{"id":546,"date":"2026-10-29T00:04:13","date_gmt":"2026-10-29T04:04:13","guid":{"rendered":"https:\/\/gmat40.com\/?page_id=546"},"modified":"2026-10-29T00:04:13","modified_gmt":"2026-10-29T00:04:13","slug":"interest-explained-the-price-of-borrowing","status":"publish","type":"page","link":"https:\/\/gmat40.com\/fr\/topics\/debt-management\/interest-explained-the-price-of-borrowing\/","title":{"rendered":"L&#039;int\u00e9r\u00eat expliqu\u00e9 : le prix de l&#039;emprunt"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"546\" class=\"elementor elementor-546\">\n\t\t\t\t<section class=\"elementor-element elementor-element-946eead e-con e-atomic-element e-flexbox-base e-default-section section-white\" data-id=\"946eead\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"946eead\">\n    <div class=\"elementor-element elementor-element-a025a9e e-con e-atomic-element e-flexbox-base e-default-div article-layout\" data-id=\"a025a9e\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"a025a9e\">\n    <article class=\"elementor-element elementor-element-3b78d9d e-con e-atomic-element e-flexbox-base e-default-article article-main\" data-id=\"3b78d9d\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"3b78d9d\">\n    <div class=\"elementor-element elementor-element-68257ce e-con e-atomic-element e-flexbox-base e-default-div article-head\" data-id=\"68257ce\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"68257ce\">\n    <div class=\"elementor-element elementor-element-05f936e e-con e-atomic-element e-flexbox-base e-default-div breadcrumb\" data-id=\"05f936e\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"05f936e\">\n    \t\t\t<a href=\"https:\/\/gmat40.com\/fr\/library\/\" target=\"_self\" class=\"breadcrumb-link e-button-base e-default-a\" data-interaction-id=\"63a2024\">\n\tBiblioth\u00e8que\n<\/a>\n\t\t\t\t\t<span class=\"breadcrumb-sep e-paragraph-base e-default-span\" data-interaction-id=\"29ca68b\">\/<\/span>\n\t\t\t\t\t<a href=\"https:\/\/gmat40.com\/fr\/topics\/debt-management\/\" target=\"_self\" class=\"breadcrumb-link e-button-base e-default-a\" data-interaction-id=\"3a3ecaf\">\n\tGestion de la dette\n<\/a>\n\t\t\n<\/div>\n<div class=\"elementor-element elementor-element-b90c218 e-con e-atomic-element e-flexbox-base e-default-div article-meta\" data-id=\"b90c218\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"b90c218\">\n    \t\t\t<span class=\"tag e-paragraph-base e-default-span\" data-interaction-id=\"8762bc4\">Premium<\/span>\n\t\t\t\t\t<span class=\"article-num e-paragraph-base e-default-span\" data-interaction-id=\"b88d6d3\">Article 2 sur 10<\/span>\n\t\t\t\t\t<span class=\"meta-text e-paragraph-base e-default-span\" data-interaction-id=\"373c9ad\">2 min de lecture<\/span>\n\t\t\n<\/div>\n\t\t\t<h1 data-interaction-id=\"aa59d0b\" class=\"title-lg e-heading-base e-default-h1\">L&#039;int\u00e9r\u00eat expliqu\u00e9 : le prix de l&#039;emprunt<\/h1>\n\t\t\n<\/div>\n\t\t\t<img fetchpriority=\"high\" decoding=\"async\" class=\"e-image-base e-default-img article-cover\" data-interaction-id=\"8b6ff47\" id=\"283\" src=\"https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-72-1024x886.webp\" width=\"1024\" height=\"886\" srcset=\"https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-72-1024x886.webp 1024w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-72-300x260.webp 300w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-72-768x664.webp 768w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-72-1536x1329.webp 1536w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-72-14x12.webp 14w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-72-600x519.webp 600w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-72.webp 1600w\" alt=\"\"\/>\t\t<div class=\"elementor-element elementor-element-a2bb5d7 e-con e-atomic-element e-flexbox-base e-default-div prose\" data-id=\"a2bb5d7\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"a2bb5d7\" id=\"article-preview\">\n    \t\t\t<p class=\"prose-p e-paragraph-base e-default-p\" data-interaction-id=\"d7a0486\">Les int\u00e9r\u00eats repr\u00e9sentent les frais que vous payez pour utiliser l&#039;argent d&#039;autrui. Imaginez-les comme un loyer sur votre argent. Plus vous gardez l&#039;argent longtemps et plus le taux est \u00e9lev\u00e9, plus vous payez d&#039;int\u00e9r\u00eats.