{"id":410,"date":"2026-10-29T00:03:51","date_gmt":"2026-10-29T04:03:51","guid":{"rendered":"https:\/\/gmat40.com\/?page_id=410"},"modified":"2026-10-29T00:03:51","modified_gmt":"2026-10-29T00:03:51","slug":"savings-plan","status":"publish","type":"page","link":"https:\/\/gmat40.com\/fr\/topics\/savings-plan\/","title":{"rendered":"Plan d&#039;\u00e9pargne"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"410\" class=\"elementor elementor-410\">\n\t\t\t\t<section class=\"elementor-element elementor-element-596d7ee e-con e-atomic-element e-flexbox-base e-default-section page-hero\" data-id=\"596d7ee\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"596d7ee\">\n    <div class=\"elementor-element elementor-element-5fb5cff e-con e-atomic-element e-flexbox-base e-default-div page-hero-inner\" data-id=\"5fb5cff\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"5fb5cff\">\n    <div class=\"elementor-element elementor-element-cd172d9 e-con e-atomic-element e-flexbox-base e-default-div page-hero-copy\" data-id=\"cd172d9\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"cd172d9\">\n    <div class=\"elementor-element elementor-element-c484108 e-con e-atomic-element e-flexbox-base e-default-div eyebrow\" data-id=\"c484108\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"c484108\">\n    \t\t\t\n<hr class=\"eyebrow-mark e-divider-base\" data-interaction-id=\"09718a7\" \/>\n\t\t\t\t\t<span class=\"eyebrow-text e-paragraph-base e-default-span\" data-interaction-id=\"206acf6\">Sujet Basique<\/span>\n\t\t\n<\/div>\n\t\t\t<h1 data-interaction-id=\"d6f61ee\" class=\"title-xl e-heading-base e-default-h1\">Plan d&#039;\u00e9pargne<\/h1>\n\t\t\t\t\t<p class=\"lede e-paragraph-base e-default-p\" data-interaction-id=\"90de4ca\">Fonds d&#039;urgence, objectifs et comptes pour faire fructifier votre \u00e9pargne. Gratuit avec l&#039;inscription \u00e0 la formule de base.<\/p>\n\t\t\t\t\t<span class=\"tag-free e-paragraph-base e-default-span\" data-interaction-id=\"3eb025b\">Gratuit avec Basique<\/span>\n\t\t\n<\/div>\n\t\t\t<img fetchpriority=\"high\" decoding=\"async\" class=\"e-image-base e-default-img page-hero-img\" data-interaction-id=\"fddc5b7\" id=\"38\" src=\"https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-2-986x1024.webp\" width=\"986\" height=\"1024\" srcset=\"https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-2-986x1024.webp 986w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-2-289x300.webp 289w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-2-768x797.webp 768w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-2-1479x1536.webp 1479w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-2-12x12.webp 12w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-2-600x623.webp 600w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-2.webp 1541w\" alt=\"Illustration of a hand putting a bill into a piggy bank\"\/>\t\t\n<\/div>\n\n<\/section>\n<section class=\"elementor-element elementor-element-9c4bec9 e-con e-atomic-element e-flexbox-base e-default-section section\" data-id=\"9c4bec9\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"9c4bec9\">\n    <div class=\"elementor-element elementor-element-4ebb748 e-con e-atomic-element e-flexbox-base e-default-div page-container\" data-id=\"4ebb748\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"4ebb748\">\n    <div class=\"elementor-element elementor-element-67e6966 e-con e-atomic-element e-flexbox-base e-default-div section-head\" data-id=\"67e6966\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"67e6966\">\n    <div class=\"elementor-element elementor-element-d807d10 e-con e-atomic-element e-flexbox-base e-default-div eyebrow\" data-id=\"d807d10\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"d807d10\">\n    \t\t\t\n<hr class=\"eyebrow-mark e-divider-base\" data-interaction-id=\"bf58f15\" \/>\n\t\t\t\t\t<span class=\"eyebrow-text e-paragraph-base e-default-span\" data-interaction-id=\"9f7674f\">10 articles<\/span>\n\t\t\n<\/div>\n\t\t\t<h2 data-interaction-id=\"8715a24\" class=\"title-lg e-heading-base e-default-h2\">Lisez dans l&#039;ordre ou acc\u00e9dez directement \u00e0 n&#039;importe quel article.