{"id":455,"date":"2026-10-29T00:04:00","date_gmt":"2026-10-29T04:04:00","guid":{"rendered":"https:\/\/gmat40.com\/?page_id=455"},"modified":"2026-10-29T00:04:00","modified_gmt":"2026-10-29T00:04:00","slug":"spending-habits","status":"publish","type":"page","link":"https:\/\/gmat40.com\/fr\/topics\/spending-habits\/","title":{"rendered":"Habitudes de d\u00e9penses"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"455\" class=\"elementor elementor-455\">\n\t\t\t\t<section class=\"elementor-element elementor-element-9f36e22 e-con e-atomic-element e-flexbox-base e-default-section page-hero\" data-id=\"9f36e22\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"9f36e22\">\n    <div class=\"elementor-element elementor-element-b7d31b5 e-con e-atomic-element e-flexbox-base e-default-div page-hero-inner\" data-id=\"b7d31b5\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"b7d31b5\">\n    <div class=\"elementor-element elementor-element-d3af192 e-con e-atomic-element e-flexbox-base e-default-div page-hero-copy\" data-id=\"d3af192\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"d3af192\">\n    <div class=\"elementor-element elementor-element-5ae0486 e-con e-atomic-element e-flexbox-base e-default-div eyebrow\" data-id=\"5ae0486\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"5ae0486\">\n    \t\t\t\n<hr class=\"eyebrow-mark e-divider-base\" data-interaction-id=\"c9bfd2d\" \/>\n\t\t\t\t\t<span class=\"eyebrow-text e-paragraph-base e-default-span\" data-interaction-id=\"4e1c3a9\">Sujet Basique<\/span>\n\t\t\n<\/div>\n\t\t\t<h1 data-interaction-id=\"e1c37cb\" class=\"title-xl e-heading-base e-default-h1\">Habitudes de d\u00e9penses<\/h1>\n\t\t\t\t\t<p class=\"lede e-paragraph-base e-default-p\" data-interaction-id=\"e907b79\">Budget, besoins et envies, et petites habitudes qui finissent par co\u00fbter cher. Gratuit avec l&#039;inscription \u00e0 la version de base.<\/p>\n\t\t\t\t\t<span class=\"tag-free e-paragraph-base e-default-span\" data-interaction-id=\"a515721\">Gratuit avec Basique<\/span>\n\t\t\n<\/div>\n\t\t\t<img fetchpriority=\"high\" decoding=\"async\" class=\"e-image-base e-default-img page-hero-img\" data-interaction-id=\"dd855e0\" id=\"48\" src=\"https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-65-1024x725.webp\" width=\"1024\" height=\"725\" srcset=\"https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-65-1024x725.webp 1024w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-65-300x212.webp 300w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-65-768x544.webp 768w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-65-1536x1088.webp 1536w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-65-18x12.webp 18w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-65-600x425.webp 600w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-65.webp 1600w\" alt=\"Illustration for the article: What Are Spending Habits, and Why Do They Matter?\"\/>\t\t\n<\/div>\n\n<\/section>\n<section class=\"elementor-element elementor-element-475506d e-con e-atomic-element e-flexbox-base e-default-section section\" data-id=\"475506d\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"475506d\">\n    <div class=\"elementor-element elementor-element-b156905 e-con e-atomic-element e-flexbox-base e-default-div page-container\" data-id=\"b156905\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"b156905\">\n    <div class=\"elementor-element elementor-element-104d752 e-con e-atomic-element e-flexbox-base e-default-div section-head\" data-id=\"104d752\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"104d752\">\n    <div class=\"elementor-element elementor-element-e962006 e-con e-atomic-element e-flexbox-base e-default-div eyebrow\" data-id=\"e962006\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"e962006\">\n    \t\t\t\n<hr class=\"eyebrow-mark e-divider-base\" data-interaction-id=\"c100b37\" \/>\n\t\t\t\t\t<span class=\"eyebrow-text e-paragraph-base e-default-span\" data-interaction-id=\"a3e5fba\">10 articles<\/span>\n\t\t\n<\/div>\n\t\t\t<h2 data-interaction-id=\"87c2106\" class=\"title-lg e-heading-base e-default-h2\">Lisez dans l&#039;ordre ou acc\u00e9dez directement \u00e0 n&#039;importe quel article.