<\/p>\n\t\t\t\t\t<h2 data-interaction-id=\"254589c\" class=\"prose-heading e-heading-base e-default-h2\">Deux termes cl\u00e9s<\/h2>\n\t\t\n<\/div>\n\n<div class=\"elementor-element elementor-element-07903c2 e-con e-atomic-element e-flexbox-base e-default-div gate-panel\" data-id=\"07903c2\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"07903c2\" id=\"article-gate\">\n    \t\t\t<span class=\"tag e-paragraph-base e-default-span\" data-interaction-id=\"0d91134\">Article Premium<\/span>\n\t\t\t\t\t<h2 data-interaction-id=\"8240fa8\" class=\"title-md e-heading-base e-default-h2\">Cet article fait partie de l&#039;abonnement Premium.<\/h2>\n\t\t\t\t\t<p class=\"text e-paragraph-base e-default-p\" data-interaction-id=\"c2c6c2f\">Les membres Premium ont acc\u00e8s \u00e0 l&#039;int\u00e9gralit\u00e9 des 100 articles et b\u00e9n\u00e9ficient de conseils, d&#039;ateliers et de s\u00e9minaires sans frais suppl\u00e9mentaires. L&#039;abonnement Premium co\u00fbte 49,99\u00a0$ par an.<\/p>\n\t\t<div class=\"elementor-element elementor-element-89d63c2 e-con e-atomic-element e-flexbox-base e-default-div button-row\" data-id=\"89d63c2\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"89d63c2\">\n    \t\t\t<a href=\"https:\/\/gmat40.com\/fr\/membership\/\" target=\"_self\" class=\"button-primary e-button-base e-default-a\" data-interaction-id=\"90f822f\">\n\tChoisissez Premium\n<\/a>\n\t\t\t\t\t<a href=\"https:\/\/gmat40.com\/wp-login.php\" target=\"_self\" class=\"button-ghost e-button-base e-default-a\" data-interaction-id=\"bc8a632\">\n\tSe connecter\n<\/a>\n\t\t\n<\/div>\n\n<\/div>\n<div class=\"elementor-element elementor-element-23d6b33 e-con e-atomic-element e-flexbox-base e-default-div article-nav\" data-id=\"23d6b33\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"23d6b33\">\n    <a class=\"elementor-element elementor-element-f1a6b99 e-con e-atomic-element e-flexbox-base e-default-a article-nav-link\" data-id=\"f1a6b99\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"f1a6b99\" href=\"https:\/\/gmat40.com\/fr\/topics\/debt-management\/what-is-debt-and-is-all-debt-bad\/\" target=\"_self\">\n    \t\t\t<span class=\"small e-paragraph-base e-default-span\" data-interaction-id=\"20c4453\">Pr\u00e9c\u00e9dent<\/span>\n\t\t\t\t\t<span class=\"title-sm e-paragraph-base e-default-span\" data-interaction-id=\"bc13de4\">Qu&#039;est-ce que la dette, et toute dette est-elle mauvaise ?<\/span>\n\t\t\n<\/a>\n<a class=\"elementor-element elementor-element-76e7123 e-con e-atomic-element e-flexbox-base e-default-a article-nav-next\" data-id=\"76e7123\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"76e7123\" href=\"https:\/\/gmat40.com\/fr\/topics\/debt-management\/credit-cards-a-tool-not-free-money\/\" target=\"_self\">\n    \t\t\t<span class=\"small e-paragraph-base e-default-span\" data-interaction-id=\"bce1779\">Suivant<\/span>\n\t\t\t\t\t<span class=\"title-sm e-paragraph-base e-default-span\" data-interaction-id=\"ba21d11\">Cartes de cr\u00e9dit\u00a0: un outil, pas de l\u2019argent gratuit<\/span>\n\t\t\n<\/a>\n\n<\/div>\n\n<\/article>\n<aside class=\"elementor-element elementor-element-4dd36f5 e-con e-atomic-element e-flexbox-base e-default-aside article-aside\" data-id=\"4dd36f5\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"4dd36f5\">\n    <div class=\"elementor-element elementor-element-fc1242d e-con e-atomic-element e-flexbox-base e-default-div side-panel\" data-id=\"fc1242d\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"fc1242d\">\n    <div class=\"elementor-element elementor-element-5c6c74b e-con