href=\"https:\/\/gmat40.com\/fr\/topics\/debt-management\/interest-explained-the-price-of-borrowing\/\" target=\"_self\">\n    \t\t\t<span class=\"article-num e-paragraph-base e-default-span\" data-interaction-id=\"b8a4b67\">02<\/span>\n\t\t\t\t\t<span class=\"side-link-text e-paragraph-base e-default-span\" data-interaction-id=\"07d0bf7\">L&#039;int\u00e9r\u00eat expliqu\u00e9 : le prix de l&#039;emprunt<\/span>\n\t\t\n<\/a>\n<a class=\"elementor-element elementor-element-9d15477 e-con e-atomic-element e-flexbox-base e-default-a side-link\" data-id=\"9d15477\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"9d15477\" href=\"https:\/\/gmat40.com\/fr\/topics\/debt-management\/credit-cards-a-tool-not-free-money\/\" target=\"_self\">\n    \t\t\t<span class=\"article-num e-paragraph-base e-default-span\" data-interaction-id=\"21de707\">03<\/span>\n\t\t\t\t\t<span class=\"side-link-text e-paragraph-base e-default-span\" data-interaction-id=\"48203f9\">Cartes de cr\u00e9dit\u00a0: un outil, pas de l\u2019argent gratuit<\/span>\n\t\t\n<\/a>\n<a class=\"elementor-element elementor-element-b2e0907 e-con e-atomic-element e-flexbox-base e-default-a side-link\" data-id=\"b2e0907\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"b2e0907\" href=\"https:\/\/gmat40.com\/fr\/topics\/debt-management\/snowball-vs-avalanche-two-ways-to-pay-off-debt\/\" target=\"_self\">\n    \t\t\t<span class=\"article-num e-paragraph-base e-default-span\" data-interaction-id=\"5d20615\">04<\/span>\n\t\t\t\t\t<span class=\"side-link-text e-paragraph-base e-default-span\" data-interaction-id=\"7ab38f8\">Effet boule de neige ou avalanche\u00a0: deux fa\u00e7ons de rembourser ses dettes<\/span>\n\t\t\n<\/a>\n<a class=\"elementor-element elementor-element-10959d5 e-con e-atomic-element e-flexbox-base e-default-a side-link\" data-id=\"10959d5\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"10959d5\" href=\"https:\/\/gmat40.com\/fr\/topics\/debt-management\/build-your-debt-repayment-plan-in-4-steps\/\" target=\"_self\">\n    \t\t\t<span class=\"article-num e-paragraph-base e-default-span\" data-interaction-id=\"30f94cc\">05<\/span>\n\t\t\t\t\t<span class=\"side-link-text e-paragraph-base e-default-span\" data-interaction-id=\"64ba6d2\">\u00c9laborez votre plan de remboursement de dette en 4 \u00e9tapes<\/span>\n\t\t\n<\/a>\n<a class=\"elementor-element elementor-element-d1818a2 e-con e-atomic-element e-flexbox-base e-default-a side-link\" data-id=\"d1818a2\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"d1818a2\" href=\"https:\/\/gmat40.com\/fr\/topics\/debt-management\/student-loans-borrowing-for-education-wisely\/\" target=\"_self\">\n    \t\t\t<span class=\"article-num e-paragraph-base e-default-span\" data-interaction-id=\"e6909b6\">06<\/span>\n\t\t\t\t\t<span class=\"side-link-text-active e-paragraph-base e-default-span\" data-interaction-id=\"ef19e98\">Pr\u00eats \u00e9tudiants : emprunter intelligemment pour financer ses \u00e9tudes<\/span>\n\t\t\n<\/a>\n<a class=\"elementor-element elementor-element-2a420bd e-con e-atomic-element e-flexbox-base e-default-a side-link\" data-id=\"2a420bd\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"2a420bd\" href=\"https:\/\/gmat40.com\/fr\/topics\/debt-management\/debt-consolidation-simplify-or-stumble\/\" target=\"_self\">\n    \t\t\t<span class=\"article-num e-paragraph-base e-default-span\" data-interaction-id=\"11b52b8\">07<\/span>\n\t\t\t\t\t<span class=\"side-link-text e-paragraph-base e-default-span\" data-interaction-id=\"4084ead\">Consolidation de dettes : simplifier ou tr\u00e9bucher ?