<\/h2>\n\t\t\n<\/div>\n<div class=\"elementor-element elementor-element-6650c83 e-con e-atomic-element e-flexbox-base e-default-div card-row-gallery\" data-id=\"6650c83\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"6650c83\">\n    <a class=\"elementor-element elementor-element-33a9fc8 e-con e-atomic-element e-flexbox-base e-default-a card-gallery\" data-id=\"33a9fc8\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"33a9fc8\" href=\"https:\/\/gmat40.com\/fr\/topics\/spending-habits\/what-are-spending-habits-and-why-do-they-matter\/\" target=\"_self\">\n    \t\t\t<img decoding=\"async\" class=\"e-image-base e-default-img card-gallery-img\" data-interaction-id=\"8df4bd7\" id=\"48\" src=\"https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-65-768x544.webp\" width=\"768\" height=\"544\" srcset=\"https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-65-768x544.webp 768w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-65-300x212.webp 300w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-65-1024x725.webp 1024w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-65-1536x1088.webp 1536w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-65-18x12.webp 18w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-65-600x425.webp 600w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-65.webp 1600w\" alt=\"Illustration for the article: What Are Spending Habits, and Why Do They Matter?\"\/>\t\t<div class=\"elementor-element elementor-element-267711e e-con e-atomic-element e-flexbox-base e-default-div card-body-gallery\" data-id=\"267711e\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"267711e\">\n    \t\t\t<p class=\"card-meta e-paragraph-base e-default-p\" data-interaction-id=\"c75771b\">Article 01 \u00b7 2 min de lecture<\/p>\n\t\t\t\t\t<h3 data-interaction-id=\"62fcb48\" class=\"title-sm e-heading-base e-default-h3\">Que sont les habitudes de consommation et pourquoi sont-elles importantes\u00a0?<\/h3>\n\t\t\n<\/div>\n\n<\/a>\n<a class=\"elementor-element elementor-element-d10a889 e-con e-atomic-element e-flexbox-base e-default-a card-gallery\" data-id=\"d10a889\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"d10a889\" href=\"https:\/\/gmat40.com\/fr\/topics\/spending-habits\/needs-vs-wants-drawing-the-line-in-a-new-country\/\" target=\"_self\">\n    \t\t\t<img decoding=\"async\" class=\"e-image-base e-default-img card-gallery-img\" data-interaction-id=\"87252ca\" id=\"49\" src=\"https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-7-768x602.webp\" width=\"768\" height=\"602\" srcset=\"https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-7-768x602.webp 768w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-7-300x235.webp 300w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-7-1024x803.webp 1024w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-7-1536x1205.webp 1536w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-7-15x12.webp 15w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-7-600x471.webp 600w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-7.webp 1600w\" alt=\"Illustration of a wallet, coin jar and calculator\"\/>\t\t<div class=\"elementor-element elementor-element-da43899 e-con e-atomic-element e-flexbox-base e-default-div card-body-gallery\" data-id=\"da43899\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"da43899\">\n    \t\t\t<p class=\"card-meta e-paragraph-base e-default-p\" data-interaction-id=\"ddad21e\">Article 02 \u00b7 2 min de lecture<\/p>\n\t\t\t\t\t<h3 data-interaction-id=\"c8d5488\" class=\"title-sm e-heading-base e-default-h3\">Besoins contre d\u00e9sirs : d\u00e9finir les limites dans un nouveau pays<\/h3>\n\t\t\n<\/div>\n\n<\/a>\n<a class=\"elementor-element elementor-element-61ef82d e-con e-atomic-element e-flexbox-base e-default-a card-gallery\" data-id=\"61ef82d\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"61ef82d\" href=\"https:\/\/gmat40.com\/fr\/topics\/spending-habits\/track-before-you-budget-finding-where-your-money-really-goes\/\" target=\"_self\">\n    \t\t\t<img loading=\"lazy\" decoding=\"async\" class=\"e-image-base e-default-img card-gallery-img\" data-interaction-id=\"12e9e03\" id=\"50\" src=\"https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-53-768x768.webp\" width=\"768\" height=\"768\" srcset=\"https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-53-768x768.webp 