e-atomic-element e-flexbox-base e-default-div eyebrow\" data-id=\"5c6c74b\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"5c6c74b\">\n    \t\t\t\n<hr class=\"eyebrow-mark e-divider-base\" data-interaction-id=\"1b9ec0a\" \/>\n\t\t\t\t\t<span class=\"eyebrow-text e-paragraph-base e-default-span\" data-interaction-id=\"90305a8\">Dans ce sujet<\/span>\n\t\t\n<\/div>\n<a class=\"elementor-element elementor-element-00fb3c5 e-con e-atomic-element e-flexbox-base e-default-a side-link\" data-id=\"00fb3c5\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"00fb3c5\" href=\"https:\/\/gmat40.com\/fr\/topics\/debt-management\/what-is-debt-and-is-all-debt-bad\/\" target=\"_self\">\n    \t\t\t<span class=\"article-num e-paragraph-base e-default-span\" data-interaction-id=\"fba27a2\">01<\/span>\n\t\t\t\t\t<span class=\"side-link-text e-paragraph-base e-default-span\" data-interaction-id=\"09b3d9a\">Qu&#039;est-ce que la dette, et toute dette est-elle mauvaise ?<\/span>\n\t\t\n<\/a>\n<a class=\"elementor-element elementor-element-c722c68 e-con e-atomic-element e-flexbox-base e-default-a side-link\" data-id=\"c722c68\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"c722c68\" href=\"https:\/\/gmat40.com\/fr\/topics\/debt-management\/interest-explained-the-price-of-borrowing\/\" target=\"_self\">\n    \t\t\t<span class=\"article-num e-paragraph-base e-default-span\" data-interaction-id=\"451c3c5\">02<\/span>\n\t\t\t\t\t<span class=\"side-link-text-active e-paragraph-base e-default-span\" data-interaction-id=\"5000b8f\">L&#039;int\u00e9r\u00eat expliqu\u00e9 : le prix de l&#039;emprunt<\/span>\n\t\t\n<\/a>\n<a class=\"elementor-element elementor-element-cb1579a e-con e-atomic-element e-flexbox-base e-default-a side-link\" data-id=\"cb1579a\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"cb1579a\" href=\"https:\/\/gmat40.com\/fr\/topics\/debt-management\/credit-cards-a-tool-not-free-money\/\" target=\"_self\">\n    \t\t\t<span class=\"article-num e-paragraph-base e-default-span\" data-interaction-id=\"afcb642\">03<\/span>\n\t\t\t\t\t<span class=\"side-link-text e-paragraph-base e-default-span\" data-interaction-id=\"38a3c6d\">Cartes de cr\u00e9dit\u00a0: un outil, pas de l\u2019argent gratuit<\/span>\n\t\t\n<\/a>\n<a class=\"elementor-element elementor-element-9f226c0 e-con e-atomic-element e-flexbox-base e-default-a side-link\" data-id=\"9f226c0\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"9f226c0\" href=\"https:\/\/gmat40.com\/fr\/topics\/debt-management\/snowball-vs-avalanche-two-ways-to-pay-off-debt\/\" target=\"_self\">\n    \t\t\t<span class=\"article-num e-paragraph-base e-default-span\" data-interaction-id=\"6d0107e\">04<\/span>\n\t\t\t\t\t<span class=\"side-link-text e-paragraph-base e-default-span\" data-interaction-id=\"a940e24\">Effet boule de neige ou avalanche\u00a0: deux fa\u00e7ons de rembourser ses dettes<\/span>\n\t\t\n<\/a>\n<a class=\"elementor-element elementor-element-ec753a5 e-con e-atomic-element e-flexbox-base e-default-a side-link\" data-id=\"ec753a5\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"ec753a5\" href=\"https:\/\/gmat40.com\/fr\/topics\/debt-management\/build-your-debt-repayment-plan-in-4-steps\/\" target=\"_self\">\n    \t\t\t<span class=\"article-num e-paragraph-base e-default-span\" data-interaction-id=\"5d2de59\">05<\/span>\n\t\t\t\t\t<span class=\"side-link-text e-paragraph-base e-default-span\" data-interaction-id=\"cd94ace\">\u00c9laborez votre plan de remboursement de dette en 4 \u00e9tapes<\/span>\n\t\t\n<\/a>\n<a class=\"elementor-element elementor-element-7fe8c8d e-con e-atomic-element e-flexbox-base e-default-a side-link\" data-id=\"7fe8c8d\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"7fe8c8d\" href=\"https:\/\/gmat40.com\/fr\/topics\/debt-management\/student-loans-borrowing-for-education-wisely\/\" target=\"_self\">\n    \t\t\t<span class=\"article-num e-paragraph-base e-default-span\" data-interaction-id=\"db5b29e\">06<\/span>\n\t\t\t\t\t<span