<\/h2>\n\t\t\n<\/div>\n<div class=\"elementor-element elementor-element-b15f49d e-con e-atomic-element e-flexbox-base e-default-div card-row-gallery\" data-id=\"b15f49d\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"b15f49d\">\n    <a class=\"elementor-element elementor-element-08c62db e-con e-atomic-element e-flexbox-base e-default-a card-gallery\" data-id=\"08c62db\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"08c62db\" href=\"https:\/\/gmat40.com\/fr\/topics\/savings-plan\/why-saving-matters-your-first-step-to-financial-security\/\" target=\"_self\">\n    \t\t\t<img decoding=\"async\" class=\"e-image-base e-default-img card-gallery-img\" data-interaction-id=\"e8b530d\" id=\"38\" src=\"https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-2-768x797.webp\" width=\"768\" height=\"797\" srcset=\"https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-2-768x797.webp 768w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-2-289x300.webp 289w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-2-986x1024.webp 986w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-2-1479x1536.webp 1479w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-2-12x12.webp 12w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-2-600x623.webp 600w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-2.webp 1541w\" alt=\"Illustration of a hand putting a bill into a piggy bank\"\/>\t\t<div class=\"elementor-element elementor-element-67b36ee e-con e-atomic-element e-flexbox-base e-default-div card-body-gallery\" data-id=\"67b36ee\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"67b36ee\">\n    \t\t\t<p class=\"card-meta e-paragraph-base e-default-p\" data-interaction-id=\"ebe9850\">Article 01 \u00b7 2 min de lecture<\/p>\n\t\t\t\t\t<h3 data-interaction-id=\"64e8aa5\" class=\"title-sm e-heading-base e-default-h3\">L&#039;importance de l&#039;\u00e9pargne : votre premier pas vers la s\u00e9curit\u00e9 financi\u00e8re<\/h3>\n\t\t\n<\/div>\n\n<\/a>\n<a class=\"elementor-element elementor-element-92f3eb4 e-con e-atomic-element e-flexbox-base e-default-a card-gallery\" data-id=\"92f3eb4\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"92f3eb4\" href=\"https:\/\/gmat40.com\/fr\/topics\/savings-plan\/how-to-build-an-emergency-fund-even-on-a-tight-budget\/\" target=\"_self\">\n    \t\t\t<img decoding=\"async\" class=\"e-image-base e-default-img card-gallery-img\" data-interaction-id=\"a0d4cb5\" id=\"39\" src=\"https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-19-768x432.webp\" width=\"768\" height=\"432\" srcset=\"https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-19-768x432.webp 768w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-19-300x169.webp 300w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-19-1024x576.webp 1024w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-19-1536x864.webp 1536w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-19-18x10.webp 18w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-19-600x338.webp 600w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-19.webp 1600w\" alt=\"Illustration of a stack of gold coins on a blue background\"\/>\t\t<div class=\"elementor-element elementor-element-90ba1cd e-con e-atomic-element e-flexbox-base e-default-div card-body-gallery\" data-id=\"90ba1cd\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"90ba1cd\">\n    \t\t\t<p class=\"card-meta e-paragraph-base e-default-p\" data-interaction-id=\"b0209cc\">Article 02 \u00b7 2 min de lecture<\/p>\n\t\t\t\t\t<h3 data-interaction-id=\"a4114d4\" class=\"title-sm e-heading-base e-default-h3\">Comment constituer un fonds d&#039;urgence (m\u00eame avec un budget serr\u00e9)<\/h3>\n\t\t\n<\/div>\n\n<\/a>\n<a class=\"elementor-element elementor-element-58d4ffb e-con e-atomic-element e-flexbox-base e-default-a card-gallery\" data-id=\"58d4ffb\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"58d4ffb\" href=\"https:\/\/gmat40.com\/fr\/topics\/savings-plan\/budgeting-basics-finding-the-money-to-save\/\" target=\"_self\">\n    \t\t\t<img loading=\"lazy\" decoding=\"async\" class=\"e-image-base e-default-img