768w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-53-300x300.webp 300w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-53-1024x1024.webp 1024w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-53-150x150.webp 150w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-53-1536x1536.webp 1536w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-53-12x12.webp 12w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-53-600x600.webp 600w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-53-100x100.webp 100w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-53.webp 1600w\" alt=\"Illustration for the article: Track Before You Budget: Finding Where Your Money Really Goes\"\/>\t\t<div class=\"elementor-element elementor-element-54a76c4 e-con e-atomic-element e-flexbox-base e-default-div card-body-gallery\" data-id=\"54a76c4\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"54a76c4\">\n    \t\t\t<p class=\"card-meta e-paragraph-base e-default-p\" data-interaction-id=\"00d165e\">Article 03 \u00b7 2 min de lecture<\/p>\n\t\t\t\t\t<h3 data-interaction-id=\"f98560c\" class=\"title-sm e-heading-base e-default-h3\">Suivre ses d\u00e9penses avant d&#039;\u00e9tablir son budget\u00a0: d\u00e9couvrir o\u00f9 va r\u00e9ellement son argent<\/h3>\n\t\t\n<\/div>\n\n<\/a>\n<a class=\"elementor-element elementor-element-1e1bf76 e-con e-atomic-element e-flexbox-base e-default-a card-gallery\" data-id=\"1e1bf76\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"1e1bf76\" href=\"https:\/\/gmat40.com\/fr\/topics\/spending-habits\/the-50-30-20-rule-adapted-for-life-in-canada\/\" target=\"_self\">\n    \t\t\t<img loading=\"lazy\" decoding=\"async\" class=\"e-image-base e-default-img card-gallery-img\" data-interaction-id=\"0ab29d0\" id=\"51\" src=\"https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-3-768x431.webp\" width=\"768\" height=\"431\" srcset=\"https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-3-768x431.webp 768w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-3-300x168.webp 300w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-3-1024x575.webp 1024w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-3-1536x862.webp 1536w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-3-18x10.webp 18w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-3-600x337.webp 600w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-3.webp 1600w\" alt=\"Illustration of a calculator, clipboard and coins\"\/>\t\t<div class=\"elementor-element elementor-element-f6fa1a6 e-con e-atomic-element e-flexbox-base e-default-div card-body-gallery\" data-id=\"f6fa1a6\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"f6fa1a6\">\n    \t\t\t<p class=\"card-meta e-paragraph-base e-default-p\" data-interaction-id=\"5cd826c\">Article 04 \u00b7 2 min de lecture<\/p>\n\t\t\t\t\t<h3 data-interaction-id=\"8a9c1c2\" class=\"title-sm e-heading-base e-default-h3\">La r\u00e8gle 50\/30\/20, adapt\u00e9e \u00e0 la vie au Canada<\/h3>\n\t\t\n<\/div>\n\n<\/a>\n<a class=\"elementor-element elementor-element-50cc8d5 e-con e-atomic-element e-flexbox-base e-default-a card-gallery\" data-id=\"50cc8d5\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"50cc8d5\" href=\"https:\/\/gmat40.com\/fr\/topics\/spending-habits\/using-credit-cards-without-falling-into-debt\/\" target=\"_self\">\n    \t\t\t<img loading=\"lazy\" decoding=\"async\" class=\"e-image-base e-default-img card-gallery-img\" data-interaction-id=\"0eeff4c\" id=\"52\" src=\"https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-17-768x768.webp\" width=\"768\" height=\"768\" srcset=\"https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-17-768x768.webp 768w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-17-300x300.webp 300w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-17-1024x1024.webp 1024w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-17-150x150.webp 150w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-17-1536x1536.webp 1536w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-17-12x12.webp 12w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-17-600x600.webp 600w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-17-100x100.webp 