<\/span>\n\t\t\n<\/a>\n<a class=\"elementor-element elementor-element-883e767 e-con e-atomic-element e-flexbox-base e-default-a side-link\" data-id=\"883e767\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"883e767\" href=\"https:\/\/gmat40.com\/fr\/topics\/debt-management\/new-to-canada-managing-debt-and-avoiding-costly-traps\/\" target=\"_self\">\n    \t\t\t<span class=\"article-num e-paragraph-base e-default-span\" data-interaction-id=\"132cf23\">08<\/span>\n\t\t\t\t\t<span class=\"side-link-text e-paragraph-base e-default-span\" data-interaction-id=\"459c9b0\">Vous venez d&#039;arriver au Canada\u00a0? G\u00e9rer sa dette et \u00e9viter les pi\u00e8ges co\u00fbteux<\/span>\n\t\t\n<\/a>\n<a class=\"elementor-element elementor-element-c94363e e-con e-atomic-element e-flexbox-base e-default-a side-link\" data-id=\"c94363e\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"c94363e\" href=\"https:\/\/gmat40.com\/fr\/topics\/debt-management\/when-debt-feels-out-of-control-where-to-get-help\/\" target=\"_self\">\n    \t\t\t<span class=\"article-num e-paragraph-base e-default-span\" data-interaction-id=\"ea2fa89\">09<\/span>\n\t\t\t\t\t<span class=\"side-link-text e-paragraph-base e-default-span\" data-interaction-id=\"fcc222b\">Quand les dettes vous semblent incontr\u00f4lables\u00a0: o\u00f9 trouver de l\u2019aide<\/span>\n\t\t\n<\/a>\n<a class=\"elementor-element elementor-element-feebdcf e-con e-atomic-element e-flexbox-base e-default-a side-link\" data-id=\"feebdcf\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"feebdcf\" href=\"https:\/\/gmat40.com\/fr\/topics\/debt-management\/how-much-debt-is-too-much-your-debt-to-income-ratio\/\" target=\"_self\">\n    \t\t\t<span class=\"article-num e-paragraph-base e-default-span\" data-interaction-id=\"e01bf27\">10<\/span>\n\t\t\t\t\t<span class=\"side-link-text e-paragraph-base e-default-span\" data-interaction-id=\"37e1767\">Quel est le niveau d&#039;endettement excessif\u00a0? Votre ratio dette\/revenu<\/span>\n\t\t\n<\/a>\n\n<\/div>\n\t\t\t<p class=\"small e-paragraph-base e-default-p\" data-interaction-id=\"45e9798\">Ce contenu est fourni \u00e0 titre informatif uniquement et ne constitue pas un conseil financier, juridique ou fiscal. Les taux, les limites et les r\u00e8gles \u00e9tant susceptibles d&#039;\u00e9voluer, veuillez v\u00e9rifier les informations en vigueur aupr\u00e8s de votre \u00e9tablissement financier ou de l&#039;organisme gouvernemental comp\u00e9tent.<\/p>\n\t\t\n<\/aside>\n\n<\/div>\n\n<\/section>\n\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Library \/ Debt Management Premium Article 6 of 10 2 min read Student Loans: Borrowing for Education Wisely Education can [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":544,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"site-sidebar-layout":"no-sidebar","site-content-layout":"page-builder","ast-site-content-layout":"full-width-container","site-content-style":"unboxed","site-sidebar-style":"unboxed","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-550","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.8 - 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