card-gallery-img\" data-interaction-id=\"0e33e73\" id=\"40\" src=\"https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-58-768x419.webp\" width=\"768\" height=\"419\" srcset=\"https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-58-768x419.webp 768w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-58-300x164.webp 300w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-58-1024x559.webp 1024w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-58-1536x838.webp 1536w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-58-18x10.webp 18w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-58-600x327.webp 600w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-58.webp 1600w\" alt=\"Illustration for the article: Budgeting Basics: Finding the Money to Save\"\/>\t\t<div class=\"elementor-element elementor-element-3d572e5 e-con e-atomic-element e-flexbox-base e-default-div card-body-gallery\" data-id=\"3d572e5\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"3d572e5\">\n    \t\t\t<p class=\"card-meta e-paragraph-base e-default-p\" data-interaction-id=\"e8c2b49\">Article 03 \u00b7 2 min de lecture<\/p>\n\t\t\t\t\t<h3 data-interaction-id=\"626c894\" class=\"title-sm e-heading-base e-default-h3\">Principes de base de la gestion budg\u00e9taire\u00a0: trouver l\u2019argent \u00e0 \u00e9pargner<\/h3>\n\t\t\n<\/div>\n\n<\/a>\n<a class=\"elementor-element elementor-element-2f03457 e-con e-atomic-element e-flexbox-base e-default-a card-gallery\" data-id=\"2f03457\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"2f03457\" href=\"https:\/\/gmat40.com\/fr\/topics\/savings-plan\/savings-accounts-in-canada-choosing-the-right-one\/\" target=\"_self\">\n    \t\t\t<img loading=\"lazy\" decoding=\"async\" class=\"e-image-base e-default-img card-gallery-img\" data-interaction-id=\"5284f93\" id=\"41\" src=\"https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-39-768x768.webp\" width=\"768\" height=\"768\" srcset=\"https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-39-768x768.webp 768w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-39-300x300.webp 300w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-39-1024x1024.webp 1024w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-39-150x150.webp 150w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-39-1536x1536.webp 1536w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-39-12x12.webp 12w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-39-600x600.webp 600w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-39-100x100.webp 100w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-39.webp 1600w\" alt=\"Illustration for the article: Savings Accounts in Canada: Choosing the Right One\"\/>\t\t<div class=\"elementor-element elementor-element-f59fb15 e-con e-atomic-element e-flexbox-base e-default-div card-body-gallery\" data-id=\"f59fb15\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"f59fb15\">\n    \t\t\t<p class=\"card-meta e-paragraph-base e-default-p\" data-interaction-id=\"c1d9e93\">Article 04 \u00b7 3 min de lecture<\/p>\n\t\t\t\t\t<h3 data-interaction-id=\"0ba1624\" class=\"title-sm e-heading-base e-default-h3\">Comptes d&#039;\u00e9pargne au Canada\u00a0: comment choisir le bon\u00a0?<\/h3>\n\t\t\n<\/div>\n\n<\/a>\n<a class=\"elementor-element elementor-element-4db4b62 e-con e-atomic-element e-flexbox-base e-default-a card-gallery\" data-id=\"4db4b62\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"4db4b62\" href=\"https:\/\/gmat40.com\/fr\/topics\/savings-plan\/the-tfsa-explained-tax-free-savings-made-simple\/\" target=\"_self\">\n    \t\t\t<img loading=\"lazy\" decoding=\"async\" class=\"e-image-base e-default-img card-gallery-img\" data-interaction-id=\"9c179e2\" id=\"42\" src=\"https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-10-768x461.webp\" width=\"768\" height=\"461\" srcset=\"https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-10-768x461.webp 768w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-10-300x180.webp 300w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-10-1024x614.webp 1024w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-10-1536x922.webp 