100w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-17.webp 1600w\" alt=\"Illustration of a wallet holding a bill and a coin\"\/>\t\t<div class=\"elementor-element elementor-element-15d4c08 e-con e-atomic-element e-flexbox-base e-default-div card-body-gallery\" data-id=\"15d4c08\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"15d4c08\">\n    \t\t\t<p class=\"card-meta e-paragraph-base e-default-p\" data-interaction-id=\"d547a5b\">Article 05 \u00b7 2 min de lecture<\/p>\n\t\t\t\t\t<h3 data-interaction-id=\"ecb1fdf\" class=\"title-sm e-heading-base e-default-h3\">Utiliser sa carte de cr\u00e9dit sans s&#039;endetter<\/h3>\n\t\t\n<\/div>\n\n<\/a>\n<a class=\"elementor-element elementor-element-0f07672 e-con e-atomic-element e-flexbox-base e-default-a card-gallery\" data-id=\"0f07672\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"0f07672\" href=\"https:\/\/gmat40.com\/fr\/topics\/spending-habits\/small-purchases-big-impact-subscriptions-and-the-latte-factor\/\" target=\"_self\">\n    \t\t\t<img loading=\"lazy\" decoding=\"async\" class=\"e-image-base e-default-img card-gallery-img\" data-interaction-id=\"c7d563f\" id=\"53\" src=\"https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-61-768x576.webp\" width=\"768\" height=\"576\" srcset=\"https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-61-768x576.webp 768w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-61-300x225.webp 300w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-61-1024x768.webp 1024w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-61-1536x1152.webp 1536w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-61-16x12.webp 16w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-61-600x450.webp 600w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-61.webp 1600w\" alt=\"Illustration for the article: Small Purchases, Big Impact: Subscriptions and the Latte Factor\"\/>\t\t<div class=\"elementor-element elementor-element-0809173 e-con e-atomic-element e-flexbox-base e-default-div card-body-gallery\" data-id=\"0809173\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"0809173\">\n    \t\t\t<p class=\"card-meta e-paragraph-base e-default-p\" data-interaction-id=\"98efb6a\">Article 06 \u00b7 2 min de lecture<\/p>\n\t\t\t\t\t<h3 data-interaction-id=\"739a003\" class=\"title-sm e-heading-base e-default-h3\">Petits achats, grand impact\u00a0: les abonnements et \u201c\u00a0l\u2019effet latte\u00a0\u201d<\/h3>\n\t\t\n<\/div>\n\n<\/a>\n<a class=\"elementor-element elementor-element-1307e50 e-con e-atomic-element e-flexbox-base e-default-a card-gallery\" data-id=\"1307e50\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"1307e50\" href=\"https:\/\/gmat40.com\/fr\/topics\/spending-habits\/spending-triggers-emotions-social-pressure-and-marketing\/\" target=\"_self\">\n    \t\t\t<img loading=\"lazy\" decoding=\"async\" class=\"e-image-base e-default-img card-gallery-img\" data-interaction-id=\"2844683\" id=\"54\" src=\"https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-54-768x511.webp\" width=\"768\" height=\"511\" srcset=\"https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-54-768x511.webp 768w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-54-300x200.webp 300w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-54-1024x681.webp 1024w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-54-1536x1021.webp 1536w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-54-18x12.webp 18w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-54-600x399.webp 600w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-54.webp 1600w\" alt=\"Illustration for the article: Spending Triggers: Emotions, Social Pressure and Marketing\"\/>\t\t<div class=\"elementor-element elementor-element-c835169 e-con e-atomic-element e-flexbox-base e-default-div card-body-gallery\" data-id=\"c835169\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"c835169\">\n    \t\t\t<p class=\"card-meta e-paragraph-base e-default-p\" data-interaction-id=\"0be802f\">Article 07 \u00b7 2 min de lecture<\/p>\n\t\t\t\t\t<h3 data-interaction-id=\"af3e6ff\" class=\"title-sm e-heading-base e-default-h3\">D\u00e9clencheurs de d\u00e9penses : \u00e9motions, pression sociale et marketing<\/h3>\n\t\t\n<\/div>\n\n<\/a>\n<a