class=\"side-link-text e-paragraph-base e-default-span\" data-interaction-id=\"eb61595\">Pr\u00eats \u00e9tudiants : emprunter intelligemment pour financer ses \u00e9tudes<\/span>\n\t\t\n<\/a>\n<a class=\"elementor-element elementor-element-75a6146 e-con e-atomic-element e-flexbox-base e-default-a side-link\" data-id=\"75a6146\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"75a6146\" href=\"https:\/\/gmat40.com\/fr\/topics\/debt-management\/debt-consolidation-simplify-or-stumble\/\" target=\"_self\">\n    \t\t\t<span class=\"article-num e-paragraph-base e-default-span\" data-interaction-id=\"1be514e\">07<\/span>\n\t\t\t\t\t<span class=\"side-link-text e-paragraph-base e-default-span\" data-interaction-id=\"702a3c5\">Consolidation de dettes : simplifier ou tr\u00e9bucher ?<\/span>\n\t\t\n<\/a>\n<a class=\"elementor-element elementor-element-eb4c200 e-con e-atomic-element e-flexbox-base e-default-a side-link\" data-id=\"eb4c200\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"eb4c200\" href=\"https:\/\/gmat40.com\/fr\/topics\/debt-management\/new-to-canada-managing-debt-and-avoiding-costly-traps\/\" target=\"_self\">\n    \t\t\t<span class=\"article-num e-paragraph-base e-default-span\" data-interaction-id=\"6ab4c88\">08<\/span>\n\t\t\t\t\t<span class=\"side-link-text e-paragraph-base e-default-span\" data-interaction-id=\"a104f09\">Vous venez d&#039;arriver au Canada\u00a0? G\u00e9rer sa dette et \u00e9viter les pi\u00e8ges co\u00fbteux<\/span>\n\t\t\n<\/a>\n<a class=\"elementor-element elementor-element-91d2163 e-con e-atomic-element e-flexbox-base e-default-a side-link\" data-id=\"91d2163\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"91d2163\" href=\"https:\/\/gmat40.com\/fr\/topics\/debt-management\/when-debt-feels-out-of-control-where-to-get-help\/\" target=\"_self\">\n    \t\t\t<span class=\"article-num e-paragraph-base e-default-span\" data-interaction-id=\"9278e7c\">09<\/span>\n\t\t\t\t\t<span class=\"side-link-text e-paragraph-base e-default-span\" data-interaction-id=\"23e2d4e\">Quand les dettes vous semblent incontr\u00f4lables\u00a0: o\u00f9 trouver de l\u2019aide<\/span>\n\t\t\n<\/a>\n<a class=\"elementor-element elementor-element-7aa3197 e-con e-atomic-element e-flexbox-base e-default-a side-link\" data-id=\"7aa3197\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"7aa3197\" href=\"https:\/\/gmat40.com\/fr\/topics\/debt-management\/how-much-debt-is-too-much-your-debt-to-income-ratio\/\" target=\"_self\">\n    \t\t\t<span class=\"article-num e-paragraph-base e-default-span\" data-interaction-id=\"b597c0d\">10<\/span>\n\t\t\t\t\t<span class=\"side-link-text e-paragraph-base e-default-span\" data-interaction-id=\"352a739\">Quel est le niveau d&#039;endettement excessif\u00a0? Votre ratio dette\/revenu<\/span>\n\t\t\n<\/a>\n\n<\/div>\n\t\t\t<p class=\"small e-paragraph-base e-default-p\" data-interaction-id=\"5a0d66c\">Ce contenu est fourni \u00e0 titre informatif uniquement et ne constitue pas un conseil financier, juridique ou fiscal. Les taux, les limites et les r\u00e8gles \u00e9tant susceptibles d&#039;\u00e9voluer, veuillez v\u00e9rifier les informations en vigueur aupr\u00e8s de votre \u00e9tablissement financier ou de l&#039;organisme gouvernemental comp\u00e9tent.<\/p>\n\t\t\n<\/aside>\n\n<\/div>\n\n<\/section>\n\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Library \/ Debt Management Premium Article 2 of 10 2 min read Interest Explained: The Price of Borrowing Interest is [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":544,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"site-sidebar-layout":"no-sidebar","site-content-layout":"page-builder","ast-site-content-layout":"full-width-container","site-content-style":"unboxed","site-sidebar-style":"unboxed","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-546","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.8 - 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