1536w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-10-18x12.webp 18w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-10-600x360.webp 600w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-10.webp 1600w\" alt=\"Illustration of plants growing from stacks of coins\"\/>\t\t<div class=\"elementor-element elementor-element-50a23ec e-con e-atomic-element e-flexbox-base e-default-div card-body-gallery\" data-id=\"50a23ec\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"50a23ec\">\n    \t\t\t<p class=\"card-meta e-paragraph-base e-default-p\" data-interaction-id=\"c1b2647\">Article 05 \u00b7 3 min de lecture<\/p>\n\t\t\t\t\t<h3 data-interaction-id=\"3f73aa5\" class=\"title-sm e-heading-base e-default-h3\">Le CELI expliqu\u00e9 : L&#039;\u00e9pargne libre d&#039;imp\u00f4t en toute simplicit\u00e9<\/h3>\n\t\t\n<\/div>\n\n<\/a>\n<a class=\"elementor-element elementor-element-0ef3ca4 e-con e-atomic-element e-flexbox-base e-default-a card-gallery\" data-id=\"0ef3ca4\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"0ef3ca4\" href=\"https:\/\/gmat40.com\/fr\/topics\/savings-plan\/saving-for-your-first-home-with-the-fhsa\/\" target=\"_self\">\n    \t\t\t<img loading=\"lazy\" decoding=\"async\" class=\"e-image-base e-default-img card-gallery-img\" data-interaction-id=\"dd060dc\" id=\"43\" src=\"https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-20-768x614.webp\" width=\"768\" height=\"614\" srcset=\"https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-20-768x614.webp 768w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-20-300x240.webp 300w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-20-1024x819.webp 1024w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-20-1536x1229.webp 1536w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-20-15x12.webp 15w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-20-600x480.webp 600w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-20.webp 1600w\" alt=\"Illustration of a money bag, cash and a coin plant under a rising arrow\"\/>\t\t<div class=\"elementor-element elementor-element-56e2e6e e-con e-atomic-element e-flexbox-base e-default-div card-body-gallery\" data-id=\"56e2e6e\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"56e2e6e\">\n    \t\t\t<p class=\"card-meta e-paragraph-base e-default-p\" data-interaction-id=\"9e83a54\">Article 06 \u00b7 2 min de lecture<\/p>\n\t\t\t\t\t<h3 data-interaction-id=\"b476fb1\" class=\"title-sm e-heading-base e-default-h3\">\u00c9pargner pour votre premi\u00e8re propri\u00e9t\u00e9 avec le CELIAPP<\/h3>\n\t\t\n<\/div>\n\n<\/a>\n<a class=\"elementor-element elementor-element-ea29a23 e-con e-atomic-element e-flexbox-base e-default-a card-gallery\" data-id=\"ea29a23\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"ea29a23\" href=\"https:\/\/gmat40.com\/fr\/topics\/savings-plan\/rrsp-basics-saving-for-retirement-while-lowering-your-taxes\/\" target=\"_self\">\n    \t\t\t<img loading=\"lazy\" decoding=\"async\" class=\"e-image-base e-default-img card-gallery-img\" data-interaction-id=\"4d16d04\" id=\"44\" src=\"https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-56-768x574.webp\" width=\"768\" height=\"574\" srcset=\"https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-56-768x574.webp 768w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-56-300x224.webp 300w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-56-1024x765.webp 1024w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-56-1536x1148.webp 1536w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-56-16x12.webp 16w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-56-600x449.webp 600w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-56.webp 1600w\" alt=\"Illustration for the article: RRSP Basics: Saving for Retirement While Lowering Your Taxes\"\/>\t\t<div class=\"elementor-element elementor-element-451405e e-con e-atomic-element e-flexbox-base e-default-div card-body-gallery\" data-id=\"451405e\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"451405e\">\n    \t\t\t<p class=\"card-meta e-paragraph-base e-default-p\" data-interaction-id=\"cc2de5f\">Article 07 \u00b7 3 min de lecture<\/p>\n\t\t\t\t\t<h3 