class=\"elementor-element elementor-element-9b3b609 e-con e-atomic-element e-flexbox-base e-default-a card-gallery\" data-id=\"9b3b609\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"9b3b609\" href=\"https:\/\/gmat40.com\/fr\/topics\/spending-habits\/sending-money-home-balancing-family-support-and-your-own-goals\/\" target=\"_self\">\n    \t\t\t<img loading=\"lazy\" decoding=\"async\" class=\"e-image-base e-default-img card-gallery-img\" data-interaction-id=\"5d8a54c\" id=\"55\" src=\"https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-21-768x768.webp\" width=\"768\" height=\"768\" srcset=\"https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-21-768x768.webp 768w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-21-300x300.webp 300w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-21-1024x1024.webp 1024w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-21-150x150.webp 150w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-21-1536x1536.webp 1536w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-21-12x12.webp 12w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-21-600x600.webp 600w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-21-100x100.webp 100w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-21.webp 1600w\" alt=\"Illustration of two bank notes\"\/>\t\t<div class=\"elementor-element elementor-element-0764c78 e-con e-atomic-element e-flexbox-base e-default-div card-body-gallery\" data-id=\"0764c78\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"0764c78\">\n    \t\t\t<p class=\"card-meta e-paragraph-base e-default-p\" data-interaction-id=\"2230a0a\">Article 08 \u00b7 2 min de lecture<\/p>\n\t\t\t\t\t<h3 data-interaction-id=\"bad8d26\" class=\"title-sm e-heading-base e-default-h3\">Envoyer de l&#039;argent \u00e0 sa famille\u00a0: concilier soutien familial et objectifs personnels<\/h3>\n\t\t\n<\/div>\n\n<\/a>\n<a class=\"elementor-element elementor-element-eb94082 e-con e-atomic-element e-flexbox-base e-default-a card-gallery\" data-id=\"eb94082\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"eb94082\" href=\"https:\/\/gmat40.com\/fr\/topics\/spending-habits\/student-spending-making-limited-income-last\/\" target=\"_self\">\n    \t\t\t<img loading=\"lazy\" decoding=\"async\" class=\"e-image-base e-default-img card-gallery-img\" data-interaction-id=\"d41a3e2\" id=\"56\" src=\"https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-11-768x768.webp\" width=\"768\" height=\"768\" srcset=\"https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-11-768x768.webp 768w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-11-300x300.webp 300w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-11-1024x1024.webp 1024w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-11-150x150.webp 150w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-11-1536x1536.webp 1536w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-11-12x12.webp 12w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-11-600x600.webp 600w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-11-100x100.webp 100w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-11.webp 1600w\" alt=\"Illustration of a hand pulling cash from a money bag\"\/>\t\t<div class=\"elementor-element elementor-element-e932a15 e-con e-atomic-element e-flexbox-base e-default-div card-body-gallery\" data-id=\"e932a15\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"e932a15\">\n    \t\t\t<p class=\"card-meta e-paragraph-base e-default-p\" data-interaction-id=\"6bb8574\">Article 09 \u00b7 2 min de lecture<\/p>\n\t\t\t\t\t<h3 data-interaction-id=\"4e34624\" class=\"title-sm e-heading-base e-default-h3\">D\u00e9penses \u00e9tudiantes : Comment faire durer un revenu limit\u00e9<\/h3>\n\t\t\n<\/div>\n\n<\/a>\n<a class=\"elementor-element elementor-element-992b507 e-con e-atomic-element e-flexbox-base e-default-a card-gallery\" data-id=\"992b507\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"992b507\" href=\"https:\/\/gmat40.com\/fr\/topics\/spending-habits\/building-lasting-habits-pay-yourself-first-and-automate\/\" target=\"_self\">\n    \t\t\t<img loading=\"lazy\" decoding=\"async\" class=\"e-image-base e-default-img