data-interaction-id=\"24282ec\" class=\"title-sm e-heading-base e-default-h3\">Principes de base du REER\u00a0: \u00c9pargner pour la retraite tout en r\u00e9duisant vos imp\u00f4ts<\/h3>\n\t\t\n<\/div>\n\n<\/a>\n<a class=\"elementor-element elementor-element-05fa87b e-con e-atomic-element e-flexbox-base e-default-a card-gallery\" data-id=\"05fa87b\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"05fa87b\" href=\"https:\/\/gmat40.com\/fr\/topics\/savings-plan\/saving-as-a-newcomer-your-first-12-months-in-canada\/\" target=\"_self\">\n    \t\t\t<img loading=\"lazy\" decoding=\"async\" class=\"e-image-base e-default-img card-gallery-img\" data-interaction-id=\"2877ac4\" id=\"45\" src=\"https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-57-768x430.webp\" width=\"768\" height=\"430\" srcset=\"https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-57-768x430.webp 768w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-57-300x168.webp 300w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-57-1024x573.webp 1024w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-57-1536x859.webp 1536w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-57-18x10.webp 18w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-57-600x336.webp 600w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-57.webp 1600w\" alt=\"Illustration for the article: Saving as a Newcomer: Your First 12 Months in Canada\"\/>\t\t<div class=\"elementor-element elementor-element-aafab4f e-con e-atomic-element e-flexbox-base e-default-div card-body-gallery\" data-id=\"aafab4f\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"aafab4f\">\n    \t\t\t<p class=\"card-meta e-paragraph-base e-default-p\" data-interaction-id=\"cfc3a55\">Article 08 \u00b7 3 min de lecture<\/p>\n\t\t\t\t\t<h3 data-interaction-id=\"5769ddc\" class=\"title-sm e-heading-base e-default-h3\">\u00c9conomiser en tant que nouvel arrivant : vos 12 premiers mois au Canada<\/h3>\n\t\t\n<\/div>\n\n<\/a>\n<a class=\"elementor-element elementor-element-c065872 e-con e-atomic-element e-flexbox-base e-default-a card-gallery\" data-id=\"c065872\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"c065872\" href=\"https:\/\/gmat40.com\/fr\/topics\/savings-plan\/saving-as-a-student-small-amounts-big-habits\/\" target=\"_self\">\n    \t\t\t<img loading=\"lazy\" decoding=\"async\" class=\"e-image-base e-default-img card-gallery-img\" data-interaction-id=\"19b52a7\" id=\"46\" src=\"https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-73-768x476.webp\" width=\"768\" height=\"476\" srcset=\"https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-73-768x476.webp 768w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-73-300x186.webp 300w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-73-1024x634.webp 1024w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-73-1536x951.webp 1536w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-73-18x12.webp 18w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-73-600x372.webp 600w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-73.webp 1600w\" alt=\"Illustration for the article: Saving as a Student: Small Amounts, Big Habits\"\/>\t\t<div class=\"elementor-element elementor-element-19faad2 e-con e-atomic-element e-flexbox-base e-default-div card-body-gallery\" data-id=\"19faad2\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"19faad2\">\n    \t\t\t<p class=\"card-meta e-paragraph-base e-default-p\" data-interaction-id=\"a864d7f\">Article 09 \u00b7 3 min de lecture<\/p>\n\t\t\t\t\t<h3 data-interaction-id=\"9f8acb2\" class=\"title-sm e-heading-base e-default-h3\">\u00c9pargner quand on est \u00e9tudiant\u00a0: petites sommes, grandes habitudes<\/h3>\n\t\t\n<\/div>\n\n<\/a>\n<a class=\"elementor-element elementor-element-a89cbce e-con e-atomic-element e-flexbox-base e-default-a card-gallery\" data-id=\"a89cbce\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"a89cbce\" href=\"https:\/\/gmat40.com\/fr\/topics\/savings-plan\/7-common-savings-mistakes-and-how-to-avoid-them\/\" target=\"_self\">\n    \t\t\t<img loading=\"lazy\" decoding=\"async\" class=\"e-image-base e-default-img card-gallery-img\" data-interaction-id=\"0f51461\" id=\"47\" src=\"https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-67-768x784.webp\" width=\"768\" height=\"784\" srcset=\"https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-67-768x784.webp 768w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-67-294x300.webp 294w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-67-1003x1024.webp 1003w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-67-1504x1536.webp 1504w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-67-12x12.webp 12w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-67-600x613.webp 600w, https:\/\/gmat40.com\/wp-content\/uploads\/2026\/10\/gmat40-image-67.webp 1567w\" alt=\"Illustration for the article: 7 Common Savings Mistakes and How to Avoid Them\"\/>\t\t<div class=\"elementor-element elementor-element-f04d846 e-con e-atomic-element e-flexbox-base e-default-div card-body-gallery\" data-id=\"f04d846\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"f04d846\">\n    \t\t\t<p class=\"card-meta e-paragraph-base e-default-p\" data-interaction-id=\"236c79d\">Article 10 \u00b7 3 min de lecture<\/p>\n\t\t\t\t\t<h3 data-interaction-id=\"34d3cff\" class=\"title-sm e-heading-base e-default-h3\">7 erreurs courantes en mati\u00e8re d&#039;\u00e9pargne et comment les \u00e9viter<\/h3>\n\t\t\n<\/div>\n\n<\/a>\n\n<\/div>\n\n<\/div>\n\n<\/section>\n<section class=\"elementor-element elementor-element-19f262c e-con e-atomic-element e-flexbox-base e-default-section section-white\" data-id=\"19f262c\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"19f262c\">\n    <div class=\"elementor-element elementor-element-464028e e-con e-atomic-element e-flexbox-base e-default-div page-container\" data-id=\"464028e\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"464028e\">\n    <div class=\"elementor-element elementor-element-23de9a3 e-con e-atomic-element e-flexbox-base e-default-div cta-band\" data-id=\"23de9a3\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"23de9a3\">\n    <div class=\"elementor-element elementor-element-257eb74 e-con e-atomic-element e-flexbox-base e-default-div cta-copy\" data-id=\"257eb74\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"257eb74\">\n    \t\t\t<h2 data-interaction-id=\"83bc830\" class=\"title-lg-light e-heading-base e-default-h2\">Lisez gratuitement les 50 articles Basique.<\/h2>\n\t\t\t\t\t<p class=\"text-light e-paragraph-base e-default-p\" data-interaction-id=\"9016b63\">Inscrivez-vous avec un nom d&#039;utilisateur et une adresse courriel, puis cliquez sur le lien d&#039;activation que nous vous envoyons pour d\u00e9finir votre mot de passe.<\/p>\n\t\t\n<\/div>\n<div class=\"elementor-element elementor-element-ee270f2 e-con e-atomic-element e-flexbox-base e-default-div button-row\" data-id=\"ee270f2\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"ee270f2\">\n    \t\t\t<a href=\"https:\/\/gmat40.com\/fr\/wp-login.php\/?action=register\" target=\"_self\" class=\"button-accent e-button-base e-default-a\" data-interaction-id=\"dfd106d\">\n\tS&#039;inscrire gratuitement\n<\/a>\n\t\t\n<\/div>\n\n<\/div>\n\n<\/div>\n\n<\/section>\n\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Basic topic Savings Plan Emergency funds, goals and the accounts that help savings grow. Free when you register for Basic. [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":319,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"site-sidebar-layout":"no-sidebar","site-content-layout":"page-builder","ast-site-content-layout":"full-width-container","site-content-style":"unboxed","site-sidebar-style":"unboxed","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-410","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Savings Plan - GMAT40<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/gmat40.com\/fr\/topics\/savings-plan\/\" \/>\n<meta property=\"og:locale\" content=\"fr_CA\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Savings Plan - GMAT40\" \/>\n<meta property=\"og:description\" content=\"Basic topic Savings Plan Emergency funds, goals and the accounts that help savings grow. 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