card-gallery-img\" data-interaction-id=\"56357ff\" id=\"57\" src=\"https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-38-768x768.webp\" width=\"768\" height=\"768\" srcset=\"https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-38-768x768.webp 768w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-38-300x300.webp 300w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-38-1024x1024.webp 1024w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-38-150x150.webp 150w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-38-1536x1536.webp 1536w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-38-12x12.webp 12w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-38-600x600.webp 600w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-38-100x100.webp 100w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-38.webp 1600w\" alt=\"Illustration for the article: Building Lasting Habits: Pay Yourself First and Automate\"\/>\t\t<div class=\"elementor-element elementor-element-db8aaa0 e-con e-atomic-element e-flexbox-base e-default-div card-body-gallery\" data-id=\"db8aaa0\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"db8aaa0\">\n    \t\t\t<p class=\"card-meta e-paragraph-base e-default-p\" data-interaction-id=\"94012df\">Article 10 \u00b7 2 min de lecture<\/p>\n\t\t\t\t\t<h3 data-interaction-id=\"cef8562\" class=\"title-sm e-heading-base e-default-h3\">D\u00e9velopper des habitudes durables\u00a0: payez-vous en premier et automatisez.<\/h3>\n\t\t\n<\/div>\n\n<\/a>\n\n<\/div>\n\n<\/div>\n\n<\/section>\n<section class=\"elementor-element elementor-element-6eaa612 e-con e-atomic-element e-flexbox-base e-default-section section-white\" data-id=\"6eaa612\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"6eaa612\">\n    <div class=\"elementor-element elementor-element-7c08540 e-con e-atomic-element e-flexbox-base e-default-div page-container\" data-id=\"7c08540\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"7c08540\">\n    <div class=\"elementor-element elementor-element-057a1aa e-con e-atomic-element e-flexbox-base e-default-div cta-band\" data-id=\"057a1aa\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"057a1aa\">\n    <div class=\"elementor-element elementor-element-d6cd0c4 e-con e-atomic-element e-flexbox-base e-default-div cta-copy\" data-id=\"d6cd0c4\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"d6cd0c4\">\n    \t\t\t<h2 data-interaction-id=\"59d2b09\" class=\"title-lg-light e-heading-base e-default-h2\">Lisez gratuitement les 50 articles Basique.<\/h2>\n\t\t\t\t\t<p class=\"text-light e-paragraph-base e-default-p\" data-interaction-id=\"2a3ee4c\">Inscrivez-vous avec un nom d&#039;utilisateur et une adresse courriel, puis cliquez sur le lien d&#039;activation que nous vous envoyons pour d\u00e9finir votre mot de passe.<\/p>\n\t\t\n<\/div>\n<div class=\"elementor-element elementor-element-6c59f4a e-con e-atomic-element e-flexbox-base e-default-div button-row\" data-id=\"6c59f4a\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"6c59f4a\">\n    \t\t\t<a href=\"https:\/\/gmat40.com\/fr\/wp-login.php\/?action=register\" target=\"_self\" class=\"button-accent e-button-base e-default-a\" data-interaction-id=\"093638d\">\n\tS&#039;inscrire gratuitement\n<\/a>\n\t\t\n<\/div>\n\n<\/div>\n\n<\/div>\n\n<\/section>\n\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Basic topic Spending Habits Budgets, needs and wants, and small habits that add up. Free when you register for Basic. [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":319,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"site-sidebar-layout":"no-sidebar","site-content-layout":"page-builder","ast-site-content-layout":"full-width-container","site-content-style":"unboxed","site-sidebar-style":"unboxed","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-455","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Spending Habits - GMAT40<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/gmat40.com\/fr\/topics\/spending-habits\/\" \/>\n<meta property=\"og:locale\" content=\"fr_CA\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Spending Habits - GMAT40\" \/>\n<meta property=\"og:description\" content=\"Basic topic Spending Habits Budgets, needs and wants, and small habits that add up. 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